Generation X Finance

Jeremy Vohwinkle is a Chartered Retirement Planning Counselor, the Financial Planning writer at, and founder of Generation X Finance.

Profile of Generation X Finance

Latest Posts from Generation X Finance (page 62)

Deducting Vehicle Registration Fees If You Itemize Your Tax Deductions

Not long ago I wrote about how your car is making you poor. It’s true, and your vehicle expenses can eat up a lot of your budget. One expense people rarely consider is the annual vehicle registration. […]

Poll: How Are You Saving For Your Child’s Education?

If you have, or plan on having kids, how are you preparing for their education? College tuition continues to rise faster than the rate of inflation so parents need to plan ahead more than ever. How are you preparing to pay for their college education? Are you saving any money to help them out or will you let them rely on student loans and working to pay for school? […]

The Pros and Cons of Joining a Local Food Co-op

A Food Cooperative Has Some Benefits, but Not Always Financial Benefits Everyone wants to eat better these days so the idea of local and organic food is quite popular. […]

Stay Tuned for the iPod Touch Giveaway Winners

Even though the contest ended Monday morning, I’m a little behind in getting all of the entries gathered. There was a lot of interest so it’s taking some time to make sure all the valid entries get accounted for. Later this weekend I’ll be contacting the winners directly. If your winning entry was from the newsletter signup, you’ll receive an email from me. […]

Reader Question: I Don’t Have Much Savings So Can I Use Unused Credit as an Emergency Fund?

I occasionally get questions from readers and try to answer each one to the best of my ability, but there are some questions that get asked more than others. For these types of questions I like to turn it into a post so that it can help even more people. One of the questions I get a little more frequently than others has to do with emergency funds and credit cards or lines of credit. […]

Poll: How Much of Your Net Monthly Income Goes Toward Vehicle Expenses?

Last week I wrote about how your car is making you poor. It has generated a good discussion so I wanted to expand on it a bit more and give everyone an opportunity to talk about how much they pay for their vehicles on a monthly basis relative to their income. […]

Is the 401(k) Broken? I’m Not So Sure

Has Our Retirement System Failed or is it a Problem With Expectations? There has been a lot of talk about retirement lately on the heals of a devastating market drop. Most investors saving for retirement are heavily invested in stocks so the market downturn took their account value with it. […]

Don’t Forget About Estimated Quarterly Taxes Due Today

I write this because I almost forgot about the June 15 deadline myself. It wasn’t until last night that I saw a little reminder on my computer alerting me to today’s due date. It has always confused me about the due dates for estimated taxes. The last payment was due on April 15th, yet the next payment is due only two months later. […]

Friday Finance Findings for June 12th

You may have noticed that there wasn’t a Friday link post last week. I apologize as there were some technical difficulties and parts of my site were down for most of the day. By the time things were back to normal it was well into the weekend. […]