Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 140)

Obesity Costs More Than You Think

In case you haven’t noticed, we’re living in the midst of an epidemic of childhood obesity. And for that matter, adults aren’t doing so well themselves. A couple years back, I got very interested in this topic, so I did some research, and found the answer. It’s a little complicated, but not really. Some of it sounds like a conspiracy theory, and some of it is common sense. […]

Is it Time for Cash to Make a Comeback?

This is a guest post from Kevin Mercadante of Out of Your Rut. Kevin is also author of Lighten Your Load, an e-book focused on reducing living expenses while still maintaining a comfortable lifestyle. Credit limits are cut. Interest rates are increased to 29.9% after just one missed payment. Rewards programs are reduced and perks eliminated. […]

Get a $50 Bonus From Chase Freedom

This is just a quick note to let you know that Chase FreedomSM is offering a $50 bonus for new cardholders. Simply apply for the card and you’ll get the bonus after your first purchase with or use of the card. Here’s the scoop: Receive $50 Cash Back after first purchase You will receive $50 in bonus rebates with this bonus offer, which can be redeemed for a $50 check. […]

Handling Financial Setbacks

I was hoping to write about the logistics of moving and painting parties, but we just had a huge setback with our home purchase. Last Monday we did our walk through and it went well. There were some minor things that needed to be fixed before we closed, but we were happy with what we got. […]

optionsXpress $100 Signup Bonus

This is just a quick note to point out that optionsXpress is currently offering a $100 bonus for opening a new brokerage account with them. All you have to do is open an account and fund it with at least $500 in cash or securities (transferred in from another brokerage) before the end of the year, and then make three trades within the next twelve months. […]

What is Debt Settlement?

Debt settlement. I’ve heard this term over and over in recent months. While I’ve had a vague idea of what this means, I’ve never known exactly what debt settlement entails, so today I thought I’d take a closer look. Debt settlement in a nutshell Debt settlement involves negotiating with a creditor to agree on a reduced balance that will be accepted as payment in full. […]

Weekly Roundup – Cinnamon Bear Edition

Today was a big day in our household… November 29th marks the traditional start of the “The Cinnamon Bear,” an old-time, holiday-themed radio serial. I first learned about The Cinnamon Bear when JD wrote about it over at Get Rich Slowly a few years ago. If you have kids, this is definitely worth checking out. […]

2010 Federal Income Tax Brackets

With just over a month left in 2009, it’s time to start thinking about your finances in 2010. Back in late October, the IRS released details regarding income tax changes for 2010, including (very slightly) modified income tax brackets. Here’s a quick rundown. 2010 Federal Income Tax Brackets Here’s a quick rundown of Federal income tax brackets for 2010. […]

Why We Avoid Black Friday Like the Black Death

Let me start by wishing everyone a happy Thanksgiving holiday from all the writers here at FiveCentNickel. […]

Making Mortgage Prepayments

I recently received the following question from a reader named Merry that’s interested in paying off her mortgage early. I have been making an extra regular mortgage payment in the middle of every month. Currently, my next mortgage payment is not due until May 1, 2010. […]