Mighty Bargain Hunter

I enjoy talking about saving money, finding deals, living frugally, making money, and investing, in addition to talking about current events in the financial world, online and offline. I’ve published articles at this domain name since 2004 and have been blogging since May, 2005.

I also started and manage the Carnival of Debt Reduction, a weekly blog carnival that highlights posts on getting out of debt. Personal debt reduction progress reports and posts about reducing debt are what this carnival is all about!

Latest Posts from Mighty Bargain Hunter (page 46)

Four budgets you absolutely have to make

A couple of days ago I went to a one-day financial planning class.  I got a few nuggets out of the class and I’ll share one with you here. The instructor spent a few minutes on creating a working budget.  This part was pretty standard.  If you don’t have Quicken fired up, then Take a standard list of common spending categories, Gather up a month’s bank statements and pay stubs, and Categorize the […]

Money Hacks Carnival: Middle Name Pride Day Edition

Happy Middle Name Pride Day, everyone!  There seems to be a bit of inconsistency as to what the proper day to celebrate MNPD is – Holiday Insights says that it’s “always March 10th” whereas the Wikipedia article says it’s on the Friday of the first full week of March as one of a number of festive days of Celebrate Your Name Week. But no matter.  In the spirit of Middle Name Pride Day, whether on t […]

Friday Fiscals: Flush valve edition

We’re in our new home (albeit with boxes and such).  Tonight I started tackling one of the toilets in an attempt to replace a shot flush valve.  It won for tonight until I can get a bigger wrench. Squawkfox explains how to make a budget in an “unboring” way. Wise Bread reveals the one question that might get you free money if you’re shown the door by your employer. Free Money Finance asks, “When […]

J. Money is a slacker

He really is. I’m not talking about his blog.  He’s not a slacker there.  The guy is a finalist for no less than seven Plutus Awards, one of which is for his PF Blogger Showdown series. […]

Would you out a friend’s spending patterns on Facebook?

A few weeks ago I received word of a Facebook application called Buddy Bailout.  It’s a spin on the giant corporate bailouts that have happened recently, and in part it plays on people’s thinking: “Why can’t I get a bailout, too?  I sure could use one.” Maybe one of that person’s friends (a) knows that they could use one, too, and (b) wants to point out the main reason why they’re in the position […]

Woe to the lender who guesses wrong

The standard Settlement Statement, the HUD-1, just got a makeover this December.  The extra page is an extra burden on lenders to get the Good Faith Estimate right the first time. Last week at the closing for our new house, we got a small bonus courtesy of the new requirements.  The expenses are broken down into three categories based on how closely the actual charges have to agree with those on t […]

Friday Fiscals: Late-night edition

Had to catch up a bit at work after running around Thursday to close on our new house. So it’s Saturday morning Fiscals, but here are great links nonetheless A Gai Shan Life has an elaborate post on pets and preparedness. The Millionaire Nurse discusses life insurance needs. Sweating the Big Stuff talks about the best deal ever. The Frugal Lawyer tried out Credit Karma. Everybody Loves Your Mon […]

How to enlist Gmail to sell your Craigslist items for you

A friend from our previous church sent me an e-mail tonight. Because we’ve been buried in 1.2 miles of snow for the past few days, she had the opportunity to pile through some projects. […]

Three ways to find a cool deal using Google

(This guest post is by Ann Smarty, a search engine geek, social media enthusiast and a passionate blogger. […]

So what are lenders using as criteria today for mortgage qualification?

I’ve been talking about some things related to the home purchase we’re doing now.  One of the conditions of purchasing our new home was ability to get financing.  Since I couldn’t buy with cash, I needed to apply for a mortgage.  What I couldn’t do was make the purchase contingent on the sale of my current home (the property we were interested in was a foreclosure), so I needed to be able to quali […]