Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 8)

The economics of running out

In a sense, personal finance is a battle of conservation. People manage their resources in the hopes they won’t run out of the essentials — only what people find essential can differ. This centers around the fear of losing money or some other aspect of your financial life, and overcoming that fear should involve some element of minimizing the reality of it happening. Offensive vs. […]

Overwhelmed at Work and Home? You May Be Living on ‘Contaminated Time’

This post comes from Colleen Oakley at our partner site LearnVest. “There just aren’t enough hours in the day.” “I’m crazy busy.” “My to-do list is a mile long.” If you’re like most Americans, you likely say one (or all) of the above statements on a regular basis. A few years ago Brigid Schulte—a journalist for The Washington Post and a mother of two—did too. […]

Sensational Way to Triumph in Negotiations

Before reading this post, please grab a steaming cup of coffee, and recline in the most comfortable chair you can find. If one is near, lift a warm puppy to your lap and stroke the soft, furry pet as you read. All set? Proceed. When professor and author Thalma Lobel was ready to finalize the sale of her Tel Aviv apartment, she sat down with the buyer for final negotiations. […]

How to save money on dental insurance

When I transitioned from a full-time job to being self-employed, one of the biggest hurdles I faced was finding low-cost health insurance. Finding affordable dental insurance proved to be even more difficult. First, I couldn’t find any dental insurance with benefits comparable to what I was getting from my full-time job. […]

In Sickness and in Wealth: Why Today’s Couples Keep Separate Accounts

This post comes from Shana Lebowitz at our partner site LearnVest. It’s hard to find a more romantic topic than banking—but nearly every couple eventually faces the question: Should we combine our money or keep separate accounts? According to a new survey by TD Bank, the answer is often “both.” Nearly half (42%) of couples with joint bank accounts also keep individual ones. […]

Are You A Prius Lover or Hater?

When is the last time you got into a heated argument about cars? Cars in general are not controversial. Yes, there is the odd low-key Chevy vs. Ford thing from days gone by and that sort of thing, but most people generally don’t get worked up about cars, arguing about them after dinner in mixed company. […]

The side effects of credit cards

While I’m not a fan of all the pharmaceutical advertising on television, I have to admit that they can be brutally frank about disclosing potential side effects. If you take something for chronic indigestion, a variety of things could happen which will make you lose your appetite — which at least would make you less likely to suffer indigestion. […]

The Post-College Outlook: A New Money Worry for 20-Somethings?

This post comes from Anna Williams at our partner site LearnVest. College seniors graduating this spring are more optimistic than ever … but should they be? According to Accenture’s 2014 College Graduate Employment Survey, a full 84% of the class of 2014 believes they will land a job in their chosen field. […]

Speaking Well of the Dearly Departed: You

If you’re like me, you hold the firm belief that a personal finance site like the one you’re currently visiting should occasionally offer more than the usual advice. Oh, it’s fine if these posts primarily advance ways to track down the best savings account, how to save on life insurance or find the best zero percent APR credit cards. […]

How to save money on airline fees

The summer travel season is almost upon us. In the past, finding good airfare deals used to take the most time, while booking the tickets only took a couple of minutes. Now, it goes like this: You spend hours trying to find a good airfare deal and get excited when you find an awesome deal! […]