No Credit Needed

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Latest Posts from No Credit Needed (page 21)

My Favorite Podcasts

Here’s a list of my favorite podcasts - History Podcasts - Norman Centuries – A Norman History podcast created by Lars Brownworth. 12 Byzantine Rules – The History of the Byzantine Empire by Lars Brownworth. Hardcore History – An unconventional look at history by Dan Carlin. History of Rome – A weekly podcast about the history of Rome. Sports Podcasts - Dan Patrick – A daily podcast, in three pa […]

A Simple, Productive Day

You know you’re getting older when you a.) spend your “off-day” doing chores around the the house and b.) you enjoy doing them. I have been extremely busy for the past six month, twelve months, two years, forever, so it was good to take a day “off” from the world – and just focus on getting some things done around the house. First, I replaced a broken light-fixture in our master bathroom.  I trie […]

Daily-Use Fees And Free Days For State Parks

I live in Georgia and am a big fan of our State Parks System.  I recently visited one of our state parks and learned that there was no daily-use charge for visitors who visited on Wednesdays.  That bit of information sparked my interest and was the reason for this post.  I’ve attempted to list the daily-use fees from all 50 states and their state parks. Alabama State Parks – From […]

Creating A Financial Timeline

The goal of the financial timeline is to plan for future major purchases. I define a major purchase as any item costing more than $1000. My financial timeline focuses on purchases to be made in the next 5 years. I create a list of items that I plan to purchase.  I am careful to consider items that might need replacing, such as the dishwasher or refrigerator, larger items like a n […]

Living Debt Free – Part 2

I have decided to do a series of posts, ten in all, exploring the concept of living debt free.  This is the second post in that series. Click here to read Living Debt Free – Part 1. Planning For Future Major Purchases If we are going to live debt free, we have to have a solid plan for making future major purchases.  It’s never good enough for us to simply save money and hope th […]

Living Debt Free – Part 1

I have decided to do a series of posts, ten in all, exploring the concept of living debt free.  This is the first post in that series. Defining Debt Free Let’s assume that I take my daughter to the doctor.  I schedule an appointment, my daughter sees the physician, I give my insurance card information to the doctor’s office manager, and then my daughter and I go home.  Three mont […]

Impressed With New Battery Powered Cordless Electric Leaf Blower And String Trimmer

It’s rare that I’m impressed enough by a product to actually mention it here on No Credit Needed – so you know that I must really dig my new Black & Decker Battery Powered Cordless Electric Blower Sweeper and Black & Decker Battery Powered Cordless Electric String Trimmer.  Both tools are powered by an 18-volt rechargeable battery.  I like them so much that I’ve given away my gas […]

Planning To Replace My Old Car

I own a 2001 Honda Accord.  It’s a great little car, and even though it’s a decade old, it still gets really great gas mileage.  The paint and the interior are both in pretty decent shape, despite the fact that the right-front panel was recently damaged and repaired.  I like the car, but with growing kids and the fact that it has nearly 200,000 miles, it’s time to think about rep […]

Working On The Website

I am working on a new look for No Credit Needed.  I recently upgraded some of the software that I use to manage the site – and I am in the process of creating a new, cleaner, easier-to-use interface.  Thank you for your patience while I complete the upgrade.  You guys rock! […]

Building A Lean-To On The Side Of The Shed

Last year, before we moved into our new house, I bought a shed.  I really like the shed.  It’s nice and big and has plenty of space for all of my tools.  I just have one problem - I also have a lawn mower. When I put the lawn mower in the shed, it’s difficult to get to my tools.  I really don’t want to store the lawn mower in the garage, it’s taking up to much space in the shed, […]