Mighty Bargain Hunter

I enjoy talking about saving money, finding deals, living frugally, making money, and investing, in addition to talking about current events in the financial world, online and offline. I’ve published articles at this domain name since 2004 and have been blogging since May, 2005.

I also started and manage the Carnival of Debt Reduction, a weekly blog carnival that highlights posts on getting out of debt. Personal debt reduction progress reports and posts about reducing debt are what this carnival is all about!

Latest Posts from Mighty Bargain Hunter (page 37)

Is it time to refinance AGAIN?!

Some of my relatives did a mortgage refinance a little over a year ago.  As low as rates were in 2009, they are even lower now. They currently have a 15-year fixed-rate mortgage at 4.625%.  Not too shabby.  But they told me that they were quoted a 15-year fixed-rate mortgage of 3.5%.  Absolutely crazy!  We worked out the numbers on the two loans and discovered that they could save […]

Let’s do the curbside hustle

A couple of weekends ago, a guy was walking around the subdivision looking for customers.  He was painting house numbers on the curbs in front of people’s houses. He was a bit older than I was.  Under typical circumstances, painting house numbers on a curb isn’t an unusual job for a teenager.  But it isn’t a typical job for someone in his late forties or early fifties. I accepted […]

Pennies by the quarter-ton

Gresham’s Law now has small business backing. There’s a fair bit of activity on eBay buying and selling 95% copper cents, and the coin sorters to distinguish them from the newer zinc variety.  Why the interest, you might ask?  It’s the copper content of the cents that’s interesting.  These high-copper cents, minted for part of 1982 and most of the years before, are now worth more […]

Taming the financial paper monster

Getting a grip on all of the financial statements, bills, receipts — all of the paper, actually — has always been a challenge for me.  Here’s the cycle: The financial statements, bills, and receipts pile up. The piles wear down my psyche like coarse-grit sandpaper. The papers get filed slowly because I need to relearn my system for filing the papers. Eventually, the piles are fil […]

Mighty Bargains for Veterans Day 2010

First off, to our veterans … thank you for your service! Black Friday — a day of full-contact shopping that is becoming nearly as traditional as Thanksgiving — is only two weeks away.  I have to smile when I hear about Black Friday circulars being “leaked.”  Unless leak has come to mean deliberately advertise over the past few years, it’s nothing but marketing strategy to leak Bla […]

Value of a gold-filled jewelry: A reader’s question

Got this question a couple of days ago from a reader: How much is 15.4 grams of gold filled worth to a gold and silver place? Here’s what I can tell you. A gold and silver place will likely give you less than melt value for your chain. […]

Snapping ARM defeat out of the fixed-rate jaws of victory

It really disheartens me to see people go from some of the best kind of debt to have to some of the worst kind, at the worst possible time. Someone over at Basically Money was planning to do a mortgage refinance from a 30-year fixed-rate at 5% to a 5/1 adjustable rate mortgage at 2.7%. As I read this, some baby koalas were dismembered. A 30-year fixed-rate mortgage at anything clo […]

No need to trust in the stock market gods

J Money is one of the liveliest personal finance writers I know, and an awfully hard worker.  In between this and his other blogs, he’s got LoveDrop.org going on, a new idea in paying it forward to individuals who’ve come upon hard times.  Ahh … to have a third of his energy and a tenth of his mohawk. But anyway, this is from his latest net worth post: But wow, what a month!  Goin […]

Review of Questions and Answers on Life Insurance

I was fortunate to receive an evaluation copy of Tony Steuer’s Questions and Answers on Life Insurance: The Life Insurance Toolbook. This 368-page book contains just what it says it contains: 134 common questions on the topic of life insurance, along with answers in plain English. Mr. […]

Nine frugal last-minute Halloween costumes that rely on puns

Halloween is Sunday, and you don’t have a costume yet?  Fear not!  Here are nine quick and easy Halloween costumes that won’t break the bank, and will at least give you a few groans from incredulous passersby.  To make it a little more fun, I’ll post the answers in the comments so that you have a chance to try to guess what the pun-ch line is. […]