Free Money Finance

Free Money Finance is a personal finance blog designed to help readers grow their net worth. The site is over four years old and contains more than 7,000 posts on saving money, making money, investing, planning for retirement, and all other personal finance related topics.

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Latest Posts from Free Money Finance (page 335)

Americans Not Ready for Retirement

Here's a piece from MarketWatch about how your home equity figures into your retirement plans. But what struck me were these figures on what Americans have saved for retirement: The equity in your home represents a big part of your wealth. […]

Why Your Resume Gets Trashed

Yahoo lists the following reasons your resume may get trashed by potential employers: Numbers Don't Add Up -- If accomplishments can be quantified, do it -- but use discretion. Brandishing borderline performance numbers signals a lack of experience and bad judgment. Formality Takes a Vacation -- Don't succumb to the informality of email. […]

Using a Credit Card Properly

The following is a guest post from Marotta Wealth Management.  Getting the right credit card for the right reasons is half the battle. Using it correctly is the other half. When the perfect card arrives in the mail, sign it, activate it and pull the sticker off the front. But before you put it in your wallet and start using it, deny the credit card company the permission to market to you. […]

How the Recession Will Change Financial Behaviors

In its November issue, Consumer Reports listed the percentage of consumers who had changed spending practices since the recession hit and planned to continue them once it's over as follows: Buy only what you need -- 44% Put less on credit cards -- 42% Invest more safely -- 38% Put more into savings -- 35% Dine out less -- 22% Take cheaper vacations -- 22% Spend less on groceries -- […]

Marrying Your Financial Opposite

Here's a piece from MSN Money that says most people marry their financial opposite. They break the situation down as follows: Most people say their ideal mate would be someone whose money style is similar to their own. Despite this preference, people tend to marry their financial opposite. […]

Personal Finance Books that Make Great Gifts

In April 2008 I wrote a post titled Personal Finance Books that Can Change Your Life. It was a summary of new books out that MSN Money thought could change your life if you read them. […]

Car Care Maintenance Myths

Consumer Reports lists care-care maintenance myths (along with the truth about them) as follows: Myth: Engine oil should be changed every 3,000 miles. Reality: Stick to the service intervals in your car's owner's manual. Myth: Inflate tires to the pressure shown on the tire's sidewall. […]

The World's Best Places to Retire

One of my ten most-hated money saving tips is move to a foreign country. Separately, I've suggested retirees can afford to retire by moving to a foreign country (when they aren't able to retire here in the US.) Both of these ideas are built upon cost savings -- that it's cheaper to live in a foreign country. […]

Intelligence Still Linked to Income, Not Wealth

In the book The Difference: How Anyone Can Prosper in Even The Toughest Times, author Jean Chatzky details a 2007 study done by Ohio State scientist Jay Zagorsky that looked at the relationship between intelligence and wealth. […]

How's Your Net Worth Doing?

This blog has been about one thing from day one: helping you grow your net worth. So maybe it's time for a bit of a net worth check-up, huh? The reason I'm bringing up the issue now is that I'm seeing a lot of pieces on net worth today versus what people used to have. For instance, the MSNBC article says that net worth is up but still way below what it once was. […]