Mighty Bargain Hunter

I enjoy talking about saving money, finding deals, living frugally, making money, and investing, in addition to talking about current events in the financial world, online and offline. I’ve published articles at this domain name since 2004 and have been blogging since May, 2005.

I also started and manage the Carnival of Debt Reduction, a weekly blog carnival that highlights posts on getting out of debt. Personal debt reduction progress reports and posts about reducing debt are what this carnival is all about!

Latest Posts from Mighty Bargain Hunter (page 37)

Your home mortgage debt is not an asset

There’s a place for spin, and then there’s a place for silliness.  A Forbes.com article on MSN gives six reasons that should encourage you to love your mortgage.  Some may argue that the Forbes.com take on mortgages is a glass-is-half-full position, but I don’t even think it passes that sniff test.  It’s certainly far from the subtitle’s claim of “. . . […]

Review of Jeff Yeager’s The Cheapskate Next Door

This book caught my eye at Borders, so I flipped through the pages a bit and bought the book off of Amazon when I got home.  (I’m probably not doing my part to help Borders out of bankruptcy, but oh well.)  Jeff Yeager’s The Cheapskate Next Door is a well-researched 231-page tale of his trip across America that took him to households that revealed “the surprising secrets of Americans living happil […]

“Remember the fish!”

When we moved from our old house to the new one, we left a house with a septic tank and went to one that was served by our county’s sewer service.  Having one over the other isn’t that much different, I suppose.  They both do the job.  Having a septic system requires maintenance (regular pumping) and very occasional replacement.  Being on county sewer involves less maintenance, but our fee from th […]

Cheap ways to satisfy those food and drink cravings at work

Food and drinks out of vending machines are sold at ridiculous mark-ups, but sometimes that extra bit of concentration that a snack or a soda is what’s needed to get through the mid-afternoon slump — that time when the brain is screaming “nap” and the stomach is yelling “feed me.”  Unfortunately, the cooking facilities at work are rarely extensive enough to make anything really good (and besides, […]

CAPTCHAnomics

If you have at least one website going that has any kind of user interaction whatsoever — heck, if you have an e-mail address — then you’ve had the pleasure of dealing with spammers.  It’s always going to be a cat-and-mouse game with spam comments, e-mail, user registrations, trackbacks, etc.  I’ve had to extricate this site from an near DDOS-level attack of spam comments that flooded my database […]

Refinancing for cash flow

In my ten months of owning an investment property, things have run very smoothly.  The mortgage is the same one that we had when we were living there; we had refinanced the loan in 2005 to cut 11 years off of our loan for only about $150 extra per month (we did a mortgage refinance to a 15-year fixed-rate mortgage from our 30-year). Our mortgage is good, and the balance is going down like gangbust […]

My domains have to start pulling their weight, or they’re gone

J. Money culled ten web domain names from his portfolio in an effort to clean out some of the mental financial clutter from his life.  He had a bit of a domain-buying binge last year so there was room for culling. I have thirty-two domains in my Namecheap account.  Some are for my wife’s projects but many are for mine.  I got them probably for the same reason that J. […]

Here’s why auto-pay isn’t quite set and forget

Paying bills by mailing out checks was common when I was growing up (1970s and 1980s), but no longer.  Now, most companies have the option to accept payment by credit card or ACH debit (and if they don’t, you wonder what’s wrong with them).  Not only that, but you can make arrangements with the companies to have them bill you, and collect from you, automatically. Automating the paying of bills has […]

Wise Bread hit the nail with organizing the finances

It’s not too often that I read an article and nod my head up and down throughout the whole thing because it makes that much sense.  Wise Bread writer Craig Ford has six tips for organizing finances that are completely spot-on: Reduce your total number of financial accounts. […]

On living debt-free, including the mortgage

Although it’s not quite dinner conversation yet, talking about family finances with other people is getting to be less taboo.  This is a good thing, because the forces at work that aim to part us from our money are more devious, stronger, and more numerous than they were fifty years ago. A big part of family finances, of course, centers around debt: credit card debt, car loan debt, student loan de […]