Mighty Bargain Hunter

I enjoy talking about saving money, finding deals, living frugally, making money, and investing, in addition to talking about current events in the financial world, online and offline. I’ve published articles at this domain name since 2004 and have been blogging since May, 2005.

I also started and manage the Carnival of Debt Reduction, a weekly blog carnival that highlights posts on getting out of debt. Personal debt reduction progress reports and posts about reducing debt are what this carnival is all about!

Latest Posts from Mighty Bargain Hunter (page 8)

Plowing through a furlough: The numbers

Going through a furlough — a temporary non-work, non-pay status, also known as a reduction in hours or a partial layoff — is a financial hardship.  Even if you’ve gotten into the right mindset, paychecks will still be smaller for a little while if the furlough goes through.  Even if you’ve fully internalized that the 20% reduction in pay is better than a 100% reduction in pay, it’s still a reducti […]

Plowing through a furlough: The mindset

After several weeks of discussion, there appears to be a clearer target for many Department of Defense civilian employees regarding furlough as a consequence of the sequestration of funds that went into effect earlier in the year.  These employees are now looking at 11 days of unpaid leave through the end of September. This is half the number of furlough days in the DoD’s original plan, which is s […]

How to get more rides at Disney for less?

Amusement parks can be a great vacation, especially if you like rides that test your ability to hold your lunch. The more popular amusement parks, like the Disney family of parks, are busy much of the year.  And busy can mean long wait times on the rides. Since time is far more valuable than money, it would make sense that there would be a way to buy less time in line for those who value their tim […]

Price-check guarantees are a great bargain … for businesses?

I was chatting with a coworker a few days ago, and the topic of price-check guarantees came up. A price-check guarantee at a grocery store says something like this: “If an item rings up for more than the price on the shelf, we’ll knock $3 off of the lower price. […]

Extremely low-tech greywater toilet flushing system

Utilities make up a dependable expense in a family’s budget. Along with grocery expenses, it’s also a place that usually has a bit of slop that can be removed if things get tight. And if cleanliness is next to godliness, certainly we all take regular showers or baths. […]

Five ways to use loyalty cards effectively

Many stores offer loyalty cards.  These plastic cards often come in pairs: one for your wallet, and a smaller one with a hole in it for your keychain.  Presenting the loyalty card at checkout entitles you to special prices on particular products, as well as other periodic perks like announcements of special sales, follow-on coupons, etc. Stores don’t provide loyalty programs out of the goodness of […]

Don’t believe the “replace toner cartridge” warning

Printers have sure come a long way.  I fondly remember by Commodore MPS-801 dot matrix printer with 42 pixels — total — for each letter.  It used continuous fanfold paper and only printed in one direction. Fast forward thirty years.  (Yikes!)  Now our current printer does full color, two-sided, in pretty much any font I want.  The Brother HL-4070CDW printer cost us about the same, in current dolla […]

Here’s a furlough pay calculator

My recent post on running a practice month on a furlough budget had a comment from Dan: I created a furlough calculator for everyone I work with. It quickly made its way around the globe and many civil service employees are using it to project the near future. […]

Watch the money value of time when bargain hunting

Time and money aren’t the same thing.  Time is much more valuable than money.  We only get so much time to prepare our legacy.  “They aren’t making any more,” the saying goes. A person with plenty of money wants to spend less time doing routine tasks, and can afford to pay to spend less time.  A person that’s a bit tight on money will be willing to spend time in order to spend less money.  In extr […]

Your very own personal merchant account?!

I darkened the doorstep of the Personal Finance and Money Stack Exchange for the first time in a while.  (If for no other reason than to be a thorn in Little Advisor‘s side. […]