Generation X Finance

Jeremy Vohwinkle is a Chartered Retirement Planning Counselor, the Financial Planning writer at, and founder of Generation X Finance.

Profile of Generation X Finance

Latest Posts from Generation X Finance (page 54)

How to Live a Rich Life Without Spending a Fortune in Today’s Economy

Does the present state of the economy have you hoping for a better future?  Have you considered how detrimental it would be to your lifestyle if you were to lose your job today?  Is there anything left in your budget to cut back on or are you stretched so thin that you are not sure how you will buy groceries in the upcoming weeks?  Are you hoping for better luck financially next year? You don’t ne […]

Why You Might Not Want to Wait Until You’re Married With Children to Get Life Insurance

Should Singles Even Consider Life Insurance? Ask anyone if a single person without any dependents should get life insurance and you’ll almost certainly be told no. But like most financial decisions, it isn’t as black and white as that. Sure, if you’re just a single 30-something living alone without kids it would seem like buying term life insurance would be a huge waste. […]

Friday Finance Findings for December 11th

I hope everyone had a great Thanksgiving. I know it’s been a while since I did a Friday update, but it’s been pretty busy around here. The end of the year is always busy, but this time I’ve been gearing up to begin some work with a new startup company. They haven’t launched yet, but if all goes as planned we hope to see everything launch to the public sometime in January. […]

Avoid Fund Overlap to Achieve True Diversification in Your Portfolio

Identify and Eliminate Overlap for Real Diversification So, you’ve got a nice portfolio with a handful of index funds that include a good mix of growth, value, and various market caps. You’re diversified quite well, right? Not so fast. If you’re like most investors, even though you have a number of funds that you’re invested in, chances are there’s a lot of overlap going on. What is fund overlap? […]

13 Job Websites & Boards for Freelance Designers to Find Work

Almost any type of freelance work is filled with its ups and downs. At times, you might find quite lucrative jobs that pay well for your efforts, while other work might have you burning the midnight oil for just a few bucks. That’s the downside of freelancing, as well as what creates the excitement of the work. Even with lower paying jobs, you never know what they might lead to down the road. […]

Robert Kiyosaki is Off his Rocker (Again) – Is The 401(k) Really the Biggest Scam Ever?

Is the 401(k) a Scam? If there’s one thing I love about checking the Yahoo! Finance columns it’s that I know every time Robert Kiyosaki posts something I’m going to either laugh out loud or shake my head in disbelief. This past week has proved no different, and the self-proclaimed financial guru who shouldn’t be offering financial advice has done it again. […]

A Few Things I Do to Organize My Finances

This is a guest post by Mr Credit Card from Ask Mr. Credit Card. Today, Mr Credit Card is going to write about ways to keep your finances organized. If you are looking for a credit card, then be sure to check out his best credit cards list section. Telling folks to be organized in their finances is easy to say, much harder to do. […]

Green Gift Giving Guide: How to Save Green By Giving Green

Tis’ the season to be thrifty and these eco-friendly gifts won’t force you to spend a lot of green in order to be “green”.  From water powered alarm clocks to hand cranked blenders and electric cars, there is a perfect gift out there for everyone that you are buying for.  In no particular order, I have compiled a list of some of my favorite environmentally conscious products and services and liste […]

Cooking Tips to Help You Keep Your Energy Bills Down This Holiday Season

The holidays are a time for delicious food shared with company. Most of us will be hosting holiday parties, entertaining family, or making traditional holiday goodies to pass around with friends and family. […]

Are You a Credit Card Junkie? Learn How to Kick the Habit

Are you a credit junkie? Millions of Americans are, including our favorite relative, Uncle Sam. We usually think of junkies as drug addicts or drug peddlers, but a junkie is any person who derives inordinate pleasure from or who is dependent on something. For many people, that’s buying things with credit. In other words, spending money on things they can’t afford. […]