Free Money Finance

Free Money Finance is a personal finance blog designed to help readers grow their net worth. The site is over four years old and contains more than 7,000 posts on saving money, making money, investing, planning for retirement, and all other personal finance related topics.

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Latest Posts from Free Money Finance (page 5)

Do I Need Life Insurance Once My Kids are Grown?

The book The Charles Schwab Guide to Finances After Fifty: Answers to Your Most Important Money Questions addresses the issue of whether or not a person needs life insurance once their kids are grown. It lists five questions people need to consider when making this decision as follows: Do you have a financial obligation? […]

Dividend Investing Revisited

Remember the interesting conversation we had about dividend investing? I discussed my plan to retire without spending any of the capital I've accumulated (I want a retirement where I can simply live off the earnings of my assets without decreasing the principal). […]

Retirement Budgeting

In The Charles Schwab Guide to Finances After Fifty: Answers to Your Most Important Money Questionsthe author provides a basic, sample budget meant to determine how much you'll need to save for retirement. […]

Grow Your Career by Volunteering

Here's a piece from the Wall Street Journal that details the career advantages of volunteering. Other than the great feeling and satisfaction you get from helping others, there are a whole host of positive benefits associated with serving a non-profit. A few of them: You get experience. You can increase your professional skills in an area where you may be lacking. […]

Top Ten Money Recommendations for Every Age

As you might imagine, I get lots of requests from publishers who want to send me a book to review on Free Money Finance. […]

How Much to Save Per Day to Retire in 30 Years

While traveling recently I picked up a copy of USA Today at my hotel. Reading through the financial section, I saw an interesting question. […]

Likability Key to Job Success

Here's a piece from the Wall Street Journal about likability being key to career success. Their thoughts: "Likability" is becoming a bigger factor for success at work as social networks and videoconferencing grow. The impact goes beyond a high-school popularity contest. […]

Help a Reader: Retirement Tipping Point

Here's an email I recently received from a reader: I have a question to which I haven't been able to find an answer online. I'm currently 32, have about $25,000 in my retirement accounts, and contribute approximately 18 percent of my income to my employer-sponsored plan and Roth IRA. I'm wondering when, if ever, I can stop contributing to these plans. […]

Should I Roll My IRA into My New Job's 401k?

Here's a question a CNN Money reader asked: I'm 59, and I just got a new job. Should I move my IRA to the 401(k) plan or keep it separate? Here's their response: Are the fees lower in your 401(k) than in your IRA? Would you like all your retirement dollars in one pot? […]