No Credit Needed

Debt Reduction Rocks - We Are Living Debt Free!

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Latest Posts from No Credit Needed (page 2)

How To Save Money In The Kitchen

I am a big fan of using a combination of coupons and a grocery price-book to save money when buying groceries.  I am also a big fan of saving money in the kitchen, after those groceries have been purchased.  Here’s how to save money in the kitchen – and minimize those costly trips to the grocery store. These tips work for our busy family of 5.  There are no professional organizers in this bunch! I […]

DIY Distressed Wood Mantel – Get The Rustic Look For Less

I am a huge fan of DIY projects – especially DIY projects that save me money.  Brian from the The Wildman Project youtube channel created this awesome DIY Distressed Wood Mantel and it looks great. He was able to create the look of distressed wood, with just a few tools and some lumber from a big-box store.  Awesome. If you are interested in tackling a similar project, I have included links and a […]

A Plan To Increase Our Savings Account Balance

At one time – after getting out of debt and before we purchased our new home – we had enough cash in our savings account for six months’ worth of expenses.  We dipped into our savings account when we purchased our home, to purchase new appliances and some furniture. The time has come to rebuild our savings account balance.  We have created the following plan to increase our savings: We set a goal. […]

A Plan To Increase Our Savings Account Balance

At one time – after getting out of debt and before we purchased our new home – we had enough cash in our savings account for six months’ worth of expenses.  We dipped into our savings account when we purchased our home, to purchase new appliances and some furniture. The time has come to rebuild our savings account balance.  We have created the following plan to increase our savings: We set a goal. […]

Stores That Offer Free Or Discounted Prescription Drugs

Check out this updated list of stores and pharmacies that offer free or discounted prescription drugs.  Save money on your prescriptions.  List updated once a month.  Last updated December 17, 2014. Click the links to view information about each store’s discount prescription drug program – Free Medications - Publix – free antibiotics plus Amlodipine, Lisinopril, and Metformin Meijer – free antibio […]

Stores That Offer Free Or Discounted Prescription Drugs

Check out this updated list of stores and pharmacies that offer free or discounted prescription drugs. Click the links to view information about each store’s discount prescription drug program – Free Medications - Publix – free antibiotics plus Amlodipine, Lisinopril, and Metformin Meijer – free antibiotics plus prenatal vitamins, Metformin,  and Atorvastatin Calcium Free Antibiotics - Giant Eagle […]

DIY Week – Budget Friendly Tools

I’ve recently added following inexpensive, budget friendly tools to my DIY arsenal.  They’re great for projects around the house and basic woodworking.  They are inexpensive – but not cheap – and they help me get the job done. My favorite new toy tool for the year is the Kreg R3 Jr. […]

New Ways To Connect With No Credit Needed

When I started No Credit Needed, there were very few ways to share newly published content with the world.  I would publish a new article – and then wait for traffic to come from a search engine or another site, usually via a simple text link.  Thankfully, there are now many more ways to share content – and connect with readers. I have been using both Twitter and StumbleUpon for several years, bot […]

New Ways To Connect With No Credit Needed

When I started No Credit Needed, there were very few ways to share newly published content with the world.  I would publish a new article – and then wait for traffic to come from a search engine or another site, usually via a simple text link.  Thankfully, there are now many more ways to share content – and connect with readers. I have been using both Twitter and StumbleUpon for several years, bot […]

We Paid Off Our Credit Card Debt Using This Strategy

Micro-Payments That’s how we paid off our credit card debt. Back in 2005, my wife and I created our debt reduction plan.  Fans of Dave Ramsey, we established a mini-emergency fund and then we set to work on our debt snowball. We were locked-in and focused – ready to get out of credit card debt.  Rather than send just one extra payment, we made several micro-payments, throughout the month. This kep […]