Generation X Finance

Jeremy Vohwinkle is a Chartered Retirement Planning Counselor, the Financial Planning writer at, and founder of Generation X Finance.

Profile of Generation X Finance

Latest Posts from Generation X Finance (page 59)

Should You Buy Disability Insurance?

I occasionally receive questions from readers that ask about a number of financial issues, and a recent reader asked: “Is is smart to buy disability insurance?” Of course, without understanding someone’s complete financial situation it is impossible to give a straight “yes” or “no” answer, but I can provide some insight as to when it is a good idea to buy disability insurance. Before jumping into […]

Poll: Should the 401(k) Contribution Limit be Reduced in 2010?

Not long ago we heard that for the first time in years Social Security beneficiaries won’t be receiving their annual cost of living adjustment. This means those who draw a monthly Social Security check won’t see an increase in 2010. A lot of people are understandably upset about this. […]

Get 20 Free Stock Trades With Zecco – Special Promotion Ends September 13

Zecco is Offering 20 Free Trades You may know that I tend to focus on long-term investing through index funds and ETFs, but I also like to do a little trading on the side. For obvious reasons, any trading is done with non-essential assets and won’t negatively impact my retirement if I make a few trades. […]

Moving Made Easy – How to Save Money, Time, and Reduce Stress While Moving

Preparing for a Move I don’t know many people who enjoy moving. It usually involves a lot of heavy lifting, cleaning, costly transportation or moving services, and small things to take care of which can lead to a lot of stress. […]

8 Ways to Save on Auto Insurance

If there is one item in my budget I hate more than everything else it has to be auto insurance. If you think about it, you can go years or maybe even your entire life without ever having to make a claim so it feels like you’re throwing good money away. At the same time, this is really no different than every other type of insurance. […]

Finding the Best Mortgage Deals

Finding the Best Mortgage Deals Can Save You Thousands Buying a home is one of the largest purchases you’ll ever make. Because it’s such a large purchase and there is a lot of money at stake it only makes sense to get the best possible financing. After all, most home loans last for decades, so a poor choice up front can end up costing you for years to come. […]

Friday Finance Findings for August 21st

So far, this summer has graced us with bits of optimistic economic news. There are some positive signs out there that might signal the end of the recession. While it’s important to not read too much into some of the news out there, it is refreshing to at least get occasional good news instead of constant doom and gloom. […]

How to Qualify for Social Security Disability Benefits – Eligibility Requirements

While I’ve talked about the importance of having disability insurance in the past, a lot of questions still arise regarding Social Security disability benefits. Everyone seems to have a story, or know someone who’s receiving Social Security disability, so there is always some skepticism as to whether or not outside coverage is needed. […]

My Brown Bag Lunch Experiment – Save Over $1,000 a Year

My wife and I are busy people, and generally our only option for lunch while at work is to pick up something at a restaurant, or in my case, the cafeteria here where I work. We always knew it was an expensive habit, but the fact that it is so convenient and there are a variety of good meals to choose from each day has made it a tough habit to break. […]

Friday Finance Findings for August 14th

Have you checked your investment account balance lately? If you have stayed the course you’re probably a bit relieved to see how good the first half of 2009 has been for your statements. Sure, we haven’t nearly recovered from the overall losses sustained from the past few years, but it’s a start. Whether or not the rally continues, that’s anyone’s guess. […]