Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 148)

How to Get Out of Debt: Hardcore Tools for Getting to Zero

This is a guest post from Michael Harr, Co-Founder and Chief Content Director at TodayForward. Michael worked as a collections agent for a major credit card issuer, and has more than a decade of experience as a comprehensive financial planner. […]

Learning About Mortgage Escrow Accounts

I just checked the balance on our mortgage to make sure this month’s payment went through. I’m excited about accelerating our mortgage payments and seeing the principal decrease. […]

Cash as a Painkiller?

While money can’t buy happiness, it might just be able to reduce pain. That’s the finding of an interesting piece of research from the University of Minnesota. […]

Five Simple Habits That Will Help You Avoid The Debt Trap

This is a guest post from Kris Bickell of www.debt-tips.com, where he shares tips for getting out of debt, saving money, and fixing your credit. Years ago, in a world far different from the one we now live in, people only bought what they could afford. Then along came credit cards, and people realized they could buy whatever they want – and avoid paying until later. […]

Credit Card Offers: Citibank Credit Cards

So far, we’ve taken a look at PenFed credit cards, and Chase credit cards, and today marks the CitiBank credit card offers installment of the weekly Saturday review of current offers from major banks. […]

The Value of a College Education: Tuition Costs, Earning Power, and Unemployment Rates

Is a college degree worth the investment? We’ve talked in the past about the value of a high-end college degree. Today I want to take a step back and consider the value of a college education in general. The cost of a college education For starters, let’s take a look at the cost of a college education. […]

Are You In a Dead End Job?

How can you tell if you’re working in a dead end job? Wikipedia defines a dead end job as: “a job in which there is little or no chance of progressing and succeeding into a higher paid position. Such work is usually unskilled and the phrase usually applies to those working as shelf stackers, cleaners, or other menial jobs where the pay is low, and the hours are long.” What do you think? […]

Why Doesn’t Sam’s Club Accept Visa Credit Cards?

Have you ever wondered why Sam’s Club doesn’t accept Visa-branded credit cards? I mean, they accept MasterCard (and Discover!), so why not Visa? It’s understandable that they don’t accept Amex, as many merchants avoid Amex due to their relatively high merchant processing fees. But Visa and MasterCard credit cards have similar processing fees, so why accept one and not the other? […]

Visa vs. MasterCard: Does it Really Matter?

When it comes to choosing a credit card, I frequently hear people advising others to get a Visa card because they’re so widely accepted. While I definitely buy this argument when it comes to comparing Visa vs. American Express or Discover cards, I’m much less convinced when it comes to Visa vs. […]