Mighty Bargain Hunter

I enjoy talking about saving money, finding deals, living frugally, making money, and investing, in addition to talking about current events in the financial world, online and offline. I’ve published articles at this domain name since 2004 and have been blogging since May, 2005.

I also started and manage the Carnival of Debt Reduction, a weekly blog carnival that highlights posts on getting out of debt. Personal debt reduction progress reports and posts about reducing debt are what this carnival is all about!

Latest Posts from Mighty Bargain Hunter (page 42)

Don’t use your time profitably? Sue someone!

If keeping your day job is the cake, then investing in yourself outside of your day job is at least the icing, or maybe even another four or five cakes’ worth. But if that sounds like way too much work, there’s always the chance you can hit the jackpot by suing the entity that consumed most of your time for an obscene amount of money.  That’s what Craig Smallwood is doing to NCSof […]

15-year fixed mortgage rates are below 4%

Nine years ago when I got a 30-year mortgage for my first house, people said that I got a really good rate:  5.875%. Now, if I still had that mortgage, it would almost be a no-brainer for me to refinance to a 15-year mortgage.  I saw that rates were 3.875% for a fixed 15-year mortgage!  Refinancing my 30-year mortgage with the principal balance at what it would have been at the be […]

Was mandatory overdraft privilege such a bad thing?

Smithee, a staff writer over at Consumerism Commentary, gave his opinions on the positive opt-in that’s now necessary for banks and credit unions to enroll customers in overdraft privilege services.  In a previous life as a Bank of America customer service representative, he had to tell customers that they couldn’t opt out of the overdraft service privilege — a fee-based service t […]

Is an Amazon Kindle for you?

The Amazon Kindle is getting a whole lot smaller, faster, and cheaper:  $139 with free Super Saver shipping.  That’s quite a bit less than what it began at. Money Beagle, though, isn’t moved at all by the ongoing e-book reader price war: His library is right around the corner and well-stocked. Most of the time, he reads books once. Moreover, he doesn’t want to pay for what he can […]

$12 million might not be enough to retire

David Ning over at Money Ning disagrees with the conclusion of this how-rich-is-rich article from CNN Money (via Yahoo! […]

Swagbucks back to school promotion

Tonight my wife and daughter were coloring with some of the Prismacolor art pencils that we had gotten really cheaply thanks to about $40 worth of Amazon gift certificates we had won through Swagbucks.com. If you haven’t yet signed up for Swagbucks.com, then you can snag a little bit more if you sign up through August 15th, 2010 before midnight PDT. […]

Get new furniture without getting new furniture

My wife and mother-in-law are doing some painting in our new house, in addition to a few other things.  I have the color coordination sense of a doorknob but my wife more than makes up for this.  She’s very creative, and loves to make things pretty. She’s able to do wonders re-purposing items by dressing them up, turning them from tacky (in our opinion) to attractive.  A couple of […]

Refinance when your house is under water?

Free Money Finance regularly posts questions that are e-mailed to him by his readers, with the intent of having other readers offer advice.  Recently a reader asked about refinancing a mortgage that is currently under water (meaning that more is owed than the house is currently worth).  Here’s the skinny: $225,000 is owed against a house that is currently worth $200,000 to $208,0 […]

A 30-year fixed rate mortgage is protection money

Thirty-year mortgages rates haven’t been this cheap in my lifetime.  Considering this was the year of my 20th high school reunion, that’s a fairly long time. A fixed-rate mortgage costs more to obtain than an adjustable-rate mortgage of the same term because the lender bears the interest-rate risk.  The means that the lender agrees to charge you a constant interest rate for up to […]

How not to buy gift cards on eBay

I don’t remember what prompted me to poke around on eBay to check for gift cards.  I do remember that there had been some restrictions placed on gift card sales on eBay because of rising occurrence of fraudulent activity. However, I did find a new practice that I found a little hard to believe.  It was hard to believe because I couldn’t imagine too many people buying a gift card t […]