Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 5)

What Happens to My Debt if I Die

Debt is a challenge to many in this life. But what happens to your debt when you die? The answer depends on a number of factors, including where you live, the type of debt, and whether a debt is secured. Nobody likes the idea of leaving their loved ones saddled with debt when they pass away. […]

9 Reasons Your Credit Score Has Dropped

It’s a common question–Why did my credit score drop? Your score can fall for many reasons. Some drops are insignificant, while others can seriously hurt your finances. We examine nine common reasons your credit score may have fallen. So you recently pulled your credit report or got an alert from a monitoring service. Suddenly, your score is lower than it was last month. […]

How to Rent an Apartment When You Don’t Have a Credit History

Many landlords check a prospective tenant’s credit report. For those with no credit, finding a landlord willing to take a chance on you can be a challenge. […]

How to Rent an Apartment When You Don’t Have a Credit History

Many landlords check a prospective tenant’s credit report. For those with no credit, finding a landlord willing to take a chance on you can be a challenge. […]

How to Write a Winning Cover Letter

A cover letter is your 60-second chance to promote yourself. Write a poor cover letter and your resume lands in the rejection pile. Craft a compelling cover letter, however, and you land the coveted interview. Here are five keys to writing a great cover letter. Picture this scene. […]

How to Write a Winning Cover Letter

A cover letter is your 60-second chance to promote yourself. Write a poor cover letter and your resume lands in the rejection pile. Craft a compelling cover letter, however, and you land the coveted interview. Here are five keys to writing a great cover letter. Picture this scene. […]

How to Save Money on Car Insurance

Lowering car insurance costs is a great way to save money. Sometimes a quick phone call is all it takes. Here are 6 ways to save money on car insurance. Everyone is always looking for new ways to save money. Cutting expenses, trimming monthly bills, and tightening the budget are all great options. […]

15 vs 30 Year Mortgages–What’s the Best Choice?

A 15 vs. 30 year mortgage–what’s the best option? It’s a question everybody who buys a home must answer. Here we provide the pros and cons of both mortgage types. I’ve had mortgages on the brain recently. When assembling our mortgage history, I was struck by the decisions we face along the way. […]

15 vs 30 Year Mortgages–What’s the Best Choice?

A 15 vs. 30 year mortgage–what’s the best option? It’s a question everybody who buys a home must answer. Here we provide the pros and cons of both mortgage types. I’ve had mortgages on the brain recently. When assembling our mortgage history, I was struck by the decisions we face along the way. […]

8 Tips to Make the Most Out of Business Travel

Business travel has its pros and cons. At first, it can be exciting to hit the road on your employer’s dime. Eventually, however, it can become tedious. The good news is it’s easy to make the most of business travel. Business travel doesn’t have to feel like work if you do it the right way. Optimizing the way you travel is important if your career is going to take you away from home frequently. […]