Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 160)

Lending Club Reduces Interest Rates for Borrowers

This is just a quick note to say that Lending Club appears to have reduced interest rates for borrowers by around half a percentage point. I first noticed this when I logged in to select notes for investment last week, and have seen mention of it elsewhere on the web. […]

Save for Retirement With a Spousal IRA

This is a guest post from Adam Hagerman of Money Relationship. If you like what you see here, please consider subscribing to his RSS feed. If you’re like most people, you may think that retirement is so far away that it can be dealt with later. The reality is that it is never too early to begin planning for retirement, and there is no better day than today. […]

How to Handle a Missing 1099 Form

Have you received all your tax paperwork? Every year around this time I get questions from people who are missing a Form 1099 and aren’t sure what to do. […]

Pursuing Financial Independence: Now What?

Yesterday, Matt challenged readers to figure our their financial priorities. That post generated some interesting responses, including one in which a reader wondered: “Now what?” I’m at the “now what” stage. We have paid the car off, and a fat savings account. We do not plan to pay off the house because we want to move soon. Not sure that the house will sell for the amount we paid. […]

Determining Your Financial Priorities

If my time as a personal finance blogger has taught me but one thing, it would be that personal finances are like snowflakes… Seemingly similar, yet utterly unique. […]

Lending Club Update – December/January Performance

It’s been awhile since I’ve provided a Lending Club performance update, so today I’m going to be covering what’s happened in the past two months. As they say, no news is good news… As of February 1, I’m rocking a 10.23% net annualized return on a portfolio that is currently composed of 233 notes. You can see from the graph below that my performance is currently right around average. […]

2010 Outlook for Mortgage Rates

This is a guest post by Tim Manni of Tim is the author of HSH’s daily blog, which concentrates on the latest developments in the mortgage and housing markets. If you like what you see here, please consider subscribing to his RSS feed. Are you at all concerned about where mortgage rates are headed as we roll into 2010? […]

Reducing Your Automotive Expenses

I don’t know about you, but having a car has become more and more of a necessity for us. After considering our options, it would be impractical for us to become a one car family, or to rely on public transportation. We are, however, intent on reducing our expenses, so we’re trying to cut our transportation costs. Aside from carpooling, there are a number to reduce our automotive expenses. […]

OptionsHouse 100 Free Trades Promo Extended

This is just a quick note to let you know that the 100 free trades at OptionsHouse promo has been extended through the end of April. In case you missed it the first time around, here’s the deal: New customers are eligible for this special offer after opening a new OptionsHouse account with a minimum of $3,000. […]

My Lending Club Loan Selection Criteria

I’ve had a few people ask me about how I go about selecting Lending Club loans, so I thought I’d write something up for all to see. […]