Free Money Finance

Free Money Finance is a personal finance blog designed to help readers grow their net worth. The site is over four years old and contains more than 7,000 posts on saving money, making money, investing, planning for retirement, and all other personal finance related topics.

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Latest Posts from Free Money Finance (page 339)

2010 Roth Conversion: Factors to Consider Before Making a Decision

The following is a guest post by Bryan Olson, CFA, Vice President, Head of Portfolio Consulting for Charles Schwab & Co., Inc. For more than a decade, Roth IRAs have been offering investors a number of benefits generally including tax free growth in earnings, tax free withdrawals assuming you begin your withdrawals after the age of 59 1/2 and have held the Roth account for the minimum five-year h […]

Best of Money Carnival Now Up

Here's my weekly note that the latest Best of Money Carnival is up. Congrats to all participants and especially the winning post, The X-Men Guide To Unlocking Your Financial Mutant Powers. I made the carnival as well with a guest post titled Steps To Grow Your Net Worth When You Don't Make A Six Figure Income (though if you follow my advice you can earn six figures.) ;-) […]

Americans Still Not Ready for Retirement

Here's some information that's a good follow-up to our discussion about Americans not being ready for retirement. We'll start with a summary of how most people fund their retirement. Americans typically build retirement savings in three ways, says Laibson. For all of us, our required contributions to Social Security will provide a guaranteed monthly check. […]

How Much is Too Much for a Church Building?

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. Today we have a guest post from Money Help for Christians. […]

Know Your Rights Against Debt Collectors

The following is a guest post from Kathryn Katz, an avid cat lover, single mom, internet marketer and professional copywriter. Kathryn is a Certified Personal Finance Counselor and works for Consolidated Credit Counseling Services. Many consumers have suffered from financial difficulties during the recession. […]

What Real Millionaires Do

I'm done reading my copy of Stop Acting Rich: ...And Start Living Like A Real Millionaire and I'll be posting a bit on it here and there. But for now I wanted to share a general overview of the book's findings  regarding what real millionaires do: Dr. […]

Five Steps to Six Figures in Seven Years

Here is a piece I originally wrote for Get Rich Slowly. It's only slightly different than the version there (this version has no comments or editting from JD -- though his additions probably made the piece better.) ;-) Historically, "making six figures" has been to income earners what "becoming a millionaire" has been for those tracking their net worths -- a lofty goal achieved by only a select fe […]

Carnivals for the Week of Nov 16

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. […]

How to Define Net Worth

Here are some interesting thoughts from Stop Acting Rich: ...And Start Living Like A Real Millionaire on how to define net worth. Here are the two ways he defines net worth in the book: Augmented net worth is the "traditional" definition -- assets minus liabilities. It includes ALL assets and ALL liabilities. […]

Mindless Spending: Frequency Matters More Than Height

The following is a guest post from Marotta Wealth Management. Dieting and budgeting face similar hurdles in the American lifestyle. Some of us live to eat; others eat to live. Attempting to reduce our spending is every bit as challenging as trying to slim our waistlines. Some shop to live; others live to shop. […]