Free Money Finance

Free Money Finance is a personal finance blog designed to help readers grow their net worth. The site is over four years old and contains more than 7,000 posts on saving money, making money, investing, planning for retirement, and all other personal finance related topics.

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Latest Posts from Free Money Finance (page 357)

The Top Ten Turnoffs About Networking

The following is adapted from Make Your Contacts Count: Networking Know-how for Business And Career Success by Anne Baber and Lynne Waymon (AMACOM Books, March 2007). Do some of the expressions that people use when they are talking about networking make you cringe? Here is a list of the Top Ten Turnoffs complied by networking experts Anne Baber and Lynne Waymon: 1. […]

Budget Percentage Breakdowns

The book Make Money, Not Excuses: Wake Up, Take Charge, and Overcome Your Financial Fears Forever breaks down the percentages of take-home pay (net salary) that they suggest goes to various categories: Housing (35%) -- Mortgage or rent payment, taxes, insurance, utilities, repairs, and any other cost of living there. Transportation (15%) -- Car, gas, maintenance, and insurance. Debt Rep […]

How to Get Rid of $106,000 in Debt

I love real-life stories of people making very positive changes in their finances because 1) they usually illustrate tried-and-true principles and 2) the nay-sayers can't dispute them (they can't say, "this won't work" because the illustration just proved that it did work.) So today I'm excited to feature a story about how a family eliminated $106,000 in debt in five years. […]

How Networking in Your Office Can Help Your Career (And Help the Company's Bottomline!)

The following is adapted from Make Your Contacts Count: Networking Know-how for Business And Career Success by Anne Baber and Lynne Waymon (AMACOM Books, March 2007). If you're interested, here's what I've already said about networking inside your own office. […]

Help a Reader: Investing in Real Estate

Here's an email I recently received from a reader: I am married with a 4 year old daughter and a 6 month old son. I will be turning 29 next week. For 28.5 of those years, I was a complete spendthrift with the attitude of "why make money if you can't spend it." Today, I can give you roughly 29,250 reasons why (that's not even counting student loans!). […]

A Real-Life Financial Meltdown

Here is a story about friends of ours (no, they don't read this blog and neither does anyone that knows them). It's a combination of bad luck, terrible timing, an historic market drop, and poor decisions. Here are the details: We had friends from our neighborhood that lived a modest lifestyle similar to ours. […]

The 5 Stages of Investing Enlightenment

The following is a guest post from Retirement Savior. I found this piece especially insightful since these are the exact stages I went through (many, many years ago.) Have you experienced the stages to becoming an ideal investor? It is not difficult to learn the tricks of the trade if you put forth diligent effort. For many people, it follows a common pattern of 5 stages: 1. […]

Help a Reader: Getting Needed Experience

I recently received the following email from a reader: Sorry for this extremely long email but I have found your blog very helpful and am not sure where else to go for great advice. I’m at the stage where I am wanting to take the next step in my career but am unsure of how to go about it, given the current employment market. […]

10 Great Posts

Just wanted to let you all know that the latest Best of Money Carnival is now up. Congrats to all participants and especially the winning post, Goals Are the Gateway to Financial Success. Check it out if you're interested in some great personal finance reading. […]

Budgeting with YNAB

The following is a guest post from Nate Williams, a CPA who works with You Need a Budget. […]