Free Money Finance

Free Money Finance is a personal finance blog designed to help readers grow their net worth. The site is over four years old and contains more than 7,000 posts on saving money, making money, investing, planning for retirement, and all other personal finance related topics.

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Latest Posts from Free Money Finance (page 340)

Help a Reader: Time to Change Jobs?

Here's an email I recently received from a reader: I graduated in 2006. It's now 2009; I have been at my current job for three years. This was my first job out of college, and I started at $33K. As for the job, I love it. I have incredible benefits -- I work at a ski resort. I get plenty of vacation time. Last year I got a 12% raise, bringing me up to $40,000 per year. […]

How to Save 20% on Your Heating and Cooling Costs

In their October issue, Consumer Reports quotes the following: 20% -- That's how much you can cut your heating and cooling bills per year simply by adjusting thermostat temperatures 5 to 10 degrees at night and when you're out. This is why you'll almost always see "get a programmable thermostat" as a suggestion in any piece on how to save money heating and cooling. […]

Carnivals for the Week of Sept 7

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. For now, here are some of the carnivals Free Money Finance was in this week and my posts that were included: EDITOR'S CHOICE! Best of Money Carnival - Consider All Options When Trying to Save Money EDITOR'S CHOICE! […]

The Problems with Rebates

Consumer Reports details how many people send in rebates as follows: 47% always/often 23% sometimes 25% never 5% N/A Of the 25% that never send them in, the top reasons are: 52% - too many steps 46% - amount too small 42% - missed deadline 32% - feared placement on mailing list 30% - lost receipt 26% - doubted they'd get the money I have a love-hate relationship with rebates -- […]

Seven Tips for Job Hunters

US News lists 17 rules for job seekers. I especially like these: 3. On the resume and in the interview, don’t talk about how hard you worked. Stress what was achieved. 4. Don’t forget to give credit to others. Employers are suspicious of "solo" performances. 8. Project an attitude of Interested. That’s in contrast to Abnormally Interested and Desperate. 9. Be nice to everyone. […]

Another Extreme Makeover Home Edition Home Being Sold

Add this home to the growing list of Extreme Makeover Home Edition homes being sold. The details: The first home in Arizona to get the "Extreme Makeover: Home Edition" treatment is for sale, the family blessed with the two-story mansion saying it is looking to escape the crushing bills that came with the house. The extreme-home asking price: $1.3 million. […]

Community College Seems Like a Smart Option to Me

Check out this intro from a recent US News piece: Can't come up with the money for four years at a traditional college? What if you could take the same courses far more cheaply, experience life on a residential campus, and transfer smoothly after two years to complete your bachelor's degree at the university you thought you couldn't afford? […]

Is Speaking More the Way to Grow Your Career?

US News says that one way to look smarter than you are (and thus grow your career) is to talk more. Yep, that's what they recommend. The rationale: Research shows that people who speak up more often in groups are viewed as more competent and more instrumental to a group’s overall success. […]

All the Money in the World Divided Equally

I found this interesting, money-related question in a recent issue of Parade magazine: If all the money in the world were redistributed so that everyone had the same amount, what would it be? My guess was somewhere in the $100,000 range. The real answer shows how stupid and misinformed I am when it comes to the global supply of money and the number of people on the planet. […]