Mighty Bargain Hunter

I enjoy talking about saving money, finding deals, living frugally, making money, and investing, in addition to talking about current events in the financial world, online and offline. I’ve published articles at this domain name since 2004 and have been blogging since May, 2005.

I also started and manage the Carnival of Debt Reduction, a weekly blog carnival that highlights posts on getting out of debt. Personal debt reduction progress reports and posts about reducing debt are what this carnival is all about!

Latest Posts from Mighty Bargain Hunter (page 36)

Four great ways to pay down a mortgage

Housing is right up there with groceries as a major household budget item for many families — not just in the raw amount of money shelled out, but also in importance.  Food and shelter and all that. Since housing involves a commitment (either a lease or a mortgage) there’s less flexibility in adjusting housing costs than there is in adjusting a grocery budget.  After you sign the lease or mortgage […]

Personal finance boils down to recognizing good deals in context

When I registered MightyBargainHunter.com back in 2003, I had in mind a website that would offer up ways to buy things for less.  All well and good, but then I got to talking about broader topics like personal finance, debt reduction, frugal living, real estate, and even the economy after I transferred the site over to the WordPress platform in 2005. […]

Money in a savings account continues to be a wise move

The Empowered Dollar had an enviable problem.  She had enough cushion in savings for repayment of student loans. In the end, she decided to split the difference between paying off her student loans and depleting her savings.  She “couldn’t bear to part with all” of her savings. For my two cents this was a very wise move.  She solicited a lot of advice and considered it carefully.  (I didn’t give a […]

On the brink of living paycheck to paycheck?

This year has been a little tighter than usual for us financially for a number of reasons.  Things aren’t at the point of desperation by any means, but we have had to answer some financial wake-up calls throughout the year.  Not a full-out, kidney-stone-level emergency room visit, but more like acid indigestion.  This appears in a few ways: We start asking when my paycheck will be deposited.  Bec […]

Save money when you cut the cheese

Food is usually a substantial part of a household’s budget.  Fortunately, there’s also lots of opportunity for saving money on food. The big budget-killer is usually dining out, so reducing the eating out to a minimum is low-hanging fruit.  Beyond that, it’s a matter of spending time to get good deals on food and preparing meals. Preparing food means, among other things, foregoing individually-pac […]

A great retirement plan if you’re broke (or not!)

I ran across this article on MSN about retirement planning if you’re broke. There were five main suggestions in the article: Postpone pulling the trigger on Social Security payments.  As in, retire later, so that your check is larger and has more room for growth. Take advantage of home equity. For reverse mortgages, and an old-age emergency fund. Bankruptcy.  This protects your remaining assets, […]

What should you do with unused gift cards?

I happen to think that gift cards are a decent choice for Christmastime giving.  They’re convenient and flexible.  A well-chosen gift card can show that you know what the person really likes. Once in a while, though, a gift card goes unused for a while.  This can happen for a number of reasons: The timing wasn’t appropriate for one reason or another.  Even if a gym rat gets a gift card for some o […]

Budgeting is boring? Well, yeah, but …

My friend J Money heartily disagrees that budgets are boring.  I think that budgeting can be made palatable, but fun?  If anyone can hit on the magic formula that makes budgeting fun, they’ll be very rich indeed. A blogging colleague was asking around on Facebook about budgeting presentations that weren’t “boring and irrelevant for 18-22 year olds.”  If a college-aged person follows a budget, my t […]

Cyber Monday and Mr. Rebates

Online retailers are kicking it up a level for Cyber Monday. One great way to take advantage of even more savings and make your holiday dollars go a little bit further is with a rebate portal like Mr. Rebates. Taking advantage of the extra savings is easy.  Instead of heading to your favorite store directly, you sign up for Mr. Rebates and click through to the store from within there.  Mr. […]