Free Money Finance

Free Money Finance is a personal finance blog designed to help readers grow their net worth. The site is over four years old and contains more than 7,000 posts on saving money, making money, investing, planning for retirement, and all other personal finance related topics.

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Latest Posts from Free Money Finance (page 380)

And Yet Another Reason to Move to Wyoming...

Here's a piece from MSNBC that lists the worst and best states for getting speeding and other driving-related tickets. The worst five: 1. New Jersey2. Ohio3. Maryland4. Louisiana5. New York The best five: 50. Wyoming49. Idaho48. Montana47. Nebraska46. Kentucky And now we have another reason to move to Wyoming. […]

Freedom from Budgeting

The following is a guest post from Luke, the guy behind NeoBudget, an online budgeting system using the envelope method. The title of this article is intentionally deceptive.  This is not an argument against budgeting.  Contrary to what you may have heard, budgeting is a liberating experience.  Creating a budget and sticking to it can be one of the most freeing experiences of your financial life. […]

Help a Reader: Transfer of Funds

Here's a question recently left by a reader: My parents are very old and want to turn over their funds to me, their only son. I'm concerned about tax implications of a $120K transfer to my account. Also, in the event of their passing, I'd like to avoid the probate vultures. What's the best way of handling this? Any advice for him? […]

Star Money Articles and Carnivals for the Week of June 15

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. For now, here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week and my posts that were included: Surprise! […]

Reminder: Why You Shouldn't Listen to Me

Based on a few comments I've received recently, people seem to think that I'm a financial "expert" (ugh!) of some sort. Let me remind those people and the rest of you of this post, the fourth post written on this blog and published well over four years ago. […]

Best Ways to Access Your Cash Out of the Country

The following is a guest post from Money Help For Christians. The tickets overseas have been purchased, the destinations established, and the kids are excited.  Now you are forced to watch with horror as the US dollar continues to lose its value compared to most of the major currencies.  While you cannot control the value of the US dollar, you can minimize the damage by finding the best ways to a […]

How to Ask for a Raise When the Pay Freeze Thaws

Here's a US News piece on how to ask for a raise when the pay freeze thaws. It could also be called "how to ask for a raise when the economy recovers", or, simply "how to ask for a raise" (since the principles are rather basic), but you get the idea. They list several suggestions, but here's the one I think is key: Measure your own performance. […]

How to Check Your Retirement Assumptions

The following is a guest post from Monty Hothersall, co-founder of Financial Fate. If you’ve ever projected your financial or retirement planning numbers using an online calculator, you might be surprised how much those results have changed over the past 12 months.  But this probably makes sense given the market’s free fall, right?  Well, not exactly.  Since most of these online calculators use […]

Anyone Use Upromise?

Anyone remember Upromise, the program where you sign up your credit card, shop/eat at participating stores/restaurants or buy certain products, and get a rebate percentage back to be used to pay for college expenses? Here's a summary of how it works: Once you join Upromise®, nearly everything you buy or do can mean more money for college in your Upromise account. […]

Simplicity Can Streamline Your Budget

The following is a guest post from StretchyDollar. Budgeting, in one form or another, is an essential part of financial success. Knowing where your money is coming from and where it is going will help you see the big picture, and keep things in perspective. In the beginning, budgeting is a bit like trying to ride a 2,000-pound bull in a rodeo. […]