Mighty Bargain Hunter

I enjoy talking about saving money, finding deals, living frugally, making money, and investing, in addition to talking about current events in the financial world, online and offline. I’ve published articles at this domain name since 2004 and have been blogging since May, 2005.

I also started and manage the Carnival of Debt Reduction, a weekly blog carnival that highlights posts on getting out of debt. Personal debt reduction progress reports and posts about reducing debt are what this carnival is all about!

Latest Posts from Mighty Bargain Hunter (page 37)

Our personal finance plan for 2013 and beyond

Last year was tougher than usual for us financially.  There were a number of different factors that came together to draw down our savings substantially, and caused us to get a bit too close to needing to tap into less liquid assets for current expenses.  Some factors were not our doing, but others were, and we need to take charge of the things that are within our control. Ultimately, our financia […]

Copper at up to 60% off of spot price

Canada has decided to do away with the cent, citing that it costs the mint 1.6 cents to produce one.  Transactions will still be tracked to the cent, but if both parties find themselves without cents in a cash transaction, the transaction will be rounded to the nearer nickel. The reason this has come to pass, of course, is because of inflation.  A cent just isn’t worth what it used to be worth, so […]

Getting out of debt is a good deal all-around

Credit cards have been around for a while, mainly during the past sixty years.  They’ve made it easy for people to start a tab: buy now, pay later. The problem with buy now, pay later, of course, is that it’s likely that the thing you’re buying will cost more money in the long run.  There are a couple of times it won’t: If you pay your credit card balance off during the grace period, you usually […]

Two simple personal finance suggestions for the new year

It’s 2013.  We’ve successfully gotten past the Mayans, and media exposure from the Fiscal Cliff hasn’t claimed any lives that we know of.  Go us. January 1st is a time for new year’s resolutions, starting afresh, all that good stuff.  Here are a couple of simple suggestions for your finances as we enter the new year. Spend less than you earn.  Matt Jabs posted his reasoning on his Facebook page, […]

Short-term vs. long-term bond fluctuations: an easy explanation

A few days ago I chatted with some financial planners.  They were recommending some bond funds as alternatives to holding cash or money-market funds. I admit that I haven’t looked at bond funds too closely.  I knew that there was an inverse relationship between the price of bonds and the interest rate:  as rates go up, the bond price falls, and vice versa.  What I hadn’t considered was how the len […]

Burning songs from the library isn’t hip. It’s theft

MSN.com has a slide show on 100 ways to save money in 2013. There are a lot of good ways to save money but the one on slide 18 is not good.  It recommends not paying for music If you’re a music junkie, you probably download the latest and greatest songs from iTunes without a second thought. A dollar here and another couple of bucks there add up quickly. […]

Nine reindeer tax games before the ball drops

I met Kay Bell a little over a year ago in Chicago.  She’s kept Don’t Mess With Taxes as true to topic as any personal finance blogger I know: all taxes, all the time on her blog.  (As you’d expect from a tax blog, no?) Recently she’s come through with nine end-of-year tax games with a Christmas reindeer theme.  Enjoy! Dasher says to dash to use up your FSA funds; if you don’t get a grace period […]

Last-minute Christmas gifts without too much waiting

We’re doing Christmas gift-opening a couple of times this year because we’re traveling around to see family.  Tonight we spent some time opening part of our gifts. Yesterday after work I had only a few last-minute Christmas gifts to get, and it was a fairly fast and painless process, even at the start of the last weekend before Christmas. What I did may be a good option for you, too, if: You stil […]

Some year-end tax tips (if the world doesn’t end today)

My watch beeped midnight only a short while ago.  Let the waiting game begin. Matt Jabs gave me some comfort in telling me that the solstice wasn’t going to happen until 11:12 this morning.  But he didn’t say which time zone.  More seeds of doubt. If we take the stance that the Mayans were wrong, then there will be a week and a half remaining of 2012 to take advantage of a few year-end tax tips.  […]

Four great ways to pay down a mortgage

Housing is right up there with groceries as a major household budget item for many families — not just in the raw amount of money shelled out, but also in importance.  Food and shelter and all that. Since housing involves a commitment (either a lease or a mortgage) there’s less flexibility in adjusting housing costs than there is in adjusting a grocery budget.  After you sign the lease or mortgage […]