Free Money Finance

Free Money Finance is a personal finance blog designed to help readers grow their net worth. The site is over four years old and contains more than 7,000 posts on saving money, making money, investing, planning for retirement, and all other personal finance related topics.

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Latest Posts from Free Money Finance

What's It Take to "Make It"?

Here's a very interesting post and infographic on what people think it takes to "make it" in America.  2,000 people were asked what “making it” means to them. […]

How Much to Borrow for College

Unless you've been hiding under a rock for the past few years, you've heard about the "student loan crisis" I put that in quotes because it's not a crisis IMO. It's a problem caused by people who do not understand basic financial principles. But more on that in a minute. For now, let's begin with what Wikipedia says about student loan debt: The Economist reported in June 2014 that U.S. […]

How Much to Borrow for College

Unless you've been hiding under a rock for the past few years, you've heard about the "student loan crisis" I put that in quotes because it's not a crisis IMO. It's a problem caused by people who do not understand basic financial principles. But more on that in a minute. For now, let's begin with what Wikipedia says about student loan debt: The Economist reported in June 2014 that U.S. […]

How Much You Should Have Saved by Your 40s

MSN gives some details on how much the average 40-year-old has saved. The summary: Among U.S. households headed by someone aged 44 to 49, the average retirement savings balance is $81,347, according to the Economic Policy Institute. But while that number may not seem all that bad, it's also a bit misleading. […]

How Much You Should Have Saved by Your 40s

MSN gives some details on how much the average 40-year-old has saved. The summary: Among U.S. households headed by someone aged 44 to 49, the average retirement savings balance is $81,347, according to the Economic Policy Institute. But while that number may not seem all that bad, it's also a bit misleading. […]

Five Countries Where You Can Retire for $1,000 a Month

Kiplinger lists five countries where you can retire for $1,000 a month as follows: 1. Thailand2. Bolivia3. Nicaragua4. Malaysia5. Georgia Here's my take on this: Personally, I wouldn't want to live in any of these. […]

Five Countries Where You Can Retire for $1,000 a Month

Kiplinger lists five countries where you can retire for $1,000 a month as follows: 1. Thailand2. Bolivia3. Nicaragua4. Malaysia5. Georgia Here's my take on this: Personally, I wouldn't want to live in any of these. […]

Where You Can Live on $50k Per Year

Business Insider lists 19 cities where you can live on $50k per year. Here are my comments related to this: Where you live has a HUGE impact on your net worth. It's a fact of financial life that some places are simply more expensive than others -- some MUCH more expensive. […]

Where You Can Live on $50k Per Year

Business Insider lists 19 cities where you can live on $50k per year. Here are my comments related to this: Where you live has a HUGE impact on your net worth. It's a fact of financial life that some places are simply more expensive than others -- some MUCH more expensive. […]

Five Signs You Retired Too Early

CNN Money lists five signs you retired too early as follows: 1. You're bored2. Your expenses are unpredictable3. You don't qualify for Medicare4. You're withdrawing early Social Security benefits5. Your financial planner isn't happy Here's my take on these: Yes, it's true that you need something to retire TO, not just retire FROM something. […]