Generation X Finance

Jeremy Vohwinkle is a Chartered Retirement Planning Counselor, the Financial Planning writer at, and founder of Generation X Finance.

Profile of Generation X Finance

Latest Posts from Generation X Finance (page 52)

Seven Reasons Why Working from Home May Be Ideal For You

Telecommuting is a practice being adopted by companies around the globe as a way to lower overhead costs and foster better relationships with employees. I wish telecommuting was an option with my old employer, but it still required a lot of face-to-face interaction. I did have a lot of flexibility and some benefits mentioned here, but not to the extent of being completely mobile. […]

Friday Finance Findings for January 22nd

By the time you’re reading this I will be on my way to New York. I’m spending a few days there to party with the rest of the crew over at, which launched just this week. It should be fun since this will be my first time in Manhattan. It’s interesting that I’ve been to many of the great cities in Europe, but I’ve never made it to NYC which is right in my back yard, relatively speaking. […]

Credit Cards and the Minimum Payment – Don’t Fall Into the Minimum Payment Trap

To some, credit cards represent everything that is evil. It’s true that credit cards have done their fair share of damage to people’s finances, but they are also a useful tool. But what makes credit cards bad for most people is the minimum payment. That’s it. […]

Introducing Bundle – The Number One Source for How People Spend and Save Money

Have you ever wondered how your spending and saving habits stack up against others? Sure, we all have a general idea based on what our friends and family might be doing, but what about out there in the real world as a whole? Are you spending more or less than others in your city?  Is your location that much more expensive to live in compared to other areas of the country? […]

Poll: How Do You Prepare Your Taxes?

It’s that time of year again and the tax documents will start filling your mailbox in a matter of weeks. That means you will need to begin thinking about your tax return. It isn’t the most exciting chore in the world, but it’s something that just becomes part of our annual routine after a while. That sort of leads me to today’s poll question. […]

Friday Finance Findings for January 15th – Going Pro Edition

You want news? I’ve got some news for you. Starting next week I join the ranks of the self-employed, often referred to as a ‘problogger.’ Things didn’t work out with my employer, so here I am. It’s going to be an exciting, yet somewhat scary journey. The biggest concern is losing a big chunk of our household income. That hurts, especially when you are carrying two mortgages. […]

Considerations Before Doing a Roth IRA Conversion if You Are Using Account Assets to Pay the Taxes

Everyone loves the Roth IRA. If you read any personal finance blog, website, or listen to any financial guru they will rave about how the Roth IRA is the best thing since sliced bread. What makes this investment vehicle even better is that back in 2010 anyone could convert their Traditional IRA (therefore pre-taxed) accounts to a Roth IRA regardless of their income. […]

New Law Makes it Harder for Teens to Get a Credit Card Starting February 22

Good or Bad, The New Law Makes it Harder for Teens to Obtain Credit You may recall that back in May of 2009 the President signed into law the Credit Card Accountability, Responsibility and Disclosure Act of 2009, or CARD. This act was packed with all sorts of new credit card rules and regulations that would hopefully lead to more responsible borrowing. […]

Do You Have a Financial Problem? You Could Receive Professional Help and Become a Reality TV Star in the Process

A lot of interesting stuff comes across my desk each day and this is something that grabbed my attention. There is a new personal finance reality series that will be hitting the airwaves later this year. Specific details are still under wraps, but they are still casting for upcoming episodes. This is where you may come in. […]

Quick Dining Solutions for the Family On the Go

Keeping up with your family’s increasingly hectic schedule can be a bit taxing at times.  Is it any wonder then that your evening meals often come from a can or a box?  Major constraints on your time prevent you from whipping delectable cuisine like Sandra Lee or Rachel Ray but that doesn’t have to be the case.  The following recipes and cooking methods will pack a whole lot of pizzazz in a short […]