Free Money Finance

Free Money Finance is a personal finance blog designed to help readers grow their net worth. The site is over four years old and contains more than 7,000 posts on saving money, making money, investing, planning for retirement, and all other personal finance related topics.

Profile of Free Money Finance

Latest Posts from Free Money Finance (page 339)

Always Check the Cost-of-Living Before Taking a New Job

Most people look at compensation (of course!) before taking a new job -- comparing what they make at their current job versus what they would make in the new one. Some simply compare base salary versus base salary -- big mistake! […]

How to Make Up for Being Ugly

I've posted previously that attractive people make more money (as do tall, "wise", and appropriately dressed people.) Kiplinger recognizes this fact as well and suggests how to compensate if you're less than pleasing to the eye. Their suggestions: Don't skimp on self-development. If you have mediocre skills, that’s strike two. […]

Who's the Most Generous?

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. The Wall Street Journal lists 14 people who gave away at least $1 billion. […]

Change Companies, Save Money

In the September issue of Consumer Reports, they list the following statistic: 53% -- Respondents in our survey who switched companies and got a cheaper rate [on homeowners insurance]. Does this shock anyone? This is why I regularly recommend shopping around for insurance -- be it car insurance, life insurance, or, in this case, homeowners insurance. You can literally save a bundle doing this. […]

Why You May Not Get What You Pay For

Consumer Reports lists several items where a good portion of the contents are usually left in the bottle. Some examples: Skin lotion -- 17-25% Liquid detergent -- 7-16% Condiments -- 3-15% Toothpaste -- 1-13% They also offer some suggestions on how to get these amounts out, so click through the link above if you're interested in that. What a rip though. […]

Help a Reader: Time to Change Jobs?

Here's an email I recently received from a reader: I graduated in 2006. It's now 2009; I have been at my current job for three years. This was my first job out of college, and I started at $33K. As for the job, I love it. I have incredible benefits -- I work at a ski resort. I get plenty of vacation time. Last year I got a 12% raise, bringing me up to $40,000 per year. […]

How to Save 20% on Your Heating and Cooling Costs

In their October issue, Consumer Reports quotes the following: 20% -- That's how much you can cut your heating and cooling bills per year simply by adjusting thermostat temperatures 5 to 10 degrees at night and when you're out. This is why you'll almost always see "get a programmable thermostat" as a suggestion in any piece on how to save money heating and cooling. […]

Carnivals for the Week of Sept 7

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. For now, here are some of the carnivals Free Money Finance was in this week and my posts that were included: EDITOR'S CHOICE! Best of Money Carnival - Consider All Options When Trying to Save Money EDITOR'S CHOICE! […]

The Problems with Rebates

Consumer Reports details how many people send in rebates as follows: 47% always/often 23% sometimes 25% never 5% N/A Of the 25% that never send them in, the top reasons are: 52% - too many steps 46% - amount too small 42% - missed deadline 32% - feared placement on mailing list 30% - lost receipt 26% - doubted they'd get the money I have a love-hate relationship with rebates -- […]

Seven Tips for Job Hunters

US News lists 17 rules for job seekers. I especially like these: 3. On the resume and in the interview, don’t talk about how hard you worked. Stress what was achieved. 4. Don’t forget to give credit to others. Employers are suspicious of "solo" performances. 8. Project an attitude of Interested. That’s in contrast to Abnormally Interested and Desperate. 9. Be nice to everyone. […]