Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 139)

Open Thread: Best Android Apps for Money and Finance

Shortly after publishing this morning’s article on the best money and finance apps for your iPhone, a couple of readers e-mailed asking for a similar list of apps for Android-based phones. Unfortunately, I can’t provide a lot of guidance here because I use an iPhone. […]

Money and Finance Apps for Your iPhone

About a year ago, I put together a list of handy iPhone apps for managing your money. In the time since then, the app market has grown dramatically, and I’ve discovered many more uses for my iPhone. Thus, I thought I’d put together another rundown of money and finance apps that I have on my iPhone. Bank of America – This is where we have our “local” bank accounts. […]

Lending Club – July 2010 Performance

This is just a quick update on my Lending Club performance. During the month of July, I experienced my second charge off, dropping my net annualized return into the 9.5% range. I actually knew this one was coming because the borrower in question never made a single payment. Nice, huh? This is one of the reasons that I’ve been attracted to buying notes on the secondary market. […]

Dipping Into Our Emergency Fund

This week we’ve had both good and bad news. After our car accident, it’s quite possible that we may have to dip into our emergency fund. While I’m not happy to be using it, I’m very glad that it’s there for us. All of this got me to thinking about the slight difference (in my mind at least) between a regular savings account and an emergency fund. […]

Building Up Savings Rates is a Life Long Process

This is a guest post from Richard Barrington, who is a banking analyst for MoneyRates.com. Richard previously spent over twenty years as an investment industry executive. People can easily be intimidated by the amount of money it takes to fund retirement. […]

The High Cost of Credit Card Debt

Last night while going through the mail, I happened upon our Chase Freedom Visa statement. Don’t ask why we’re still getting a paper statement from them, as I’m honestly not sure – guess I need to change that. Anyway, I don’t usually look at our credit card statements too closely, as we pay our credit card bills in full every month. […]

Get Out of Debt Success

If you’ve tried several times to get out of debt and can’t seem to manage it, this is the article you’ve been waiting for. […]

Best Retirement Plan for Small Business Owners?

This is a guest post from Dan Wesley, who is the CEO of CreditLoan.com. If you like what you see here, please consider subscribing to their RSS feed. Salaried employees generally have an employer-sponsored 401(k) retirement account administered by the company’s HR department. Failing that, many use Individual Retirement Accounts (IRAs) from local banks, credit unions, or brokerages. […]