Free Money Finance

Free Money Finance is a personal finance blog designed to help readers grow their net worth. The site is over four years old and contains more than 7,000 posts on saving money, making money, investing, planning for retirement, and all other personal finance related topics.

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Latest Posts from Free Money Finance (page 330)

Make and Save Money by Getting Rid of Your Junk

I've noted previously that selling stuff you own is a great way to earn some extra money. There are actually three ways you can both make and save money around this idea, but I'm getting ahead of myself. […]

The Resume That Speaks Volumes: Capture Your Contributions

The following is an excerpt from Indispensable By Monday: Learn the Profit-Producing Behaviors that will Help Your Company and Yourself by Larry Myler. As I've said several times, your resume needs to scream RESULTS! As you implement the ideas you’re learning, you’ll need to document your indispensability. […]

Help a Reader: Getting Out of Debt

Here's an email I recently received from a reader: I'm currently 25 going onto 26 soon.  My net worth is currently -$73,520 roughly and although that's (really) bad, I'm not in a horrible spot overall but want advice.  Currently I have : $3k in emergency fund, a few hundred in my savings/checking (which I'm trying to have a base of 1 to 2 thousand) no credit card debt. […]

Free Money Finance March Money Madness, Round 2, Posts 1-4

Here we go with the second round of Free Money Finance March Money Madness (if you wonder what's going on in these posts, see my article announcing March Money Madness and/or click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when […]

Information is Not Enough, Part 1

The following is excerpted from Mind over Money: Overcoming the Money Disorders That Threaten Our Financial Health by Brad Klontz, Psy.D. & Ted Klontz, Ph.D. Copyright © 2009 by Brad Klontz and Ted Klontz. Excerpted by permission of Broadway, an imprint of the Crown Publishing Group. All rights reserved. […]

Help a Reader: What to Do with Second Car

Here's an email I received recently from a reader: My wife stays at home with our three small children and plans to home school them.  I work from home full time starting about 6 months ago.  We currently have two paid off vehicles: one is an SUV for family transport and the other is a small compact car that gets great gas mileage and was used for when I still had to go into the office.  The SU […]

Financial Moves I'm Making Now

I thought it would be interesting to share with you some of the financial moves I'm making these days. Much of personal finance is the same day in and day out (work, get paid, move money automatically to save/invest, and so on), but here are some of the more unique things going on in my life right now: I just ordered $1,000 more in gold dollar coins. […]

How to Earn $100 an Hour (Or Save $100,000 in Your Lifetime)

Would you like to earn $100 an hour (or more)? Probably, since the average American earns about $20 an hour. But how can you do this? The Wall Street Journal gives us the answer -- clipping and using coupons. Yep, you read that correctly. Here's their thinking: The average saving per coupon was $1.44 according to a recent report. The WSJ assumed you spend a minute per coupon. […]

The Mortgage Tax Deduction is a Consolation Prize at Best

Here's author Mary Hunt's take on one common argument for keeping a mortgage: Bad Advice: Do not pay off your mortgage because you will lose a valuable tax deduction. Mortgage interest on your principal residence is a deductible expense on your federal tax return. Even if you can pay off your mortgage, don't do it. […]

Ten Things Millionaires Won't Tell You

Smart Money lists 10 things millionaires won't tell you as follows: 1. “You may think I’m rich, but I don’t.” A recent survey by Fidelity found 46% of millionaires “do not feel” wealthy. 2. “I shop at Wal-Mart . . .”  Millionaires know what it is to be frugal. About 84% say they spend with a middle-class mindset, according to the AmEx/Harrison survey. […]