No Credit Needed

Debt Reduction Rocks - We Are Living Debt Free!

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Latest Posts from No Credit Needed (page 3)

A Plan To Increase Our Savings Account Balance

At one time – after getting out of debt and before we purchased our new home – we had enough cash in our savings account for six months’ worth of expenses.  We dipped into our savings account when we purchased our home, to purchase new appliances and some furniture. The time has come to rebuild our savings account balance.  We have created the following plan to increase our savings: We set a goal. […]

A Plan To Increase Our Savings Account Balance

At one time – after getting out of debt and before we purchased our new home – we had enough cash in our savings account for six months’ worth of expenses.  We dipped into our savings account when we purchased our home, to purchase new appliances and some furniture. The time has come to rebuild our savings account balance.  We have created the following plan to increase our savings: We set a goal. […]

Stores That Offer Free Or Discounted Prescription Drugs

Check out this updated list of stores and pharmacies that offer free or discounted prescription drugs. Click the links to view information about each store’s discount prescription drug program – Free Medications - Publix – free antibiotics plus Amlodipine, Lisinopril, and Metformin Meijer – free antibiotics plus prenatal vitamins, Metformin,  and Atorvastatin Calcium Free Antibiotics - Giant Eagle […]

Stores That Offer Free Or Discounted Prescription Drugs

Check out this updated list of stores and pharmacies that offer free or discounted prescription drugs.  Save money on your prescriptions.  List updated once a month.  Last updated December 17, 2014. Click the links to view information about each store’s discount prescription drug program – Free Medications - Publix – free antibiotics plus Amlodipine, Lisinopril, and Metformin Meijer – free antibio […]

DIY Week – Budget Friendly Tools

I’ve recently added following inexpensive, budget friendly tools to my DIY arsenal.  They’re great for projects around the house and basic woodworking.  They are inexpensive – but not cheap – and they help me get the job done. My favorite new toy tool for the year is the Kreg R3 Jr. […]

New Ways To Connect With No Credit Needed

When I started No Credit Needed, there were very few ways to share newly published content with the world.  I would publish a new article – and then wait for traffic to come from a search engine or another site, usually via a simple text link.  Thankfully, there are now many more ways to share content – and connect with readers. I have been using both Twitter and StumbleUpon for several years, bot […]

New Ways To Connect With No Credit Needed

When I started No Credit Needed, there were very few ways to share newly published content with the world.  I would publish a new article – and then wait for traffic to come from a search engine or another site, usually via a simple text link.  Thankfully, there are now many more ways to share content – and connect with readers. I have been using both Twitter and StumbleUpon for several years, bot […]

We Paid Off Our Credit Card Debt Using This Strategy

Micro-Payments That’s how we paid off our credit card debt. Back in 2005, my wife and I created our debt reduction plan.  Fans of Dave Ramsey, we established a mini-emergency fund and then we set to work on our debt snowball. We were locked-in and focused – ready to get out of credit card debt.  Rather than send just one extra payment, we made several micro-payments, throughout the month. This kep […]

We Paid Off Our Credit Card Debt Using This Strategy

Micro-Payments That’s how we paid off our credit card debt. Back in 2005, my wife and I created our debt reduction plan.  Fans of Dave Ramsey, we established a mini-emergency fund and then we set to work on our debt snowball. We were locked-in and focused – ready to get out of credit card debt.  Rather than send just one extra payment, we made several micro-payments, throughout the month. This kep […]

We Found The Perfect House For Us

Four years ago, my wife and I purchased a new home.  With three kids, we needed a place that was big enough for a family of five, close to work, and within our budget.  Here’s how we found the perfect house for our family – First, we looked for a house located within reasonable driving-distance from where we worked.  There are several neighborhoods in our area, but we managed to narrow our list do […]