Free Money Finance

Free Money Finance is a personal finance blog designed to help readers grow their net worth. The site is over four years old and contains more than 7,000 posts on saving money, making money, investing, planning for retirement, and all other personal finance related topics.

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Latest Posts from Free Money Finance (page 380)

Wired, Wireless, or Both?

Here are the results from a recent CDC study on people's usage of phones (specifically, how many use wireless (cellular) phones only.) The results (most stated, the last computed by me): 20.2% of American homes had only wireless telephones (also known as cellular telephones, cell phones, or mobile phones) during the second half of 2008. 17% of households surveyed relied solely on a land li […]

More Thoughts on How to Have a High Net Worth

Here's an excellent comment left on my post titled How to Have a High Net Worth: When I was just out of school I read a business book (maybe the author was Mackey, can't remember) that recommended that the best way to become a CEO and achieve a high net worth is to always take the job with the highest salary. […]

Help a Reader: Dealing with Real Estate Agents

Here's an email I recently received from a reader: I am in the process of looking for a house to purchase. In fact, I found a house I love -- I saw it last week. It was shown by a real estate agent. My boss is a broker, and told me today that he'd be my agent (I've never done this before, I'm 24 years old and can only learn so much so fast, so I gladly accepted the help). […]

Is Inheritance a Right?

Here's an interesting question a reader asked on my post titled Achieving Family Harmony in Estate Planning Part 1: Leave Your Estate in the Right Hands: I have a more basic question - as an adult child, is inheritance my right - legal or moral? My personal take is that there is no legal or moral obligation for parents to leave an adult child with any sort of inheritance. […]

14 Ways to Save Money

Today we have an excerpt from Trent Hamm's free ebook Everything You Ever Really Needed to Know About Personal Finance On Just One Page (summary here). In the book he lists 100 ways to reduce your spending and save more money. I've selected 14 of those tips and listed them below, along with my comments for each. Enjoy. 3. […]

What I'm Doing Now with My Credit Cards

Since the credit card companies are making all sorts of negative changes to credit card rewards programs and, in particular, my two favorite cards appear to be casualties in this effort (Chase Freedom and American Express Blue Cash), I'm going to have to make a few changes. […]

Roth Segregation Accounts

The following is a guest post from Marotta Asset Management. The world of retirement accounts is a confusing tangle of IRS codes. The average family does not take full advantage of the tax laws. They can find financial tax planning equally bewildering. […]

Dog Walking, Pet Sitting, and the Money You Can Make

I recently posted a piece on how to make six figures walking and watching pets. During the conversation that followed, I ran into J.D. Antell, author of The Dog Walker's Startup Guide. I asked J.D. to write a guest post on the subject of making money on pets, and he's obliged with the following. First, I’d like to create a distinction between a pet sitting service and dog walking service. […]

16 Great Money Saving Tips

If you're interested in saving money, you'll love the new book 10,001 Ways to Live Large on a Small Budget. It's from the writer's at Wise Bread, one of the members of the Money Tips Network. […]

Interview with Schwab about Their 2% Cash Back Credit Card

With both the American Express Blue Cash and the Chase Freedom credit cards lowering their cash back rewards recently, I'm of the impression that the relatively new Schwab Visa cash back card is the new king of the hill (FYI, it wasn't far back before in my analysis, but since the others have cut back and Schwab hasn't, it's the best cash back card now IMO.) I have a contact at Schwab's PR firm, a […]