Free Money Finance

Free Money Finance is a personal finance blog designed to help readers grow their net worth. The site is over four years old and contains more than 7,000 posts on saving money, making money, investing, planning for retirement, and all other personal finance related topics.

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Latest Posts from Free Money Finance (page 355)

How Much Do You Spend on Your Cell Phone?

Here's an "infographic" (interesting word, huh?) that I was sent that lists "cell phones by the numbers". The interesting fact that stood out to me was this: Average monthly cell phone bill: $52 So that's over $600 a year. Wow. […]

Help a Reader: Should You Take Social Security?

Here's a philosophical question a reader left recently on my post titled An Example of How to Become Rich: I would like to ask a question of Old Limey or anyone else who would like to answer. I mean no disrespect, I am simply curious, but it could be a loaded question. […]

What's Wrong with Warehouse Clubs

You all know how much I like warehouse clubs stores. I LOVE Costco and shop there quite often. That said, club stores aren't all milk and honey -- they do have their downsides. And while this list of 10 problems with warehouse clubs is over-blown IMO, they do have some legitimate points. For instance, here are a couple disadvantages of shopping at club stores: 7. "Try our website. […]

How Much Life Insurance Do You Need?

Here are some thoughts from the great personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest. They talk about how much life insurance you need as follows: The rule of thumb is to buy about five to eight times your current wages. […]

10 Best for This Week

Just a reminder that this week's Best of Money Carnival is up. Congrats to all participants and especially the winning post, The “Shit-That-Doesn’t-Inspire-You” Factor (aka, the "anti-latte factor" post). :-) Enjoy! […]

Five Ways to Make Your Nest Egg Last a Lifetime

Here's a list of five ways to make your nest egg last a lifetime from MarketWatch: 1. Delay claiming Social Security. One way to create the best inflation-adjusted source of income at the moment is to delay taking Social Security for as long as possible. 2. Consider purchasing an annuity. It's not right for everyone, said McCubbin. […]

The Prudent and the Simple

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. […]

Why Annuities Are a Bad Idea

The following is a guest post from Retirement Savior. I've recently covered annuities and wanted to do so again since any post on this topic seems to bring out a great debate on the subject. […]

The Top 15 Questions You Should Ask When Looking for a New Insurance Policy

The following is an article sent to me from State Farm Insurance. They originally sent me a list of their top 15 questions consumers should arm themselves with when looking for a new policy. I asked them to provide answers to the questions as well, and that's how this piece was born. […]