Free Money Finance

Free Money Finance is a personal finance blog designed to help readers grow their net worth. The site is over four years old and contains more than 7,000 posts on saving money, making money, investing, planning for retirement, and all other personal finance related topics.

Profile of Free Money Finance

Latest Posts from Free Money Finance (page 361)

Carnivals for the Week of Oct 5

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. […]

Where Do You Store Your Will?

Here are some thoughts from the great personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest. […]

Help a Reader: Off-Setting Stock Gains with Losses

Here's a question a reader left here recently: I purchased WAMU stocks in the mid-1980's and allowed my shares to accumulate. I signed up to re-invest my stocks dividends. My shareholdings got to over 1,000 shares (total of shares I held and in the reinvestment program). At over $40 per share I was sitting on over $40,000 investment. Then WAMU filed bankruptcy under Chapter 11. […]

Results, Results, Results

I didn't know whether to name this post "It's the Results, Stupid" after the old Bill Clinton campaign focus or go with the take-off on the real estate adage of "location, location, location." I went with the latter since I don't like calling anyone stupid. But I digress... Here's a piece from Yahoo that talks about the problems with buzzwords on a resume and in an interview. […]

Four Last-Minute Ways to Boost Your Retirement Savings

Here are some thoughts from the great personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest. They list four last-minute ways to boost your retirement savings as follows: Downsize your home Move to a lower-cost locale Delay retirement Phased retirement (work some) My thoughts on these: 1. […]

Budgeting Tips for Getting a Pet

It's been awhile since I've talked about the cost of pets and frankly I thought I had said everything that was to be said on the topic. Then I found this piece that lists budgeting tips for a new pet as follows: Estimate the one-time “start-up” costs and the ongoing “maintenance” costs of the pet. Slot those annual numbers into your budget. Prepare for unexpected surprises. […]

The Whip Cracks Both Ways

The following is a guest post from Marotta Wealth Management. Inherently volatile, the average daily fluctuation of the stock market is about 0.76%. If this movement were always up, the market would appreciate to more than six times its value in a year. If all the movement were down, you would have less than 15 cents for every dollar you invested at the beginning of the year. […]

How to Determine Whether or Not You Need Long-Term-Care Insurance?

Here are some thoughts from the great personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest. They list guidelines for determining whether or not you need long-term-care (LTC) insurance as follows: Are you worth over a million dollars, excluding your home? […]

What Made You Care About Money?

Get Rich Slowly asks what made you care about money and shares the following responses from an admittedly unscientific survey as follows: Debt forced me to get better with money -- 22.5% I got engaged, married, and/or I reproduced -- 15.0% I got divorced, dumped, or widowed -- 12.5% I read a great book -- 12.5% I craved financial independence or a better life -- 11.3% I was making mor […]

How Much is a Good Commute Worth?

The Brazen Careerist talks about dealing with an insane commute and it got me to thinking -- just what is a "good" work commute worth? In other words, would you take a $10,000 a year pay cut if it meant you only had a 10-minute commute versus a 45-minute one? It's an interesting question. I had a friend who used to live in New Jersey and commute to New York City every day for work. […]