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Latest Posts from No Credit Needed (page 21)

Amended Our Tax Return

I did something today that I’ve never done before – I filed an amended tax return.  Back in March, I filed my taxes but didn’t claim the first-time homebuyer credit.  Armed with the proper paperwork, forms, and software, it took, literally, 10 minutes to amend the return. According to the IRS website, returns claiming the first-time homebuyer credit must be mailed, with correct documentation, and […]

Hidden Costs Of Home Improvements

This past Saturday, I had my kids playhouse moved from our old house to our new one.  The playhouse paint didn’t match our new house, so I spent some time today painting it.  I also repaired a few shingles that were damaged during the move.  Oh, and I also installed a small window-unit air conditioner, so the kids can play in the house and be comfortable. I have a list, a mile long, of home impro […]

My Favorite Podcasts

Here’s a list of my favorite podcasts - History Podcasts - Norman Centuries – A Norman History podcast created by Lars Brownworth. 12 Byzantine Rules – The History of the Byzantine Empire by Lars Brownworth. Hardcore History – An unconventional look at history by Dan Carlin. History of Rome – A weekly podcast about the history of Rome. Sports Podcasts - Dan Patrick – A daily podcast, in three pa […]

A Simple, Productive Day

You know you’re getting older when you a.) spend your “off-day” doing chores around the the house and b.) you enjoy doing them. I have been extremely busy for the past six month, twelve months, two years, forever, so it was good to take a day “off” from the world – and just focus on getting some things done around the house. First, I replaced a broken light-fixture in our master bathroom.  I trie […]

Daily-Use Fees And Free Days For State Parks

I live in Georgia and am a big fan of our State Parks System.  I recently visited one of our state parks and learned that there was no daily-use charge for visitors who visited on Wednesdays.  That bit of information sparked my interest and was the reason for this post.  I’ve attempted to list the daily-use fees from all 50 states and their state parks. Alabama State Parks – From […]

Creating A Financial Timeline

The goal of the financial timeline is to plan for future major purchases. I define a major purchase as any item costing more than $1000. My financial timeline focuses on purchases to be made in the next 5 years. I create a list of items that I plan to purchase.  I am careful to consider items that might need replacing, such as the dishwasher or refrigerator, larger items like a n […]

Living Debt Free – Part 2

I have decided to do a series of posts, ten in all, exploring the concept of living debt free.  This is the second post in that series. Click here to read Living Debt Free – Part 1. Planning For Future Major Purchases If we are going to live debt free, we have to have a solid plan for making future major purchases.  It’s never good enough for us to simply save money and hope th […]

Living Debt Free – Part 1

I have decided to do a series of posts, ten in all, exploring the concept of living debt free.  This is the first post in that series. Defining Debt Free Let’s assume that I take my daughter to the doctor.  I schedule an appointment, my daughter sees the physician, I give my insurance card information to the doctor’s office manager, and then my daughter and I go home.  Three mont […]

Impressed With New Battery Powered Cordless Electric Leaf Blower And String Trimmer

It’s rare that I’m impressed enough by a product to actually mention it here on No Credit Needed – so you know that I must really dig my new Black & Decker Battery Powered Cordless Electric Blower Sweeper and Black & Decker Battery Powered Cordless Electric String Trimmer.  Both tools are powered by an 18-volt rechargeable battery.  I like them so much that I’ve given away my gas […]

Planning To Replace My Old Car

I own a 2001 Honda Accord.  It’s a great little car, and even though it’s a decade old, it still gets really great gas mileage.  The paint and the interior are both in pretty decent shape, despite the fact that the right-front panel was recently damaged and repaired.  I like the car, but with growing kids and the fact that it has nearly 200,000 miles, it’s time to think about rep […]