Free Money Finance

Free Money Finance is a personal finance blog designed to help readers grow their net worth. The site is over four years old and contains more than 7,000 posts on saving money, making money, investing, planning for retirement, and all other personal finance related topics.

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Latest Posts from Free Money Finance (page 333)

Top 10 Free Money Finance Posts of 2009

Last year I listed what I thought were my best posts of 2008. I'm continuing that tradition now with what I feel were my top 10 posts of 2009 (listed in countdown order) out of the over 1,100 posts here last year: #10 - How to Make Money as a Soccer Referee - I love sharing unusual ideas for making money, I love telling personal stories, and I love soccer. […]

How's Your Income Stack Up?

Kiplinger asks how your income stacks up and in doing so lists some interesting facts and figures including: A new study from the Department of Agriculture found that nearly 50 million Americans struggled at some point in 2008 to get enough to eat. More than 40 million Americans are officially living in poverty. […]

Eight Ways to Avoid Wasting Gift Cards

Well, we got some more gift cards/certificates for Christmas this year including: Another Macy's gift card  Gift certificates for KFC (bad for me, but tastes so good) ;-) Visa gift cards that can be used anywhere iTunes gift cards Including what we  have carried over from 2009, we're now managing balances of some sort (some are very low) on about ten different cards or so. […]

Win a Free Copy of You Need a Budget!

I am giving away a copy of You Need a Budget! We'll start with a testimony from a YNAB user. Here goes: “I have loved using YNAB. For years I was searching for a money program that was more then an elaborate checkbook. Then I found YNAB and couldn’t believe that it did EVERYTHING I always wanted to do for our families finances. […]

Seven Financial Resolutions for the New Year

The following is a guest post from Marotta Asset Management. Financial resolutions usually don't even last until the end of January. Making a permanent change in our behavior requires both time and a steely resolve to keep the practice until it becomes habit and finally character. We can only develop financial character one action at a time. […]

Revisiting the Value of a College Degree

A couple months ago we discussed whether or not a college degree is still worth the cost. My opinion is that it's not worth it if you borrow to the hilt and get a worthless degree. On the other hand, if you make the most out of your college degree, it certainly is worth the time and cost. […]

Best of Money Carnival

Just a note that the first Best of Money Carnival for 2010 is now up. Congrats to all participants and especially the winning post, Personal Life Lessons Learned from Board Games. I made the carnival as well with my post titled Contrarian Thoughts on Charity and Giving. […]

The Four Levels of Sound Mind Investing (And Giveaway!)

The following is a guest post from Christian-based Sound Mind Investing. For more on SMI, see my review of their book and their website. Also check out the end of this post to win a free one-year subscription to their website. At Sound Mind Investing, we believe that to achieve peace of mind in your investment decisions, you must be an initiator, not merely a responder. […]

Help a Reader: Career Direction

Here's an email I received recently from a reader: A little bit of background on me. My wife and I (ages 26 and 27 respectively) have been married going on five years and are pretty conservative with our money. We bought our first home four months ago for 126K (5.375% fixed for 30) to get the home buyer tax credit, and put 20% down to avoid PMI (we were going to buy soon anyway) . […]