Free Money Finance

Free Money Finance is a personal finance blog designed to help readers grow their net worth. The site is over four years old and contains more than 7,000 posts on saving money, making money, investing, planning for retirement, and all other personal finance related topics.

Profile of Free Money Finance

Latest Posts from Free Money Finance (page 380)

The Psychology of Selecting Mutual Funds

The following is an excerpt from Snap Judgment: When to Trust Your Instincts, When to Ignore Them, and How to Avoid Making Big Mistakes with Your Money by David E. Adler. This is a fascinating book about the psychology of money and how our instincts and emotions often harm us when we make investing decisions. How do we pick a particular mutual fund to invest in? […]

Help a Reader: Paying Off a Mortgage Early

Here's an email I recently received from a reader: Lots of financial experts say to pay your mortgage off early if you plan on staying in that house forever. In fact, as of late this seems to be the popular opinion on most financial blogs as well. My question is a little more involved than that. […]

Buy High, Sell Low: The Basic Instinct Driven Error of Investing

The following is an excerpt from Snap Judgment: When to Trust Your Instincts, When to Ignore Them, and How to Avoid Making Big Mistakes with Your Money by David E. Adler. […]

The Difference Between Quicken Online and Quicken Desktop

I've been a Quicken user for years (almost 15 years as a matter of fact) and I love it. Simple, easy to use, and gives me the data I need. Plus, I now have a great history of financial information that I can use to create all sorts of charts and graphs and analyze my finances. […]

Six Months Is Not the Magic Number: Why the Size of Your Emergency Fund Needs to Reflect the Times, Not Conventional Wisdom

The following is a guest post by Ryan Irvine from The Elements of Lifestyle. For about as long as people have been writing about personal finance, they’ve been espousing the merits of the emergency fund, which, in a perfect world, would contain about six months of living expenses. If you’re at that point in your personal finance journey, then I applaud you for at least being ahead of the curve.  […]

Investment Strategies Part 4: Don't Rebalance at the Sector Level

The following is a guest post from Marotta Wealth Management. Rebalancing between asset classes boosts returns and decreases volatility. But setting your asset classes based on sectors of the economy is not an effective strategy. You can rebalance your investment allocation at three levels: stocks and bonds, between asset classes and among subclasses. […]

Do You Fly or Drive on Summer Vacation?

Here's an interesting piece from MSN Money about the costs associated with flying versus driving on vacation. Which is "better"? The summary: driving is usually cheaper but flying will save you time. We mostly drive. […]

Another Good Experience

Remember when I went to my car dealership for a quick repair and they saved me $90 by being honest? When I was there, they tightened up the heat shield that was rattling under my car. A week later, it was rattling again (or maybe it was a different one -- they didn't say.) So I made an appointment, went in, and had them fix it. When I got to the cashier's desk, there was no charge. […]

How to Market Yourself into a Job

This piece from Yahoo suggests how to sell yourself during the job hunt process reminded me that finding a job is all about marketing (or selling, if you prefer) yourself correctly. How so? Consider these points: The employer is looking for a product. […]

Managing Student Loans: 5 Ways to Make Repayment Less Painful

The following is a guest post from Nicole White, who writes at Web Design Schools Guide. Whether you went to an Ivy League school or a small state college, school loans can take a heavy toll on your finances post-graduation. […]