Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 4)

How Something You Might Not Know Costs You Thousands…

…And What You Can Do About It We live in a complex world where many things happen around us that we’re at a loss to understand or explain. High CEO compensation, soaring health care costs, a biased media and politicians being bribed are but a few of the things we see wrong with the world. Those (and other) problems have their root in a single trait of human nature. […]

Lack of sleep costing you a fortune?

A sleep-deprived, bleary-eyed look is practically a rite of passage for most new parents. I knew I wouldn’t get much sleep for the first few months, so I planned for it. I finished all my assignments ahead of schedule, and arranged for help with household chores. I was prepared for my sleepless nights — at least I thought I was. […]

Longevity logic and retirement rationales

The professional association to which I belong meets the second Tuesday of the month. Afterward, many of the members in attendance hit a nearby Italian bistro for a buy-your-own dinner. Last week, I exited for home alongside another long-time association member, George, who had a train to catch. I asked if he’d commuted downtown just for the meeting, and he said he hadn’t. […]

How to complain effectively and get results

As soon as we signed the contract to buy our first home, I started dreaming about furnishing it. After years of drooling over pretty furniture catalogs, I finally had a place to decorate. I have also been saving money specifically to furnish our house and, as a part of that fund, I have been collecting furniture store gift cards. […]

How to get the best deal on a midwinter vacation

This post comes from Halina Matt at our partner site Zing. It’s pretty much universally understood that the first thing on everyone’s mind midwinter is vacation. Whether it’s due to cold-weather blues or holiday hangover, packing up your bags and getting far, far away for a little while can be very tempting during the frigid months. If this sounds familiar, you’re in luck. […]

The Super Bowl, changes, and your finances

SUPER BOWL! Everyone knows the Super Bowl will be upon us in little more than a week. In many ways, the event has become the new Thanksgiving, hasn’t it? That’s because the people you invite to a Super Bowl party are chosen. You can’t choose your family, but you can choose your friends, and the annual, fast-becoming-traditional, Super Bowl gathering is a gathering of friends. […]

Making smarter investments in education

I recently signed what I’ve been assured will be my last tuition check. My younger son, who is finishing up grad school, looked at me with a mixture of bemusement and annoyance when I referred to it as “my day of jubilee,” but who wouldn’t celebrate having such a big expense removed from their annual budget? Also, I’m happy because it’s been a good investment. […]

Popular Homeowner Tax Benefits Might Disappear in 2014

This post comes from Sean T. Johnston at our partner site Zing If you’re a tax-paying homeowner, there might be some bad news on the horizon. Our legislators in Washington, D.C. haven’t exactly seen eye-to-eye on a lot of things in 2013. […]

GE Capital Bank Review

General Electric has been active in the financing business for a very long time, but not in a way that hits you in the face. Don’t let their obscurity fool you, though. In banking, size has its advantages and, in terms of assets, General Electric is a powerhouse. Its banking operations have survived a number of recessions, including the Great Recession, and even grown. […]

Ally Bank Review

Few banks have had as profound an impact on our daily lives as Ally Bank. Back in the time of Model T Fords, all automobiles were paid for in cash. General Motors created the General Motors Acceptance Corporation (GMAC) in 1919 to offer their customers easy access to credit, helping more individuals to afford their own automobile. […]