Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 10)

Make an appointment with yourself to manage your money

This is a guest post from J.D. Roth, who founded the blog Get Rich Slowly in 2006. Roth wrote Your Money: The Missing Manual and is the “Your Money” columnist for Entrepreneur magazine. His latest project is a year-long course on how to master your money, which explains how to slash costs and boost income so that you can pursue early retirement and other goals. […]

Time to think about taxes, again!

Yes, I know we’re just past last year’s tax season, but good tax planning works only if we start early enough for the current year. Having last year’s tax return still fresh in memory gives us a great start for next year’s tax planning. Understand how your income is being taxed Do you know what your effective tax rate is? Do you have more than one income source? […]

5 Vehicles With the Longest Lifespans

This post comes from Anna Williams at our partner site LearnVest.com. There are dozens of factors to consider when it comes to buying a new car—everything from safety features to the length of the loan. But if durability is high on your lists of musts, a new study might help steer you in the right direction. […]

How your life is changing in a Heartbleed

No, that’s not a typo. If you haven’t heard of “Heartbleed” yet, listen up. Events that radically change our lives don’t come along that often. The 9/11 attacks changed not only how we travel, but how we think and act when we go out. Having your belongings searched when you go out to a ballgame was unthinkable before; now it’s routine. […]

Parents’ attitudes toward money and kids

As parents, we pick up a fair amount of information from other parents. There’s some good advice, some bad advice, and then there are opinion surveys. Even though I tend to second-guess the way some of the questions are phrased, I like opinion surveys because they are a window into what large numbers of other people are thinking. […]

10 Questions for … a Business Coach

This post comes from Jessica Henderson at our partner site LearnVest. Never miss a new episode of Shark Tank? Invented a revolutionary evaporating kitty litter that you’re itching to debut to the world? You’re not alone. Every month, some 543,000 new businesses are launched—but the hard truth is that only seven out of 10 survive the crucial first two years to stay in the game. […]

Worst-case-scenario playbook

This is the time of year when I annually confer with my financial adviser. As I drove to meet him in his office a couple weeks ago, I had reason to expect we’d both be in jovial moods. The stock market’s performance over the past year has been stellar, after all, and my account has tallied corresponding gains. But as we talked, I was quickly reacquainted with reality. […]

How to rear money-smart kids

The Consumer Financial Protection Bureau estimated, in 2013, that outstanding student loans have swelled to over $1.2 trillion. Seven in ten college seniors who graduated in 2012 had student loan debt, at an average of $29,400. Scary! It is extremely important for kids to have a good handle on personal finance before they enter college. […]

Smartphone apps to help you avoid traffic

This article comes from Nate Segall from the Quicken Loans Zing! blog. Traffic – we despise it, we can’t stand it and we’ll do anything to avoid it. You can catch the morning news before you head out to work, tune in to the traffic updates on the radio – or you can download a traffic application on your smartphone. […]

Tax refunds: Why following the crowd makes sense

A few weeks ago, someone pulled out a gun and shot four people in a Detroit tax preparer’s office over a late income tax refund. […]