Mighty Bargain Hunter

I enjoy talking about saving money, finding deals, living frugally, making money, and investing, in addition to talking about current events in the financial world, online and offline. I’ve published articles at this domain name since 2004 and have been blogging since May, 2005.

I also started and manage the Carnival of Debt Reduction, a weekly blog carnival that highlights posts on getting out of debt. Personal debt reduction progress reports and posts about reducing debt are what this carnival is all about!

Latest Posts from Mighty Bargain Hunter (page 42)

Mortgage interest deduction craziness

Let’s face it.  Mortgages are beasts. A mortgage is the largest loan that people are likely to take out in their lifetimes.  They’re also very expensive to acquire.  Most of the closing costs that are paid by the borrower are largely for the benefit of the lender.  The appraisal fee protects the lender’s judgment that the property is worth at least the amount of the contract price.  Title insuranc […]

Under the gun? Filing extensions in each state

I’m hoping to have my taxes all ready without needing an extension this year, but maybe there are some extenuating circumstances that will prevent you from filing your federal taxes, and possibly your state taxes, on time. Below I’ve assembled links to every state that has an individual state tax, with instructions on how to file an extension.  Every state is unique, so be sure to check what your […]

Tossing young entrepreneurs in the deep end

Allowances for children are a tricky matter.  Whether to tie allowances to chores or not is just one question to consider.  I still don’t think there’s one right answer but that doesn’t stop people from taking a stand.  One of Gary North’s articles today (in his members’ section) has this headline: “Do You Pay Your Children an Allowance? Stop! You Are Ruining Them.” That’s a strong opinion. […]

Is bargain hunting frugal?

In my review of Jeff Yeager’s The Cheapskate Next Door, one of the points in that book that hit me squarely in the eyes was his distinction between “cheapskate” (meaning someone who’s frugal, and proud of it) with “bargain hunter” (people who enjoy ferreting out deals and buying for less).  He claims that there’s a misperception that the two are one and the same. “What?!  Of course the Mighty Barg […]

Your home mortgage debt is not an asset

There’s a place for spin, and then there’s a place for silliness.  A Forbes.com article on MSN gives six reasons that should encourage you to love your mortgage.  Some may argue that the Forbes.com take on mortgages is a glass-is-half-full position, but I don’t even think it passes that sniff test.  It’s certainly far from the subtitle’s claim of “. . . […]

Review of Jeff Yeager’s The Cheapskate Next Door

This book caught my eye at Borders, so I flipped through the pages a bit and bought the book off of Amazon when I got home.  (I’m probably not doing my part to help Borders out of bankruptcy, but oh well.)  Jeff Yeager’s The Cheapskate Next Door is a well-researched 231-page tale of his trip across America that took him to households that revealed “the surprising secrets of Americans living happil […]

“Remember the fish!”

When we moved from our old house to the new one, we left a house with a septic tank and went to one that was served by our county’s sewer service.  Having one over the other isn’t that much different, I suppose.  They both do the job.  Having a septic system requires maintenance (regular pumping) and very occasional replacement.  Being on county sewer involves less maintenance, but our fee from th […]

Cheap ways to satisfy those food and drink cravings at work

Food and drinks out of vending machines are sold at ridiculous mark-ups, but sometimes that extra bit of concentration that a snack or a soda is what’s needed to get through the mid-afternoon slump — that time when the brain is screaming “nap” and the stomach is yelling “feed me.”  Unfortunately, the cooking facilities at work are rarely extensive enough to make anything really good (and besides, […]


If you have at least one website going that has any kind of user interaction whatsoever — heck, if you have an e-mail address — then you’ve had the pleasure of dealing with spammers.  It’s always going to be a cat-and-mouse game with spam comments, e-mail, user registrations, trackbacks, etc.  I’ve had to extricate this site from an near DDOS-level attack of spam comments that flooded my database […]

Refinancing for cash flow

In my ten months of owning an investment property, things have run very smoothly.  The mortgage is the same one that we had when we were living there; we had refinanced the loan in 2005 to cut 11 years off of our loan for only about $150 extra per month (we did a mortgage refinance to a 15-year fixed-rate mortgage from our 30-year). Our mortgage is good, and the balance is going down like gangbust […]