Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 150)

Series I Savings Bond Rates – May 2010

This is just a quick note to say that the Treasury has posted the new Series I Savings Bond rates. As I noted previously, the variable portion of the rate dropped from 3.06% to 1.54% as a result of lower inflation. At that time, however, the fixed portion of the rate was still unknown. Well… TreasuryDirect updated their website with the new fixed rate within the past hour, and guess what? […]

Money, Happiness, and (Extreme) Giving

We’ve previously talked about the relationship between money and happiness (here and here), and we’ve also tackled the issue of “how much is enough.” With those discussions as a backdrop… I recently ran across an interesting article about an Austrian millionaire that’s giving away his entire fortune. He’s selling his homes, cars, the business that made his fortune, etc. […]

$100 Checking Account Signup Bonuses

If you’re in the market for a new checking account, I’ve listed below four recent signup bonuses that I’ve run across. In each case, I’ve included a summary of the offer details. Full details are available by clicking through to the application pages. […]

Reset Your Investment Cost Basis With Charitable Donations

Today, I want to share a tip that will help you avoid future taxes on the taxable portion of your investment portfolio. […]

Roll Over IRA Into 401(k)?

Last week, I wrote about rolling over your 401(k) into an IRA. Shortly thereafter, a reader named Nelly wrote in to ask about the possibility of doing the opposite — rolling an IRA into a 401(k). Here’s her question: I have a small traditional IRA that I’m tired of dealing with. […]

Why I Love Ally Bank

When we first started banking online, we opened an account with ING Direct. They were one of the pioneers in online banking, and they also used to offer some of the best rates around. […]

The Newlywed’s Guide to Managing Money

As I mentioned last week when I wrote about saving money on your wedding, your wedding day is just one day out of your entire marriage. Today I want to talk a bit about managing your money to make the rest of your marriage as smooth as possible. Being responsible with your finances includes looking at how the two of you view money and planning how you’ll approach it in your marriage. […]

Will the Homebuyer Tax Credit Be Extended?

This is just a quick note about the $8000/$6500 homebuyer tax credit. As you may recall, this credit was originally introduced as an $8000 first-time homebuyer tax credit that was set to expire on November 30, 2009. Shortly before its expiration, Congress acted to push the expiration date back to April 30, 2010. […]

Investment Losses and the Wash Sale Rule

Most investors are familiar with the concept of “capital gains.” A capital gain is a profit that results from the sale of an asset that has appreciated beyond its purchase price. […]