Free Money Finance

Free Money Finance is a personal finance blog designed to help readers grow their net worth. The site is over four years old and contains more than 7,000 posts on saving money, making money, investing, planning for retirement, and all other personal finance related topics.

Profile of Free Money Finance

Latest Posts from Free Money Finance (page 355)

Does a Pleasant Attitude/Personality Help You Succeed?

I've said before that I think the two parts of a successful career are delivering results and having a good attitude. But how much does the latter really contribute to any success you have? Maybe more than I originally thought. I just finished reading the book The Noticer: Sometimes, all a person needs is a little perspective. […]

Will This Recession Teach People Anything about Handling Their Money?

US News lists 10 ways to thrive after the recession including: Rethink your lifestyle. Eliminate small expenses that add up. Downsize—permanently. Get competitive about it. Take advantage of the way retailers have changed. Make use of new government policies. Educate yourself. Save more. Look for a better bank. […]

Help a Reader: Universal Life Insurance

Here's an email I recently received from a reader: Two questions please: 1) What is your opinion on seniors investing in a universal life insurance policy for wealth protection? Transamerica Life Insurance Company was recommended by my bank representative. […]

What's It Take to Be Rich?

This piece from the Wall Street Journal talks about the evolution of wealth, but it got me to thinking -- what does it take to be rich? In other words, how much money do you need to have these days to be considered rich? In the past, the "gold standard" was becoming a millionaire. If you had $1 million historically, you were set. You were living the high life and your retirement was set. […]

Best Money Posts Now Available

Just a quick announcement to let you know that the Best of Money Carnival is up at Mighty Bargain Hunter. This week's winner was Faith-Based or Socially Responsible Investing – Delusions of Righteousness followed by my post titled My Jobs, I Get My Dream Job in second. Lots of great posts there, so check it out. […]

My Jobs, The Dream Job Turns into a Nightmare

Last week I shared some of my career history and left off where I had just accepted my dream job. Today I want to continue this series by giving details on the next position I held. The dream job was everything I had hoped it would be -- lots of great projects, interesting people to work with, a growing company with lots of energy, a bigger title, more money, and on and on. […]

God's Stimulus Plan and Living Below Your Means

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. Here's a piece by Robert Morris (author of the excellent book The Blessed Life: The Simple Secret of Achieving Guaranteed Financial Results) called God's Stimulus Plan. […]

How Much People Spend on Weddings (And How to Save on Them)

US News talks about how people are dealing with spending on wedding gifts in a tough economy and shares this information on the average amounts spent: According to, friends spend an average of $116 per gift, and family members spend $211. […]

Make More Money by Moving to a Cold Weather Climate

Ok, so the headline of this post is a bit over the top (what's new, huh?). But the concept discussed here is interesting and related to personal finance, so I'm going with it. :-) Here's the summary: New research suggests that higher temperatures can have a damaging effect on the economies of poor countries. […]

Six Money Talks to Have Before You Get Married

US News lists the six money talks to have before you get married as follows: Your credit histories. Whether you want separate or joint accounts. Your long-term financial goals. Your spending styles. Who will do what? How will you respond to needy family members? I think I've mentioned before that my wife and I had NONE of these discussions before we got married. […]