No Credit Needed

Debt Reduction Rocks - We Are Living Debt Free!

Press Mentions of No Credit Needed

Mentioned in NY Times, Interviewed on Oprah Radio (Jean Chatzky Show), Clark Howard WSBTV Show, Money Magazine, and more.

Advertise with No Credit Needed

No Credit Needed, a personal finance blog with over 4000 subscribers, averages 40,000 unique visitors per month and over 75,000 page views per month. Advertisers looking to reach people who are interested in debt reduction, banking, insurance, credit cards, financial information, retirement, investing, stocks, budgeting, and credit management, have come to the right place.

More info at NCN's advertiser page

Latest Posts from No Credit Needed (page 3)

DIY Week – Budget Friendly Tools

I’ve recently added following inexpensive, budget friendly tools to my DIY arsenal.  They’re great for projects around the house and basic woodworking.  They are inexpensive – but not cheap – and they help me get the job done. My favorite new toy tool for the year is the Kreg R3 Jr. […]

New Ways To Connect With No Credit Needed

When I started No Credit Needed, there were very few ways to share newly published content with the world.  I would publish a new article – and then wait for traffic to come from a search engine or another site, usually via a simple text link.  Thankfully, there are now many more ways to share content – and connect with readers. I have been using both Twitter and StumbleUpon for several years, bot […]

New Ways To Connect With No Credit Needed

When I started No Credit Needed, there were very few ways to share newly published content with the world.  I would publish a new article – and then wait for traffic to come from a search engine or another site, usually via a simple text link.  Thankfully, there are now many more ways to share content – and connect with readers. I have been using both Twitter and StumbleUpon for several years, bot […]

We Paid Off Our Credit Card Debt Using This Strategy

Micro-Payments That’s how we paid off our credit card debt. Back in 2005, my wife and I created our debt reduction plan.  Fans of Dave Ramsey, we established a mini-emergency fund and then we set to work on our debt snowball. We were locked-in and focused – ready to get out of credit card debt.  Rather than send just one extra payment, we made several micro-payments, throughout the month. This kep […]

We Paid Off Our Credit Card Debt Using This Strategy

Micro-Payments That’s how we paid off our credit card debt. Back in 2005, my wife and I created our debt reduction plan.  Fans of Dave Ramsey, we established a mini-emergency fund and then we set to work on our debt snowball. We were locked-in and focused – ready to get out of credit card debt.  Rather than send just one extra payment, we made several micro-payments, throughout the month. This kep […]

We Found The Perfect House For Us

Four years ago, my wife and I purchased a new home.  With three kids, we needed a place that was big enough for a family of five, close to work, and within our budget.  Here’s how we found the perfect house for our family – First, we looked for a house located within reasonable driving-distance from where we worked.  There are several neighborhoods in our area, but we managed to narrow our list do […]

We Bought The House We Could Afford

Four years ago, my wife and I began to search for a new home.  Our family had grown and we were looking for a new place to live – our home for the next 20+ years. Before looking for our new home, we spent several months saving up enough money for a down-payment.  Our goal was to avoid PMI – private mortgage insurance.  Once we had saved up our down-payment, we began the process of looking for our […]

We Bought The House We Could Afford

Four years ago, my wife and I began to search for a new home.  Our family had grown and we were looking for a new place to live – our home for the next 20+ years. Before looking for our new home, we spent several months saving up enough money for a down-payment.  Our goal was to avoid PMI – private mortgage insurance.  Once we had saved up our down-payment, we began the process of looking for our […]

24 Hours Of Saving Money

24 Hours of Saving Money:  This is an around-the-clock look at some of the financial decisions we make – and how those decisions affect our pocketbook, our family, and our future.  My wife and I have three kids, we live busy lives, and we are work hard.  Here’s a typical day for our family – broken down by how we save money – and when. 5:00 AM – Enjoy a brisk walk or an at-home workout. Savings = […]

24 Hours Of Saving Money

24 Hours of Saving Money:  This is an around-the-clock look at some of the financial decisions we make – and how those decisions affect our pocketbook, our family, and our future.  My wife and I have three kids, we live busy lives, and we are work hard.  Here’s a typical day for our family – broken down by how we save money – and when. 5:00 AM – Enjoy a brisk walk or an at-home workout. Savings = […]