Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 160)

Gardening for Health, Wealth, and Independence

“How fair is a garden amid the toils and passions of existence.” -Benjamin Disraeli In recent years, the adoption of an independent and sustainable lifestyle has become increasingly attractive to a growing number of people. […]

Lending Club Historical Repayment Rates

As a followup to my recent posts about investing through Lending Club, I thought it would be interesting to crunch some numbers related to historical loan performance. One obvious concern when it comes to peer-to-peer lending is that the borrowers will default. At best, this will severely dent the return of your overall portfolio. At worst, you’ll wind up losing money. […]

Tips for Hosting a Dinner Party

Hosting a dinner party is a great way to spend time with family and friends. It gives you a chance to relax over a good meal and catch up with everyone, and doesn’t have to cost an arm and a leg. With that in mind, I’ve asked friends to help me out as I try and put together a guide to dinner parties that can help reduce stress. […]

Ally Bank Review: New Name, Same Great Bank

A few weeks ago, we received a letter saying that GMAC Bank had been re-branded as Ally Bank. We actually opened a GMAC account last fall (more on this below), so I was quite interested when I heard this news. If you’re in a rush, and just want the executive summary, here it is: Ally Bank is a great online savings option. […]

Weekly Roundup - Top Ten Edition

A few months back, I was invited to do a “Guest Top Ten” list for, but I lost track of the e-mail and forgot to do it. Fast forward to last week when the e-mail resurfaced… Intrigued by the opportunity, I decided that it would be a great chance to give a shout out to some of the newer personal finance blogs out there. […]

The Financial Snapshot

This is a guest post by J. Money of Budgets are Sexy. If you like what you see here, please consider subscribing to his RSS feed. The financial snapshot. It’s a new trend, baby! Okay, maybe not… At least not yet… But if it were, I guarantee that people would be in a MUCH better shape these days. […]

Save Money (and Water!) With a Rain Barrel

Installing a rain barrel is an excellent way to reduce runoff, keep storm water out of the municipal system, and save money. Pure rain collected from your rooftop has relatively few contaminants, and is perfect for a variety of outdoor uses. The idea of harnessing rainwater has intrigued me for years now, but I’ve never gotten around to implementing it. […]

Lending Club Portfolio Fully Funded

This is a just a quick note to say that my Lending Club portfolio is now fully funded. I have twenty $25 notes in my “Low Risk” portfolio with an average rate of 9.85%, and twenty $25 loans in my “High Risk” portfolio with an average rate of 15.16%. Since these loans didn’t all fund at the same time, the payment due dates are a bit spread out. […]

Planning a Family Vacation Without Breaking the Bank

Taking a summer vacation can be a great way to get away and spend some time together as a family. In some cases, however, vacations end up draining savings accounts and causing more stress then they relieve. The good news is that it doesn’t have expensive to go on a great vacation. […]