Mighty Bargain Hunter

I enjoy talking about saving money, finding deals, living frugally, making money, and investing, in addition to talking about current events in the financial world, online and offline. I’ve published articles at this domain name since 2004 and have been blogging since May, 2005.

I also started and manage the Carnival of Debt Reduction, a weekly blog carnival that highlights posts on getting out of debt. Personal debt reduction progress reports and posts about reducing debt are what this carnival is all about!

Latest Posts from Mighty Bargain Hunter

Pay in a lump sum, or in installments?

If you have the option of paying for something in full, or paying for it in installments, which method do you choose?  A number of factors play into making a wise decision. It’s good advice to consider expensive purchases carefully before buying.  And the more expensive the purchase, the more consideration you should give.  A good rule of thumb is to wait one day for each $100 that the item costs. […]

Is a health care sharing ministry a good deal?

There was a good question asked over at the Money StackExchange site dealing with an alternative to conventional health insurance called a health care sharing ministry. The cogent parts of the question are below: … The basic idea of a health share is that it is a non-profit organization where members pledge to pay a certain amount of one another’s medical expenses. […]

Seven-point checklist for healthcare credit cards

Pets are expensive.  Not as expensive as children, but still expensive.  Costs can vary widely, but a cost of five figures over the 12- to 14-year lifetime of a dog is easy to hit. One of our dogs had a leg injury recently that will set us back a bit.  When we asked our vet about payment plans, she gave us a brochure for a healthcare credit card. On the face of it, the healthcare credit card offer […]

Cheap school supplies aren’t just for school!

Our local Walmart stores really bring down prices for school supplies in the last weeks of summer.  Maybe yours do too.  Take advantage of this. A few days ago our family was playing Boggle.  (This game was a yard sale find.)  We each have our own single-subject spiral notebook when we play. When my wife said that hers was almost full, I admit my face lit up a bit. […]

Speeding through checkout with Walmart discounted gift cards

We’ve been buying discounted gift cards from Cardpool and here’s how we’re making checkout a bit faster … I’m a regular customer of discounted gift card sites.  We do our best to buy and use them safely, and it takes a decent chunk out of our Walmart trips.  (Nothing to retire on, but a decent chunk nonetheless.) Cardpool sells what it calls “printable electronic gift cards” for Walmart and a numb […]

Six hacks to get things cheap or free

Are you a money-saving tip collector?  Then you can always use more, right? Here are six hacks that you can add to your bag of tricks to get things cheap, or even free: Turn on the charm.  I know others can play the charm card far better than I can, but I managed to snag a free dessert by phoning in my take-out order while I was standing in a long line at said restaurant. […]

Ten power tips for buying and selling at yard sales

With summer starting up, yard sales are all over the place.  Here are some ways to increase your purchasing power, as well as sell more for whatever good cause. Last weekend was a big one in our area for yard sales.  Our county’s YMCA had a yard sale event with about 25 different tables.  And not one, but two churches had yard sales to raise money for mission trips to Peru.  (This was two complete […]

Five tips for hitting the jackpot at your bank

People make mistakes all the time when they sell things. Having knowledge about what you’re buying gives you an advantage over a seller who really doesn’t know what they have. The more knowledge you have, the larger your advantage. Take collectible coins, for example. […]

The math behind reward sites like Swagbucks and MyPoints

I’ve used both MyPoints and Swagbucks to get gift cards for doing such things as reading emails, doing web searches, and other low-stress, quick-turnaround activities. Both MyPoints and Swagbucks have been flawless with delivering the gift cards I’ve earned.  No issues, ever, and I’ve earned hundreds of dollars of gift cards through them. Rewards for doing easy stuff MyPoints has been around for o […]