Free Money Finance

Free Money Finance is a personal finance blog designed to help readers grow their net worth. The site is over four years old and contains more than 7,000 posts on saving money, making money, investing, planning for retirement, and all other personal finance related topics.

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Latest Posts from Free Money Finance (page 8)

Thoughts on Being a Millionaire and Retirement

Here's an interesting piece from the NY Times that takes several views on being a millionaire:They begin with the "a million dollars isn't what it used to be" argument: In 1953, when “How to Marry a Millionaire” was in movie theaters, $1 million bought the equivalent of $8.7 million today. […]

The Key to Happiness

Yahoo asks if saving is the key to happiness. Some of their thoughts from a recent survey by Ally Bank: The size of an American’s bank account is a better predictor of happiness than the size of their salary, according to Ally Bank’s research, released this week.U.S. […]

Happy Birthday to Me (It May Be My Last)!

Today is the 9th anniversary of Free Money Finance! Yes, nine short years ago I began this blog with one simple post -- on how to contact me. :) I followed that one up with a short piece noting what the site would be about. […]

Two Questions on Tax Refunds

Here are two questions about tax refunds: Are you going to get one this year? If so, what are you going to do with it? I have not yet received my final tax return, so I'm not sure whether or not I will get one. My guess is that I will since I overpaid Social Security taxes (because I changed jobs). If I do, I'll simply save/invest the amount. […]

Reader Profile: GL

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Help a Reader: Partnership with a Family Member?

Here's an email I recently received from a reader: One of my family  members offered me to start a business - 4 relatives would be involved. Do you think it's a good idea? gives some reasons why it's difficult: You know so much about the other person--you've been privy to intimate information about them. You've most likely had arguments or negative conflicts with them. […]

What is the Ideal Retirement?

Here's an interesting article from Time that talks about redefining the ideal retirement. Not that there ever was ONE ideal retirement, but the generally accepted retirement a generation ago was one where you worked until 65, lived it up for 5 to 10 years, then died. As a contrast, here's what more and more people are thinking of these days: Once common and easily defined, the ideal retiremen […]

Dividend Investing Basics

I'm considering using dividend investing as a key part of my retirement plan. But I must admit that I don't know much about it. […]

What is the Best Free Retirement Calculator?

I recently ran into a post that highlights the three best retirement calculators. It does a great job of detailing what the author considers to be the best options, including strengths and weaknesses, and summarizing the situation as follows: Free retirement calculators are plentiful on the web. These are three of the best, in my opinion. Try them. Try more than one. […]

How Many Americans Live Paycheck-to-Paycheck?

Time recently posted that nearly half of Americans live paycheck-to-paycheck. Their summary: Too many of us are living paycheck to paycheck. […]