Free Money Finance

Free Money Finance is a personal finance blog designed to help readers grow their net worth. The site is over four years old and contains more than 7,000 posts on saving money, making money, investing, planning for retirement, and all other personal finance related topics.

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Latest Posts from Free Money Finance (page 411)

14 Ways to Save Money

Today we have an excerpt from Trent Hamm's free ebook Everything You Ever Really Needed to Know About Personal Finance On Just One Page (summary here). In the book he lists 100 ways to reduce your spending and save more money. I've selected 14 of those tips and listed them below, along with my comments for each. Enjoy. 3. […]

What I'm Doing Now with My Credit Cards

Since the credit card companies are making all sorts of negative changes to credit card rewards programs and, in particular, my two favorite cards appear to be casualties in this effort (Chase Freedom and American Express Blue Cash), I'm going to have to make a few changes. […]

Roth Segregation Accounts

The following is a guest post from Marotta Asset Management. The world of retirement accounts is a confusing tangle of IRS codes. The average family does not take full advantage of the tax laws. They can find financial tax planning equally bewildering. […]

Dog Walking, Pet Sitting, and the Money You Can Make

I recently posted a piece on how to make six figures walking and watching pets. During the conversation that followed, I ran into J.D. Antell, author of The Dog Walker's Startup Guide. I asked J.D. to write a guest post on the subject of making money on pets, and he's obliged with the following. First, I’d like to create a distinction between a pet sitting service and dog walking service. […]

16 Great Money Saving Tips

If you're interested in saving money, you'll love the new book 10,001 Ways to Live Large on a Small Budget. It's from the writer's at Wise Bread, one of the members of the Money Tips Network. […]

Interview with Schwab about Their 2% Cash Back Credit Card

With both the American Express Blue Cash and the Chase Freedom credit cards lowering their cash back rewards recently, I'm of the impression that the relatively new Schwab Visa cash back card is the new king of the hill (FYI, it wasn't far back before in my analysis, but since the others have cut back and Schwab hasn't, it's the best cash back card now IMO.) I have a contact at Schwab's PR firm, a […]

Is It Ok for a Pastor to Earn $600k a Year?

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. We've previously talked about how much a pastor should earn but here's a real-life situation to discuss. Check out this report: Manhattan's Riverside Church - one of the country's most illustrious religious institutions - is paying its new senior pastor, the Rev. […]

A Simple Example of Why Spending Less than You Earn Works

It's simple math really, spend less than you earn and you have a surplus and are growing your net worth. Spend more than you make and you're going backwards no matter what else you do. […]

Maybe the Latte Factor is Now Less of a Factor?

Personal finance author David Bach made the "latte factor" an almost ubiquitous term in the money management community. His idea was that if you cut out lattes (or other small amounts of spending) on a daily basis that you could save a boatload of money, invest it, and grow rich (or at least better off.) But that was back when lattes were $5 a pop and people were drinking two or three a day. […]

How to Improve the 401k

After our recent discussion on blaming the 401k for many of the retirement savings problems existing today, I found this article that suggests how we can fix the 401k to make it better, revamp it completely, or even do away with it. The options they present: Make 401(k) plans automatic. Most people agree that, given enough time, 401(k) accounts can recover from market losses. […]