Free Money Finance

Free Money Finance is a personal finance blog designed to help readers grow their net worth. The site is over four years old and contains more than 7,000 posts on saving money, making money, investing, planning for retirement, and all other personal finance related topics.

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Latest Posts from Free Money Finance (page 380)

Are You Saving More?

Reports are all over the web that Americans are saving much more now than they have in recent years. In fact, we're saving almost 7% now! Given we were at or near 0% not too long ago, this is a HUGE change! Guess there's nothing like a major recession to get people cutting back. ;-) Are you saving more? We aren't. […]

What is Money?

Here's a long but interesting comment that a reader recently left on my post titled Money is a Tool. I felt it was worth sharing with everyone since it's likely to spark some discussion: What is money? With all the literal and varied interpretations of what is money all about, let me point my views about it. Money is just a medium of exchange. […]

10 Ways to Save Money and Still Keep Cool

Family Handyman magazine listed 10 ways to save money and still keep cool in its July/August issue, and I thought I'd tell where we stand on all their suggestions. Here goes: 1. Replace your old air conditioner. Think we may do this this year thanks to the available tax credits. 2. Switch to CFLs. We're in transition from regular bulbs to CFLs. 3. Install a programmable thermostat. […]

The Psychology of a Layoff

The following is a condensed excerpt from $100K to Nothing: Layoff:My journey from a six figure income to the unemployment line in the worst economy of our time by Dan Holt. You can find out more about the book at his website. My father, and pastor, told me that losing my job was not unlike the loss of anything special and close to you. […]

Star Money Articles and Carnivals for the Week of July 6

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. For now, here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week and my posts that were included: This week's Best of Money Carnival was held at Bible Money Matters. […]

Help a Reader: House Trouble

Here's a question left recently by a reader: My husband and I have retired in the last year. We have built a new house and have a large mortgage. Needless to say, our old financial advisor did not advise about saving for the house and we started building when the "recession" hit. We lost $60,000 in our investments and we had planned to put $100,000 down and do most of the work ourselves. […]

Three Things I Think About When I Think About Bernie Madoff

The following is a guest post from Peter Passell, author of Where to Put Your Money NOW: How to Make Super-Safe Investments and Secure Your Future. The greatest financial fraudster of all time has gone to the slammer, and isn't scheduled to be released until he reaches the age of 221. That's OK by me. Bernie Madoff, after all, was no Robin Hood. […]

My Jobs, Graduate School

A few days ago I continued my career history by detailing the jobs I had while in college. Today I want to continue this series by sharing the jobs I held while in graduate school. While I was getting my MBA, I had two jobs. The first was during the school year (both years). It was an assistantship where I ran the university movie theater as well as supervised some dances in the student union. […]

Five Money Dilemmas and What I'd Do

CNN Money recently told what they would do when presented with five money dilemmas. I thought I'd let you know my responses to these compared to Money's thoughts, so here goes: Problem #1: Your investments are in the tank, your annual bonus is a thing of the past, and you need to cut back on expenses. […]

Two More Examples When Asking for a Discount Works

As most of you know, I'm a fan of asking for a discount (especially in certain cases when it's easy to do so). So I thought it appropriate to highlight two more examples of how asking for a discount can pay off. The first example comes from a recent comment on my post titled Six Times It's Easy to Ask for a Discount where the reader said: Works with my dentist. […]