Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 151)

Clean and Maintain Your Windows Computer for Free

Is it really necessary to buy software programs to clean and/or protect your Windows computer? And either way… Which ones should you use? “Yesterday it worked, today it is not working, Windows is like that.” -Margaret Segall Why take advice from me? Though I do not speak of it often I am an Information Technology Manager (a.k.a. […]

Lending Club – September 2009 Performance

As September came to a close, I was enjoying an 11.98% net annualized return with Lending Club. Once again, I spent the month expanding my holdings beyond my original “High Risk” and “Low Risk” test portfolios. […]

How to Get Out of Your Cell Phone Contract

A few weeks ago, I ran across a nice video that gave a rundown of ways to get out of your cell phone contract without paying an early termination fee (ETF). […]

Historical FDIC Insurance Limits

With all the recent talk of the FDIC wanting to raise more funds to meet its obligations, I thought it would be interesting to take a look at FDIC insurance limits over the years. A brief history of the FDIC For those that aren’t aware, the FDIC was formed following the signing of the Banking Act of 1933 (also known as the Glass-Steagall Act). […]

Saving and Spending During the Holiday Season

It’s time people! Whether you like it or not, the Holiday season will be upon us in the blink of an eye. Are you financially prepared? “The wise man plans and saves for the future, but the foolish person squanders what he has.” -Proverb Today I will outline two basic concepts. […]

Seven Search Tips to Help You Save Money with Google

This is a guest post from Ann Smarty, a blogger, search marketer and social media enthusiast. If you like what you see here, please consider following Ann on Twitter. Being a search marketer and online entrepreneur, I am on the web approximately nine hours per day, seven days a week. It is safe to assume that Google search takes no less than three hours of that time daily. […]

myFICO 25% Discount Code

This is just a quick note to let you know that there’s a new discount code out there for myFICO. Unfortunately, it’s only good through September 30th, so you have to hurry. Here’s the scoop… Simply enter promotional code ‘FinancialHelp25‘ to get 25% off your purchase. […]

FDIC to Seek Premium Prepayments

As a quick followup to last week’s article on FDIC solvency, I just wanted to point out that the FDIC has opted to accelerate bank premiums to help build up their cash on hand from the current $10B level. Under the just-announced plan, the FDIC will require banks to prepay their 2010-2012 assessments when they pay their Q4 2009 premiums. […]

FHA Loans, Mortgage Insurance Premiums, and My Extra Income

Some good news has come up in the last couple of weeks, as I’ve happened upon a temporary job for the next couple of months. Since we’re buying a house, we looked at what we can do with the extra income. For background, we’re getting a 30-year fixed rate FHA mortgage for our town house. This means that our interest rate will remain the same through over the life of the mortgage. […]