Mighty Bargain Hunter

I enjoy talking about saving money, finding deals, living frugally, making money, and investing, in addition to talking about current events in the financial world, online and offline. I’ve published articles at this domain name since 2004 and have been blogging since May, 2005.

I also started and manage the Carnival of Debt Reduction, a weekly blog carnival that highlights posts on getting out of debt. Personal debt reduction progress reports and posts about reducing debt are what this carnival is all about!

Latest Posts from Mighty Bargain Hunter (page 36)

Grocery shopping together: Smart or not so smart?

My wife and I had dental appointments this afternoon, and spent a bit of time afterwards doing some grocery shopping at Wegmans as long as we were in town.  (Combining errands is one of the good ways to save money on gas.) We both love our food, so watching how much we eat out and how much we spend on groceries is a priority as we work out our personal finance plan.  Grocery shopping is essential, […]

Refinancing a mortgage with an 800 credit score

Mortgage rates have been in-the-basement low for quite a while.  After the financial crisis and subsequent bailout of large banks in 2008 and 2009, the banks are sitting on a lot of underwater mortgages and are reluctant to repeat that mistake.  They’re not lending to just anyone anymore.  The is contributing to the fall in mortgage rates to historic lows. An excellent credit score is a great asse […]

Is there a best way to keep track of expenses?

Part of our personal finance plan for this year and beyond involves tracking where our money is going. I’m tracking expenses with Quicken and so far I’m keeping up.  Automating the download of transactions and not trying to track every last transaction to every single account is helping. Tracking manually:  Old-school, or just old? Recently a few other personal finance bloggers weighed in with a r […]

Purchasing from secondhand places is a calculated risk?

One of the most visited posts on Mighty Bargain Hunter is my post on seven ways to conquer Chuck E. Cheese.  It was hit up on The Consumerist a few years ago.  And just a week ago it was hit up again, but this time by the Frugal Reddit. The point that’s been the center of discussion is my suggestion that you can save money by buying Chuck E. […]

The money question you don’t want your spouse to ask

My wife and I have been married almost eleven years, and I wouldn’t change it for the world. Nonetheless, even though we’ve been sharing our finances that long, getting it right is still a work in progress.  We’re on board with our personal finance plan and all that, but we are still learning how to work together with our finances.The one question that we don’t want to be asking each other: You sp […]

Learn the Art of Saving and Investing

(This is a guest post.  If you’re interested in guest-posting on this blog and hundreds of others, check out Postrunner.com.) In today’s harsh economy, people who are earning regular income through employment are considered lucky. After all, they do not need to worry about their day-to-day expenses. They can support for their needs and the needs of their families. […]

Saving money on prescription drugs with a formulary tier exception

We’re fortunate that we have good health insurance offered through my work.  It’s paid for the large majority of the issues we’ve had.  After seeing the costs that can accrue with even a somewhat severe hospital stay or an emergency room visit, and then seeing the amounts that health insurance picked up, I can sympathize more readily with people who have run into financial trouble due to medical b […]

Blowing Quicken a little KISS

To move forward with our personal finance plan for 2013, we’ll be tracking our expenses more carefully.  Just like Johnny Five, we need input to change direction with our finances, and to start making better deals with ourselves to meet financial goals. I’ve had one version of Quicken or another for years, but I’ve always fallen short in keeping things current.  Call it personal laziness, call it […]

Switching to powdered milk could save us hundreds this year

Improving one’s personal finances takes some changes.  The easiest ones to make are the ones that don’t seem like sacrifice, or aren’t too big a sacrifice. In our efforts to build up our savings again, we’ll try changing our milk habits.  Switching from lactose-free milk in the carton to powdered milk may be a change that isn’t too hard to swallow.  Other members of my family have been using powde […]

Our personal finance plan for 2013 and beyond

Last year was tougher than usual for us financially.  There were a number of different factors that came together to draw down our savings substantially, and caused us to get a bit too close to needing to tap into less liquid assets for current expenses.  Some factors were not our doing, but others were, and we need to take charge of the things that are within our control. Ultimately, our financia […]