Free Money Finance

Free Money Finance is a personal finance blog designed to help readers grow their net worth. The site is over four years old and contains more than 7,000 posts on saving money, making money, investing, planning for retirement, and all other personal finance related topics.

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Latest Posts from Free Money Finance (page 376)

How to Check Your Retirement Assumptions

The following is a guest post from Monty Hothersall, co-founder of Financial Fate. If you’ve ever projected your financial or retirement planning numbers using an online calculator, you might be surprised how much those results have changed over the past 12 months.  But this probably makes sense given the market’s free fall, right?  Well, not exactly.  Since most of these online calculators use […]

Anyone Use Upromise?

Anyone remember Upromise, the program where you sign up your credit card, shop/eat at participating stores/restaurants or buy certain products, and get a rebate percentage back to be used to pay for college expenses? Here's a summary of how it works: Once you join Upromise®, nearly everything you buy or do can mean more money for college in your Upromise account. […]

Simplicity Can Streamline Your Budget

The following is a guest post from StretchyDollar. Budgeting, in one form or another, is an essential part of financial success. Knowing where your money is coming from and where it is going will help you see the big picture, and keep things in perspective. In the beginning, budgeting is a bit like trying to ride a 2,000-pound bull in a rodeo. […]

Best Advice for Graduates

The Wall Street Journal asked several prominent people about the best and worst financial advice they received—and their guidance for this year’s grads. Here's what each of them said their best advice was for those graduating this year: David Bach, author of the best-selling FinishRich books - Don’t give up if you’re not finding a job. Ask someone for an informational interview. […]

Investment Strategies Part 3: Rebalance Regularly Between Asset Classes and Subcategories

The following is a guest post from Marotta Wealth Management. The investment metric correlation helps you continually take your gains off the table for safe spending. And it helps you determine what constitutes an asset class and which subcategories to consider for further diversification. […]

Are You Tempted to Spend MORE When Money's Tight?

The following is a guest post from Dr. Bonnie Eaker Weil. If you answered yes to the above question (or thought you might be inclined to answer yes, but didn't really want to admit it to yourself) you're not alone. […]

Help a Reader: Whole Life Policy

Here's a question recently left here by a reader: My grandmother took a whole life policy out on her son 50 yrs. ago which would be (MY father). He just recently died in April at the age of 56. The face value is $5,000.00 is this worth anything more than $5,000.00? We don't understand and she is in a nursing home still somewhat coherent. We need advice or help. Any suggestions for him? […]

Would You Work at a Job for Free to Prove Your Value?

Here's an interesting piece from Yahoo about a group of workers that offered to work for free to prove their value to potential employers. The details: On May 7, 2009 about 400 people showed up at a bar in San Francisco to meet other people and find out if they were a good fit for each other. No, this was not a dating mixer. This was Jobnob's fair for professionals willing to work for free. […]

How to Ask for and Get a Discount at a Chain Store

Welcome WalletPop readers. If you'd like to get great, daily tips on how to grow your net worth, you can subscribe to Free Money Finance by using this link. When I suggest that people should ask for a discount to save money, I often get a response like, "Sure, that works at mom and pop or local stores, but it won't work at big chains like Walmart and Kmart." Really? […]

How NOT to Improve Your Credit

The following is a guest post from Ann-Marie Murphy of Quizzle. When it comes to credit, I learned the hard way. And the very personal way. A few years back, I thought I’d take a shot at upping my score. I was fresh out of college, didn’t have much in way of established credit, but of course, thought I knew it all. The best way to learn something, in my opinion, is through experience. […]