Free Money Finance

Free Money Finance is a personal finance blog designed to help readers grow their net worth. The site is over four years old and contains more than 7,000 posts on saving money, making money, investing, planning for retirement, and all other personal finance related topics.

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Latest Posts from Free Money Finance (page 351)

Best of Money Carnival Now Available

Just a heads-up that the Best of Money Carnival is now up. Congrats to all participants and especially the winning post, Abysmal Survey Results: Americans Don’t Understand Basic Financial Concepts. […]

Steps To Grow Your Net Worth When You Don't Make A Six Figure Income

The following is a guest post from Danny Kofke, author of How to Survive (and Perhaps Thrive) on a Teacher's Salary. It seems everywhere we look these days, we see something telling us how bad the economy is and how tough times are.  I agree that for some this is true but, from personal experience, you can still live a wealthy life on a moderate income. My name is Danny Kofke and I am a school t […]

Opportunities Lost

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. In the past we've discussed what Christians believe about giving (and how much -- or should I say how little -- they actually give). On a related note, I've even asked if our welfare state is a result of Christians not living up to their calling to give to the poor and needy. […]

A Great Money Question

Here's a great money question (preceded by a fill-in-the-blank statement) from page 209 of The Secret Language of Money: How to Make Smarter Financial Decisions and Live a Richer Life: 1. My current annual income is $_________________ 2. […]

How to Become a Billionaire

Forbes recently looked at the lives of several ultra-wealthy individuals and came up with this list for how to become a billionaire: Their parents had a high aptitude for math. They were born in September. They were either college drop-outs or went to Yale. They worked at Goldman Sachs. All strikes for me -- no wonder I'm not a billionaire. […]

FMF Policy on Ads and Affiliate Programs

On December 1 the FTC's new "guidelines" on blogger endorsements go into effect. In their usual style of being as unhelpful as possible, the government left the guidelines fairly vague so each blogger has to figure out what to say, how to say it, and so on. […]

Star Money Articles and Carnivals for the Week of Nov 9

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. […]

Which Financial Website is Best for You?

Smart Money asks which financial website is best for you and offers up these options: I use none of these myself. I do use Quicken's desktop version mostly to track spending, investments, and net worth, but other than that, I don't use any website to do those tasks. […]

Help a Reader: Refinancing a Mortgage

Here's an email I recently received from a reader: I am currently in a fixed rate mortgage with 27 years left to pay and a balance of $104,000.  My interest rate is 8.62%.  Is it wise for me to try to refinance at a lower interest rate in order to lower my monthly payment or should I just stay put and ride out the storm?  My eventual goal is to sell the house if the market ever turns back aroun […]

Who Earns More in Your Marriage?

Here's a piece from MSNBC that says women are increasingly earning more than their husbands. A few of the stats they share: In 2007, 25.9 percent of wives were earning more than their husbands in households where both spouses work, according to the most recent data available from the Bureau of Labor Statistics. That’s up from 17.8 percent two decades earlier. […]