Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 159)

How to Save Money on Pet Care

Last month was a bit of an adventure with our seven year old cat. He ran away (something he’s never done) and we were worried sick. Once we got him back, we spent some money on keeping him healthy. In addition to taking him to the vet for a check up, we also got him updated on his rabies shot. I couldn’t have imagined the true costs of being a pet owner when we first adopted him. […]

Best HSA Custodian?

As a followup to my earlier post about high deductible health plans, I’m curious if you guys have any recommendations when it comes to health savings account (HSA) custodians. My employer has picked one, but their terms aren’t great (too many fees) so I’m thinking of looking elsewhere. As I noted previously, you’re free to use whoever you want as an HSA custodian. […]

Considering a High Deductible Health Plan

‘Tis the season… For open enrollment. This year, my employer is really pushing the high deductible health plan, so I spent the weekend poring over the plan documents. Today I thought I’d share what I learned. Lower premiums The primary draw of the high deductible health plan are the low premiums. […]

Pay Back the Homebuyer Tax Credit?

Did you know that you have to pay back the homebuyer tax credit if you claim it and then sell your house (or otherwise stop using it as your principal residence) within the next three years? I didn’t, but apparently that’s the case. […]

How to Find a Good Deal

This is a guest post from Craig Ford of Money Help for Christians. If you like what you see here, please consider subscribing to his RSS feed. When evaluating purchases, some folks are just so enamored with the price. They think a good deal is all about price. I used to think the lower the price the better, so I guess you could call me a recovering price addict. […]

What is Backup Withholding?

Last week I contacted Ally Bank with a last minute change of heart. I had intended to roll our 12 month CD into a 5 year CD upon expiration, but had second thoughts when I saw that Series I Savings Bonds are more attractive than CD rates. I actually contacted Ally on the renewal date and was thus able to get the money back out without any penalties. […]

Converting Paper Savings Bonds to Electronic Form With SmartExchange

This is just a quick followup to yesterday’s post about Series I Savings Bonds. As I noted in that post, you are limited to purchasing $5k of these bonds in electronic and paper form each year for an annual total of $10k (per Social Security number). Assuming that you max out, this means that you’ll be the proud new owner of bonds in two forms. Yuck. […]

Getting a Home Inspection

Buying a house is probably the biggest purchase that most people will ever make. Given what’s at stake, you want to be sure you’re not buying a lemon. […]

What are Series I Savings Bonds?

Last week I noted that Series I Savings Bonds are now paying 3.36% (current as of 11/09). Given current CD rates, this makes them a rather attractive alternative to bank CDs. […]