Mighty Bargain Hunter

I enjoy talking about saving money, finding deals, living frugally, making money, and investing, in addition to talking about current events in the financial world, online and offline. I’ve published articles at this domain name since 2004 and have been blogging since May, 2005.

I also started and manage the Carnival of Debt Reduction, a weekly blog carnival that highlights posts on getting out of debt. Personal debt reduction progress reports and posts about reducing debt are what this carnival is all about!

Latest Posts from Mighty Bargain Hunter (page 44)

Would you out a friend’s spending patterns on Facebook?

A few weeks ago I received word of a Facebook application called Buddy Bailout.  It’s a spin on the giant corporate bailouts that have happened recently, and in part it plays on people’s thinking: “Why can’t I get a bailout, too?  I sure could use one.” Maybe one of that person’s friends (a) knows that they could use one, too, and (b) wants to point out the main reason why they’re in the position […]

Woe to the lender who guesses wrong

The standard Settlement Statement, the HUD-1, just got a makeover this December.  The extra page is an extra burden on lenders to get the Good Faith Estimate right the first time. Last week at the closing for our new house, we got a small bonus courtesy of the new requirements.  The expenses are broken down into three categories based on how closely the actual charges have to agree with those on t […]

Friday Fiscals: Late-night edition

Had to catch up a bit at work after running around Thursday to close on our new house. So it’s Saturday morning Fiscals, but here are great links nonetheless A Gai Shan Life has an elaborate post on pets and preparedness. The Millionaire Nurse discusses life insurance needs. Sweating the Big Stuff talks about the best deal ever. The Frugal Lawyer tried out Credit Karma. Everybody Loves Your Mon […]

How to enlist Gmail to sell your Craigslist items for you

A friend from our previous church sent me an e-mail tonight. Because we’ve been buried in 1.2 miles of snow for the past few days, she had the opportunity to pile through some projects. […]

Three ways to find a cool deal using Google

(This guest post is by Ann Smarty, a search engine geek, social media enthusiast and a passionate blogger. […]

So what are lenders using as criteria today for mortgage qualification?

I’ve been talking about some things related to the home purchase we’re doing now.  One of the conditions of purchasing our new home was ability to get financing.  Since I couldn’t buy with cash, I needed to apply for a mortgage.  What I couldn’t do was make the purchase contingent on the sale of my current home (the property we were interested in was a foreclosure), so I needed to be able to quali […]

Friday Fiscals: Blizzard Edition

We’re in one of the areas that’s getting pummeled with snow this weekend.  Thankfully we still have power, and even Internet access.  Please be safe if you’re in the mess with us. Here are some links of interest from the past week: The Frugal Lawyer scored a TV interview on spending addiction.  (I’ll be doing a post on this as well.) The Balanced Spreadsheet is another blogger that updates their […]

If your bank legitimately calls you, call them back

I initiated a wire transfer today from an out-of-state credit union to my home credit union.  Because the amount of money was fairly significant, they called me up to verify a few things before they did the transfer. After the woman gave her name and who she worked for, she asked for the passcode to my account to continue the transaction. I almost told her, but stopped.  Since she called me, I ask […]

Why yes, I DID save some money on my auto insurance!

We’re (hopefully) in the final stretch for purchasing a new house, and part of the paperwork for this was setting up homeowner’s insurance for the new house. We called the same company that sold us our current house’s homeowner’s policy, as well as our current auto insurance policy.  The agent was able to get us quite a good deal on the homeowner’s policy, and almost as an afterthought, she offere […]

Sow your wild oats at work

Cutting costs anywhere that makes sense adds to that budgetary cushion that can be used to pay off debt, add to an emergency fund, save for college, or anything else.  One fairly easy way to do this is to reduce, or eliminate, trips to the vending machines down the hall.  The markup in our building borders on ridiculous now ($1.00 for a candy bar).  And what’s more, although Snickers® would like y […]