Mighty Bargain Hunter

I enjoy talking about saving money, finding deals, living frugally, making money, and investing, in addition to talking about current events in the financial world, online and offline. I’ve published articles at this domain name since 2004 and have been blogging since May, 2005.

I also started and manage the Carnival of Debt Reduction, a weekly blog carnival that highlights posts on getting out of debt. Personal debt reduction progress reports and posts about reducing debt are what this carnival is all about!

Latest Posts from Mighty Bargain Hunter (page 47)

I don’t like being frugal. But I love the results

My stumbleupon button had been sorely neglected for quite a while, and I hit upon this older article on Wise Bread that dares us to take the boring challenge. Sounds fun?  Not in the slightest?  Yeah, it really doesn’t sound that much fun to listen to the radio instead of downloading MP3s, or heading to the library instead of heading to the bookstore.  Booorrrr-ing. Frugality is like exercising … […]

Two keys to spending financial windfalls wisely

Financial windfalls, planned or otherwise, are almost always welcome additions to the family budget.  (No doubt they’re preferable to large unexpected expenses!) Whether those financial windfalls are spent or saved wisely, though, is an entirely different matter.  Fortunately, it’s not that difficult to put these windfalls to effective use.  Here are two simple but broad principles that will help […]

Longtime homeowner tax credit documentation

Nine short days to the federal tax filing deadline on April 18th, 2011.  This year, Uncle Sam has a $6,500 tax credit in store for those of us who bought a new home during the first part of 2010 after having lived in another home for a while.  The instructions to Form 5405 call a person who fits this description a “long-time resident of the same main home.” The main criteria are these: You (and y […]

Save thousands on dental care just by brushing your teeth correctly

Most everyone knows that regular brushing and flossing helps to prevent cavities and more expensive restorations.  Ounce of prevention and all that.  There are so many benefits to having a healthy set of teeth that it’s difficult to argue against brushing. But here’s a different question.  Do you know how to brush your teeth correctly?  Doing this routine the right way could mean the difference be […]

Two ways to pay down a mortgage up front: Which is better?

Saw this question over at the Money Stack exchange site: Bigger mortgage downpayment vs. paying extra on the first regular payment? […]

Mortgage interest deduction craziness

Let’s face it.  Mortgages are beasts. A mortgage is the largest loan that people are likely to take out in their lifetimes.  They’re also very expensive to acquire.  Most of the closing costs that are paid by the borrower are largely for the benefit of the lender.  The appraisal fee protects the lender’s judgment that the property is worth at least the amount of the contract price.  Title insuranc […]

Under the gun? Filing extensions in each state

I’m hoping to have my taxes all ready without needing an extension this year, but maybe there are some extenuating circumstances that will prevent you from filing your federal taxes, and possibly your state taxes, on time. Below I’ve assembled links to every state that has an individual state tax, with instructions on how to file an extension.  Every state is unique, so be sure to check what your […]

Tossing young entrepreneurs in the deep end

Allowances for children are a tricky matter.  Whether to tie allowances to chores or not is just one question to consider.  I still don’t think there’s one right answer but that doesn’t stop people from taking a stand.  One of Gary North’s articles today (in his members’ section) has this headline: “Do You Pay Your Children an Allowance? Stop! You Are Ruining Them.” That’s a strong opinion. […]

Is bargain hunting frugal?

In my review of Jeff Yeager’s The Cheapskate Next Door, one of the points in that book that hit me squarely in the eyes was his distinction between “cheapskate” (meaning someone who’s frugal, and proud of it) with “bargain hunter” (people who enjoy ferreting out deals and buying for less).  He claims that there’s a misperception that the two are one and the same. “What?!  Of course the Mighty Barg […]

Your home mortgage debt is not an asset

There’s a place for spin, and then there’s a place for silliness.  A Forbes.com article on MSN gives six reasons that should encourage you to love your mortgage.  Some may argue that the Forbes.com take on mortgages is a glass-is-half-full position, but I don’t even think it passes that sniff test.  It’s certainly far from the subtitle’s claim of “. . . […]