Mighty Bargain Hunter

I enjoy talking about saving money, finding deals, living frugally, making money, and investing, in addition to talking about current events in the financial world, online and offline. I’ve published articles at this domain name since 2004 and have been blogging since May, 2005.

I also started and manage the Carnival of Debt Reduction, a weekly blog carnival that highlights posts on getting out of debt. Personal debt reduction progress reports and posts about reducing debt are what this carnival is all about!

Latest Posts from Mighty Bargain Hunter (page 35)

CAPTCHAnomics

If you have at least one website going that has any kind of user interaction whatsoever — heck, if you have an e-mail address — then you’ve had the pleasure of dealing with spammers.  It’s always going to be a cat-and-mouse game with spam comments, e-mail, user registrations, trackbacks, etc.  I’ve had to extricate this site from an near DDOS-level attack of spam comments that flooded my database […]

Refinancing for cash flow

In my ten months of owning an investment property, things have run very smoothly.  The mortgage is the same one that we had when we were living there; we had refinanced the loan in 2005 to cut 11 years off of our loan for only about $150 extra per month (we did a mortgage refinance to a 15-year fixed-rate mortgage from our 30-year). Our mortgage is good, and the balance is going down like gangbust […]

My domains have to start pulling their weight, or they’re gone

J. Money culled ten web domain names from his portfolio in an effort to clean out some of the mental financial clutter from his life.  He had a bit of a domain-buying binge last year so there was room for culling. I have thirty-two domains in my Namecheap account.  Some are for my wife’s projects but many are for mine.  I got them probably for the same reason that J. […]

Here’s why auto-pay isn’t quite set and forget

Paying bills by mailing out checks was common when I was growing up (1970s and 1980s), but no longer.  Now, most companies have the option to accept payment by credit card or ACH debit (and if they don’t, you wonder what’s wrong with them).  Not only that, but you can make arrangements with the companies to have them bill you, and collect from you, automatically. Automating the paying of bills has […]

Wise Bread hit the nail with organizing the finances

It’s not too often that I read an article and nod my head up and down throughout the whole thing because it makes that much sense.  Wise Bread writer Craig Ford has six tips for organizing finances that are completely spot-on: Reduce your total number of financial accounts. […]

On living debt-free, including the mortgage

Although it’s not quite dinner conversation yet, talking about family finances with other people is getting to be less taboo.  This is a good thing, because the forces at work that aim to part us from our money are more devious, stronger, and more numerous than they were fifty years ago. A big part of family finances, of course, centers around debt: credit card debt, car loan debt, student loan de […]

Ten daily money wasters (or occasional splurges)

MSN MoneyCentral has produced a list of ten things that people waste money on every day.  I agree that, most of the time, the items on this list are money-wasters.  There are always exceptions though.  Here are my comments on the list: Lottery tickets. […]

My daughter groks negotiation … kinda

I have no doubt that my daughter understands negotiation.  I don’t have to go any farther than the dinner table. JP (my daughter): “Daddy, can I be excused?” Me:  “You need to finish your dinner first.” Three minutes later, pointing to her plate: JP:  “How’s this, Daddy?” Me:  “You’re not done yet.” Two minutes later, pointing to her plate again: JP:  “How’s this, Daddy?” Me:  “Three more bites an […]

Get cash back for flowers and more this Valentine’s Day

Valentine’s Day is one of those holidays that brings out the procrastinator in guys.  And boy — any place that sells flowers knows this.  The prices double at our local grocery store for flowers on Valentine’s Day. But I’ll admit I don’t get soaked for flowers on Valentine’s Day for a couple of reasons, and it’s not because I don’t procrastinate.  First, our wedding anniversary is Groundhog Day, s […]

Five ways to pay down your mortgage without betting it all on Green Bay

As much as I follow football, I thought the Pittsbay Stackers and the Greenburgh Peelers were playing.  (But seriously, congratulations to the Packers.  Something needed to knock my rabid Steelers fan colleagues down a few notches.)  I caught this tweet from @blondeonabudget regarding the outcome of Super Bowl XLV: “My only regret was that I didn’t bet my mortgage.” – friend about Superbowl That’s […]