Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 167)

Lending Club Update – October 2009 Performance

As October came to a close, things were still going well with my Lending Club investments. The one loan that has gone bad has stayed bad, but everything else is being paid on time. Even with that delinquency, however, my “High Risk” portfolio is back in the black, as I’ve earned more than enough in interest to cover the loan that I lost. […]

Series I Savings Bonds Now Paying 3.36%

This is just a quick note to say the new Series I U.S. Savings Bond interest rates have been released. I haven’t written much (anything?) about savings bonds in the past, but I’m planning on changing that in the near future. In the mean time, I’ll just say this… The interest rate on Series I bonds is made up of a fixed rate component and an inflation component. […]

Use Weight Loss Strategies to Get Out of Debt

This is a guest post from Adam Jusko, founder of, a credit card information site where you can compare credit card offers. Please consider following Adam on Twitter for quick credit tips and opinions. As the founder of a website about credit cards, I’m sometimes asked by financial reporters what advice I’d give to people trying to get out of debt. […]

Weekly Roundup – Disney Shanghai Edition

I just ran across an interesting article about Disney receiving the go-ahead from China’s central government to build a new theme park in Shanghai. Current estimates are that the new park will cost close to $4B and will open in five to six years. […]

How to Save Money on Vacations

In December, we’ll be celebrating our 3 year anniversary. Our little tradition so far has been taking a vacation. Since we’re getting a townhouse a month before our vacation, however, we’re scaling back a bit this year. […]

Most and Least Reliable Cars – 2009 Edition

Consumer Reports recently released their 2009 listing of the most and least reliable cars. Whenever these rankings come out, I look at them with a bit of morbid curiosity. I’m mostly interested in seeing how far down the list the domestic carmakers Looking at overall brand reliability, Japanese imports clearly rule the roost, whereas domestic brands are generally well down the list. […]

Get 100 Free Trades from OptionsHouse Brokerage

Are you in the market for a discount broker? If so, you might want to check out OptionsHouse. They’re currently offering 100 free trades for new customers. Here’s the scoop: New customers are eligible for this special offer after opening a new OptionsHouse account with a minimum of $3,000. […]

Is it Possible to Live Without Credit Cards?

As time goes by and taxpayers see less and less personal benefit from the bank bailouts, tensions are on the rise. People are starting to ask more and more questions. People are starting to question what caused all the problems we are facing today. […]

Locking in Long Term CDs in a Low Rate Environment

Interest rates are very, very low right now. On top of that, the first “rung” on our CD ladder is coming up for renewal next week. We should be rolling that money into a new five year CD, but is that a good idea given current CD rates? When we first started our CD ladder (Novemeber 2008), we bought a one, two, three, four, and five year CD. […]