Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 5)

Ally Bank Review

Few banks have had as profound an impact on our daily lives as Ally Bank. Back in the time of Model T Fords, all automobiles were paid for in cash. General Motors created the General Motors Acceptance Corporation (GMAC) in 1919 to offer their customers easy access to credit, helping more individuals to afford their own automobile. […]

Mutual of Omaha Bank Review

Mutual of Omaha has been a well-known player in the insurance industry for more than a century. In 2007, Mutual of Omaha created an affiliate company, Omaha Financial Holdings, Inc., (OFHI) to explore the banking sector. […]

Evaluating the best banks in America

Banking in America is unique. No other country has as many banks, and types of banks, as the United States. Most countries in Europe have about four or five big banks… and that’s it. When there are so few competitors, they all tend to be alike, and not all that consumer-friendly. The plethora of banks in America is good news, but the news is not all good. […]

Failing to plan is planning to fail

It’s that time again, time for the inevitable turn-of-the-year vows to eat smarter, exercise more and be nicer to friends and family. One in a hundred may actually keep those commitments and become healthier, better people in the process. […]

How to get the best deal on an engagement ring

We are right in the middle of the engagement season. According to the wedding planning website theknot.com, 39 percent of weddings begin with a proposal between Thanksgiving and Valentine’s Day. Everyone wants to buy the perfect ring. Being one of the most expensive purchases we make in our life, it is important to plan ahead and understand the process. […]

Should Utilities Be Added to Credit Scores?

This post comes from Miranda Marquit at our partner site Quizzle.com. One of the biggest complaints that many have about the credit reporting industry is the fact that consumers have little choice but to engage in activities that can result in high interest debt if they want a good credit score. […]

2014: Another good year?

Twenty-thirteen is the year the Haves and the Have Nots came to prominence, dressed up as a new TV series which opened on the Oprah Winfrey Network (OWN). The title of the show alludes, of course, to the notion that there is a distinction between those with high incomes and/or a high net worth, and, well, the rest of us. […]

The world as we know it

I have a brother who is a history teacher, and a son who is on his way to becoming one. For me, history was one of my least favorite subjects in school, but now it represents a major portion of my reading. Studying financial history early in my career may have been the turning point. […]

Bank Review: Discover Bank

Discover Bank is an online bank that is part of Discover Financial Services, Inc., a Riverwoods, Ill.-based company with a widely diverse array of financial tools. Discover Financial Group traces its history back to the mid-1980s and Sears’ launch of the Discover Card, where it was a unit of Sears’ Dean Witter group. […]

How to complain effectively and get results

As soon as we signed the contract to buy our first home, I started dreaming about furnishing it. After years of drooling over pretty furniture catalogs, I finally had a place to decorate. I have also been saving money specifically to furnish our house and, as a part of that fund, I have been collecting furniture store gift cards. […]