Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 168)

What is a Mortgage Escrow Account?

I recently received an e-mail from a reader who is interested in paying off her mortgage early. In it, she asked the following: Is it better to pay money monthly that is applied to your escrow or your principal? […]

Shopping for Homeowner’s Insurance on a Condo

We’ve been busy shopping around for home insurance for the condo that we’re buying. I’ve contacted several agents by phone and e-mail looking for a good deal. […]

Get a $75+ Bonus from Zecco

About a week ago, I received an e-mail from Zecco, an online discount broker, with details about their “Friends Program.” The short version is that you’ll get a $75 bonus or 20 free trades for each and every friend that you refer. If you already have a Zecco account, here’s what you need to do: Visit Enter your name and e-mail address Enter (or upload) the ad […]

Eight Great iPhone Apps for Managing Your Money

As most of you know, I got an iPhone back in July. Since it arrived, I’ve had a blast digging through the App Store looking for life-changing apps. While I’ve found some real gems, I’m sure that I’ve missed out on some great ones. […]

Bank Fees Increasing

Has your bank increased fees related to your checking or savings accounts? According to a recent blurb in Money Magazine, banks have turned to account maintenance fees, overdraft fees, etc. […]

Tips for Lending Club Investors

Last night I listened in on an online discussion with Scott Langmack, a veteran Lending Club investor who has averaged 12.6% returns over the last couple of years. During the seminar, Langmack shared tips for “beating the average” with Lending Club. What follows is a rundown of Langmack’s four keys to maximizing returns. 1. […]

Cash for Clunkers – Ending Soon

Have you been thinking about taking advantage of the Cash for Clunkers program? If so, you’d better hurry… Transportation Secretary Ray LaHood has announced that the program will end at 8PM on Monday due to dwindling funds. This program has been a mixed blessing for the auto industry. […]

How to Deal With a Bad Deal

Have you ever paid in advance for a service you had yet to receive, only to get screwed over in the end? Those of us who have been on the short side of this stick know that it’s never a fun experience! Fruh-strey-shun! As some of you already know, my wife and I have been a one car couple for over 8 months now. After an auto accident, my 2001 Jeep Cherokee was hurtin’ for certain. […]

Preserving the Harvest

This is a guest post from SD Guy of If you like what you see here, please consider subscribing to his RSS feed. Depending on where you live and when you planted your garden, you’ve most likely been enjoying the fruits of your labor. […]

Purchasing a Home: Examining the Costs

This past weekend my husband and I decided which townhouse we want to buy. After working the numbers, looking at different properties, and going through the options, we’ve signed a purchasing agreement on a property at a new development. Since this is our first time buying a home, we wanted to be as thorough as possible. After all, this is a huge commitment. […]