Free Money Finance

Free Money Finance is a personal finance blog designed to help readers grow their net worth. The site is over four years old and contains more than 7,000 posts on saving money, making money, investing, planning for retirement, and all other personal finance related topics.

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Latest Posts from Free Money Finance (page 336)

The Prudent and the Simple

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. […]

Why Annuities Are a Bad Idea

The following is a guest post from Retirement Savior. I've recently covered annuities and wanted to do so again since any post on this topic seems to bring out a great debate on the subject. […]

The Top 15 Questions You Should Ask When Looking for a New Insurance Policy

The following is an article sent to me from State Farm Insurance. They originally sent me a list of their top 15 questions consumers should arm themselves with when looking for a new policy. I asked them to provide answers to the questions as well, and that's how this piece was born. […]

A Warning on Debit Cards

Check this out from the NY Times: When Peter Means returned to graduate school after a career as a civil servant, he turned to a debit card to help him spend his money more carefully. So he was stunned when his bank charged him seven $34 fees to cover seven purchases when there was not enough cash in his account, notifying him only afterward. […]

10 Ways to Save Money on Car Ownership

Here are some thoughts from the great personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest. They list 10 tips for saving money on owning a car as follows: 1. Keep your cars longer.2. Buy a used car rather than an expensive new one.3. Do your homework.4. Finance over three years or less.5. Avoid cars that are more costly to insure.6. Don't get frivolous options.7. […]

Carnivals for the Week of Sept 21

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. For now, here are the carnivals Free Money Finance was in this week and my posts that were included: EDITOR'S CHOICE! […]

10 Top Tax-Savings Ideas

Here are some thoughts from the great personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest. They list 10 tips for saving money taxes as follows: 1. Maximize contributions to retirement plans.2. Consider a Roth IRA conversion.3. Own a home.4. Pay attention to how your investments are taxed.5. Make tax-wise charitable contributions.6. […]

An Example of How One Couple Paid Off Their Mortgage

I've detailed how we paid off our mortgage and I'm always thrilled when a reader reports that they have done the same. Today, here's a story of how one couple completed this financial milestone: We did it – we paid off our house on 11 September 2009. We didn’t do it in any sort of a conventional way, and we were told by a LOT of people all along that we were “doing it wrong.” Yeah? […]

Time to Rebalance Your Portfolio Again

The following is a guest post from Marotta Wealth Management.  The S&P 500 over the past six months is up over 40%. You have had smooth sailing and are beginning to feel comfortable again. Don't. It's time to tack once more and rebalance your accounts. Studies show that rebalancing your portfolio can boost your returns by as much as 1.6% annually. […]

When to Pay Off Your Mortgage

Here are some thoughts from the great personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest. They list when to pay off your mortgage as follows: If you've contributed generously to your available retirement plans, including your retirement savings plans at work and an IRA. […]