Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 152)

Low Interest Credit Cards

This post continues our series describing features of the best credit card offers in specific categories. So far we’ve taken a look at PenFed credit cards, Chase credit cards, Citibank credit cards, and Top 8 Balance Transfers. Today we’re happy to bring you information about the best low interest credit cards. […]

Should You Roll Over Your 401(k)?

There once was a time when people worked the same job their entire life and retired with a pension. Now? Not so much. Instead, most people work multiple jobs during their lifetime, and their retirement is funded by money accrued in their 401(k). So… When you switch jobs, what should your old 401(k)? Don’t cash it out First and foremost, do not cash out your 401(k). […]

How Much Money Do You Need to Retire?

Over the past several months, JD over at GetRichSlowly has been running a poll that asked the following question: If you were 65 and retiring today, how much do you think you would need? Interestingly, 42% of respondents said they’d need over $1M, and 27% said they’d need more than $2M. […]

Thoughts on Lending Money

I’m willing to bet that most of you have either loaned money to friends and family, or have been asked to do so. How did the experience pan out for you? […]

Are You at Risk of Identity Theft?

Are you at risk for identity theft? As it turns out, a company called ID Analytics has created a website called MyIDScore.com where they perform a statistical analysis of your “basic identity elements” to assign you an ID Score. […]

What is the Average Cost of Tax Preparation?

I just ran across a bit of interesting information on the cost of tax preparation from the National Society of Accountants. According to their biennial survey, the average tax prep fee for an itemized Form 1040 with Schedule A plus a state tax return is $229. […]

Avoiding and Reducing Mutual Fund Fees and Expenses

Investing in mutual funds is a wonderful way to grow your investments, but all the fees associated with such investments them can be a financial drain. Learning about these expenses and how to reduce or eliminate them is a relatively easy way to increase your returns. […]

No Fee Balance Transfers from PenFed – Expires June 30, 2010

As a followup to my recent post about PenFed credit card offers, as well as Saturday’s roundup of 8 Top Balance Transfers which reviewed the best current balance transfer credit card offers including 0% APR balance transfers, I wanted to highlight an e-mail that I recently received from PenFed regarding their transfer fees… It seems that they’ve decided to waive the balance transfer fee associated […]

8 Top Balance Transfers

Each Saturday we bring you information about current credit card offers from major banks. This series is designed to assist you in comparing and choosing credit cards with the best features. […]

Tax Freedom Day and Some Homework

Happy Tax Freedom Day! In case you weren’t aware, the average American will spend 99 days working to pay their 2010 tax bill. That makes today, April 9th, Tax Freedom Day. […]