The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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The Spending That Makes You Happy

I love buying a new book. To me, a book represents many hours of getting lost in a story or learning about something new. It’s a portal to another place and having a number of books just waiting to be read when I have time for them makes me happy. I also love opening, learning, and playing board games. I love reading the rules, punching out the tokens, and playing games with my friends. […]

The Spending That Makes You Happy

I love buying a new book. To me, a book represents many hours of getting lost in a story or learning about something new. It’s a portal to another place and having a number of books just waiting to be read when I have time for them makes me happy. I also love opening, learning, and playing board games. I love reading the rules, punching out the tokens, and playing games with my friends. […]

Thirteen Strategies for Financial Independence Through Self-Sufficiency

My primary financial goal is what I call financial independence. Though financial independence can have a number of meanings, I define it as being a state in which I no longer have to actively work for money and my savings and investments cover all of my needs and reasonable wants for the long-term future. […]

Thirteen Strategies for Financial Independence Through Self-Sufficiency

My primary financial goal is what I call financial independence. Though financial independence can have a number of meanings, I define it as being a state in which I no longer have to actively work for money and my savings and investments cover all of my needs and reasonable wants for the long-term future. […]

Questions about Silver Certificates, Microwaves, Outlet Stores, TVs, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Figuring out financial goals 2. Credit card sign up bonus 3. Child not worth cost? 4. Saving in a Roth IRA 5. Water is cheap but… 6. Outlet stores and quality 7. Musicians and money 8. Confused about buying a TV 9. […]

Questions about Silver Certificates, Microwaves, Outlet Stores, TVs, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Figuring out financial goals 2. Credit card sign up bonus 3. Child not worth cost? 4. Saving in a Roth IRA 5. Water is cheap but… 6. Outlet stores and quality 7. Musicians and money 8. Confused about buying a TV 9. […]

Choosing a Budgeting System That’s Right for You

Over the last several years, I’ve had the opportunity to try out a number of different budgeting systems, both for personal use and because readers have asked me to try them out. All of these options have the same goal: get control over your money. Where they vary is in their execution. Some allow you to directly import information from your banks, while others do not. […]

Choosing a Budgeting System That’s Right for You

Over the last several years, I’ve had the opportunity to try out a number of different budgeting systems, both for personal use and because readers have asked me to try them out. All of these options have the same goal: get control over your money. Where they vary is in their execution. Some allow you to directly import information from your banks, while others do not. […]

Chase Freedom® Review: 5% Cash Back, No Annual Fee

The Chase Freedom® is a top rewards card that masquerades as a cash back card. Not only can you redeem points for statement credits (“true” cash back), you can also use your Ultimate Rewards points for just about anything else like gift cards, products, and even travel. […]

Chase Freedom® Review: 5% Cash Back, No Annual Fee

The Chase Freedom® is a top rewards card that masquerades as a cash back card. Not only can you redeem points for statement credits (“true” cash back), you can also use your Ultimate Rewards points for just about anything else like gift cards, products, and even travel. The card offers 5% back on bonus categories that change every quarter and 1% on everything else, with no annual fee. […]