Mighty Bargain Hunter

I enjoy talking about saving money, finding deals, living frugally, making money, and investing, in addition to talking about current events in the financial world, online and offline. I’ve published articles at this domain name since 2004 and have been blogging since May, 2005.

I also started and manage the Carnival of Debt Reduction, a weekly blog carnival that highlights posts on getting out of debt. Personal debt reduction progress reports and posts about reducing debt are what this carnival is all about!

Latest Posts from Mighty Bargain Hunter (page 44)

Christmas dinner on a Scrooge budget

It’s that time of year again when the only thing that’s stretched tighter than our budget is our nerves. […]

A $75 fire service subscription fee is a bargain

Seriously.  If you have to subscribe to your fire department, there really is no reason not to. This method of paying for fire service in advance — a bit like paying Triple A for their services — has gotten recent national attention due to the aftermath of the dark side of this arrangement: no pay, no spray.  Whether by oversight or by a willful roll of the dice, if your membership isn’t current w […]

Restaurants, tips, and gift cards

A couple of weeks ago we had dinner with a friend visiting from Hawaii.  We had a $100 Visa gift card in hand to put a big dent into the bill. We were confused when the card came back declined.  At first we checked the balance on the card because we thought that they had given us less than they had promised (it was for a rebate).  That wasn’t the problem: we knew how much was on the card, and we d […]

You’ll want to cook your own goose if you miss this online money saver

Stores online and offline are fighting tooth and nail for your money this holiday season.  The deals are far from over, of course. If you’re planning to save yourself a whole boatload of stress and buy most (all?) of your gifts online this holiday season, then I hope that you’ve become well-acquainted with rebate portals like Mr. […]

Want to start up a blog? Do it today and save on hosting

I’ve talked about investing in yourself in the past, and one great way to do this is to start a blog (like this one).  Regardless of what interests you, if other people are interested in the same thing, you’ll find an audience, and that audience can help you to build up a side income. […]

A Black Friday special — on loans?!

I have to hand it to my credit union.  Their marketing is pretty good!  They advertised an unsecured loan special, good through today, at rates starting at 7.5% for up to 12 months for amounts between $500 and $2,500.  It ends today presumably so that people can have the money in hand to shop Black Friday.  The term is no more than 12 months so that it’s a sure thing that it will be paid off befor […]

15-year fixed mortgage rates are below 3%

Fixed-rate mortgages are almost as cheap as the teaser rates on adjustable-rate mortgages of a few years ago.  The average rate on a 15-year fixed rate mortgage for today (November 15th, 2011) stands at 2.97%.  (Note: It was at the time I wrote this post.  Rates change all the time.)  Rates haven’t been this low in at least fifty years.  Some new car financing isn’t this low, and the terms on new […]

Getting better deals by giving business

Our new (to us) car is now in our driveway.  Pretty much everything is settled with this vehicle, and we sold the old one that had the broken transmission.  We continued “money lessons for kids” with our daughter by showing her a few — OK, two dozen — $100 bills and a cashier’s check with a bunch of zeroes on it. We had the opportunity to negotiate a couple of times during these transactions.  We […]

A surefire way to get your kids asking you questions about money

(And no, the answer is not to give $50/week allowance to a six year old!) Last week our minivan’s transmission bit the dust.  (Thankfully it bit the dust in our driveway.)  Over the next couple of days my wife and I discussed what to do: whether to fix our car, whether to buy a new-to-us one — buying a new car didn’t enter the picture! […]

HARP all you want: LTV cap removed

The Federal Housing Finance Agency (FHFA), with the Federal National Mortgage Association (“Fannie Mae”) and the (Federal Home Loan Mortgage Corporation) (“Freddie Mac”), today announced a number of changes to the Home Affordable Refinance Program (HARP) designed to increase the number of borrowers eligible for refinancing at-risk home mortgages. One of the big deals of this new initiative is the […]