Mighty Bargain Hunter

I enjoy talking about saving money, finding deals, living frugally, making money, and investing, in addition to talking about current events in the financial world, online and offline. I’ve published articles at this domain name since 2004 and have been blogging since May, 2005.

I also started and manage the Carnival of Debt Reduction, a weekly blog carnival that highlights posts on getting out of debt. Personal debt reduction progress reports and posts about reducing debt are what this carnival is all about!

Latest Posts from Mighty Bargain Hunter (page 37)

Two simple personal finance suggestions for the new year

It’s 2013.  We’ve successfully gotten past the Mayans, and media exposure from the Fiscal Cliff hasn’t claimed any lives that we know of.  Go us. January 1st is a time for new year’s resolutions, starting afresh, all that good stuff.  Here are a couple of simple suggestions for your finances as we enter the new year. Spend less than you earn.  Matt Jabs posted his reasoning on his Facebook page, […]

Short-term vs. long-term bond fluctuations: an easy explanation

A few days ago I chatted with some financial planners.  They were recommending some bond funds as alternatives to holding cash or money-market funds. I admit that I haven’t looked at bond funds too closely.  I knew that there was an inverse relationship between the price of bonds and the interest rate:  as rates go up, the bond price falls, and vice versa.  What I hadn’t considered was how the len […]

Burning songs from the library isn’t hip. It’s theft

MSN.com has a slide show on 100 ways to save money in 2013. There are a lot of good ways to save money but the one on slide 18 is not good.  It recommends not paying for music If you’re a music junkie, you probably download the latest and greatest songs from iTunes without a second thought. A dollar here and another couple of bucks there add up quickly. […]

Nine reindeer tax games before the ball drops

I met Kay Bell a little over a year ago in Chicago.  She’s kept Don’t Mess With Taxes as true to topic as any personal finance blogger I know: all taxes, all the time on her blog.  (As you’d expect from a tax blog, no?) Recently she’s come through with nine end-of-year tax games with a Christmas reindeer theme.  Enjoy! Dasher says to dash to use up your FSA funds; if you don’t get a grace period […]

Last-minute Christmas gifts without too much waiting

We’re doing Christmas gift-opening a couple of times this year because we’re traveling around to see family.  Tonight we spent some time opening part of our gifts. Yesterday after work I had only a few last-minute Christmas gifts to get, and it was a fairly fast and painless process, even at the start of the last weekend before Christmas. What I did may be a good option for you, too, if: You stil […]

Some year-end tax tips (if the world doesn’t end today)

My watch beeped midnight only a short while ago.  Let the waiting game begin. Matt Jabs gave me some comfort in telling me that the solstice wasn’t going to happen until 11:12 this morning.  But he didn’t say which time zone.  More seeds of doubt. If we take the stance that the Mayans were wrong, then there will be a week and a half remaining of 2012 to take advantage of a few year-end tax tips.  […]

Four great ways to pay down a mortgage

Housing is right up there with groceries as a major household budget item for many families — not just in the raw amount of money shelled out, but also in importance.  Food and shelter and all that. Since housing involves a commitment (either a lease or a mortgage) there’s less flexibility in adjusting housing costs than there is in adjusting a grocery budget.  After you sign the lease or mortgage […]

Personal finance boils down to recognizing good deals in context

When I registered MightyBargainHunter.com back in 2003, I had in mind a website that would offer up ways to buy things for less.  All well and good, but then I got to talking about broader topics like personal finance, debt reduction, frugal living, real estate, and even the economy after I transferred the site over to the WordPress platform in 2005. […]

Money in a savings account continues to be a wise move

The Empowered Dollar had an enviable problem.  She had enough cushion in savings for repayment of student loans. In the end, she decided to split the difference between paying off her student loans and depleting her savings.  She “couldn’t bear to part with all” of her savings. For my two cents this was a very wise move.  She solicited a lot of advice and considered it carefully.  (I didn’t give a […]

On the brink of living paycheck to paycheck?

This year has been a little tighter than usual for us financially for a number of reasons.  Things aren’t at the point of desperation by any means, but we have had to answer some financial wake-up calls throughout the year.  Not a full-out, kidney-stone-level emergency room visit, but more like acid indigestion.  This appears in a few ways: We start asking when my paycheck will be deposited.  Bec […]