Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 9)

Making time for money

One can’t give financial advice for very long without realizing that most of it is not earth-shattering insight. It usually comes down to common sense. So then the challenge becomes one of analyzing why people don’t apply common sense to their finances more often. Temptation is a big reason, of course. […]

A new career stepping stone? More apprenticeships coming to companies near you

This post comes from Jenny Paxton at our partner site LearnVest. Apprenticeships—formal programs that consist of on-the-job, paid training, mentorship and related classroom education—may be the solution to the pressing skills gap between employers’ needs and job seekers’ training. […]

Don’t look a gift employer in the mouth

Even if you’re not a news junkie like me, I’d be willing to bet that you’ve seen or heard one news item ad infinitum over the past several years. That nugget is the story about Americans’ retirement readiness, or lack thereof. We are endlessly informed by the media that we’re not ready to retire — and that we won’t be ready unless we start banking lots more dough. […]

10 tips most first-time home buyers don’t consider

It’s been exactly one year since my husband and I purchased our first home. As one might expect, we’ve learned a number of valuable lessons this past year. There are plenty of articles full of useful tips for first-time home buyers. I am not going to repeat them. Instead, I will list the lessons I personally learned that I didn’t find covered anywhere else. […]

Flex or Fiction: How Accommodating Is Your Job?

This post comes from Anna Williams at our partner site LearnVest. When it comes to work perks, flexibility is one of our favorite nice-to-haves—whether that means occasionally telecommuting from home, working variable hours or being part of a job share. In fact, a 2013 LearnVest study found that more than half of us would prefer a flexible schedule. […]

Is The American Dream Dead?

Is the American dream dead? A majority of people say it is, according to the recently announced CNN Money survey, as well as several others done at academic institutions like Xavier and Youngstown universities and other private organizations. […]

The economics of running out

In a sense, personal finance is a battle of conservation. People manage their resources in the hopes they won’t run out of the essentials — only what people find essential can differ. This centers around the fear of losing money or some other aspect of your financial life, and overcoming that fear should involve some element of minimizing the reality of it happening. Offensive vs. […]

Overwhelmed at Work and Home? You May Be Living on ‘Contaminated Time’

This post comes from Colleen Oakley at our partner site LearnVest. “There just aren’t enough hours in the day.” “I’m crazy busy.” “My to-do list is a mile long.” If you’re like most Americans, you likely say one (or all) of the above statements on a regular basis. A few years ago Brigid Schulte—a journalist for The Washington Post and a mother of two—did too. […]

Sensational Way to Triumph in Negotiations

Before reading this post, please grab a steaming cup of coffee, and recline in the most comfortable chair you can find. If one is near, lift a warm puppy to your lap and stroke the soft, furry pet as you read. All set? Proceed. When professor and author Thalma Lobel was ready to finalize the sale of her Tel Aviv apartment, she sat down with the buyer for final negotiations. […]

How to save money on dental insurance

When I transitioned from a full-time job to being self-employed, one of the biggest hurdles I faced was finding low-cost health insurance. Finding affordable dental insurance proved to be even more difficult. First, I couldn’t find any dental insurance with benefits comparable to what I was getting from my full-time job. […]