Free Money Finance

Free Money Finance is a personal finance blog designed to help readers grow their net worth. The site is over four years old and contains more than 7,000 posts on saving money, making money, investing, planning for retirement, and all other personal finance related topics.

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Latest Posts from Free Money Finance (page 340)

Help a Reader: Refinancing a Mortgage

Here's an email I recently received from a reader: I am currently in a fixed rate mortgage with 27 years left to pay and a balance of $104,000.  My interest rate is 8.62%.  Is it wise for me to try to refinance at a lower interest rate in order to lower my monthly payment or should I just stay put and ride out the storm?  My eventual goal is to sell the house if the market ever turns back aroun […]

Who Earns More in Your Marriage?

Here's a piece from MSNBC that says women are increasingly earning more than their husbands. A few of the stats they share: In 2007, 25.9 percent of wives were earning more than their husbands in households where both spouses work, according to the most recent data available from the Bureau of Labor Statistics. That’s up from 17.8 percent two decades earlier. […]

Help a Reader: Where to Save

Here's an email I recently received from a reader: I read one of your older 2008 posts about what order to invest in (meet company matching in your 401k before opening a Roth IRA), and I wondered if you have cash left after that, do you then open another Roth IRA if you’re married?  Or do you go back to increasing your 401k?  In case it depends on some stuff, here’s our quick financial summary. […]

Have You Ever Had a Boss That's Hated You?

This piece from MSNBC about bosses that hate employees made me want to ask this question: Have you ever had a boss that's hated you? I've detailed my entire work history, so you all know a lot about my work life. But the one thing I didn't cover is the boss who hated me. […]

A Final Reminder

If you haven't signed up for my giveaway newsletter, now's a good time to do so. I'm putting the finishing touches on the November issue and we've got lots of great prizes! They include a $50 SmartyPig gift card, three copies of Quicken personal finance software, one copy of You Need a Budget software and one box of books containing eight personal finance books. […]

Portfolio Recommendation Beats S&P 500 by 9.4%

The following is a guest post from Marotta Wealth Management. For those of you interested, I have a similar, though not exact, investing strategy to the one he details below. Exactly a year ago I encouraged you to avoid another lost decade in the markets. I recommended a specific balanced portfolio that today is beating the S&P 500 by 9.4%. […]

Why You Shouldn't Buy Tires at Costco

I've now purchased two sets of car tires from Costco. They are great tires (Michelin) at the best prices I could find anywhere. The first set lasted as advertised and I had no problems with them or the service at Costco. But the second set has been a bit different. Not with the tires themselves, but with the service from Costco. It's so bad that it's making me re-think my future tire decisions. […]

Keep Yourself Healthy

I have a whole category titled More Important than Money. It's where I keep all my posts on the things more important than money -- things like your family, time, and your health. The issue of how important your health is was addressed again in a recent Yahoo article on taking care of your finances. […]

Credit Card Karate: The Moves to Block Spending

The following is a guest post from Marotta Wealth Management. The availability of easy credit does not encourage financial virtue. Five minutes of credit card indiscretion literally can undo a life of financial responsibility, just like flirting at a bar with an available stranger can threaten marital fidelity. You are trying to stick to your budget and live well within your means. […]