The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar

You Already Have All The Skills You Need to Succeed

At my first job after college, I wound up working on a data organization project. Originally, this was to be at least a three-person project, but shortly after the project began, the third member of the team was let go. This was fairly distressing, because the third member of the team was supposed to be the expert on the data we were organizing. […]

Rocket Mortgage: Smart Idea, Terrible Super Bowl Ad

Millennials, many of whom are burdened with huge student debt loads, have been slow to buy their first homes — holding up the housing economy to some degree. […]

Questions About 529s, Long-Term Care, Surge Protectors, Passion and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five-word summaries. Click on the number to jump straight down to the question. 1. Long term care options 2. Planning ahead for AC challenges 3. Alternatives to GET program? 4. International index fund options? 5. Finding good prices on tickets 6. Terrible career advice about passion 7. […]

A Surprisingly Easy Way to Predict Future Investment Returns

In August of 2010 the renowned investment research company Morningstar released the results of a study they had conducted to determine the best way to predict future mutual fund returns. Specifically, they compared two big factors: The mutual fund’s expense ratio, which is the ongoing cost of owning the fund. Morningstar’s own star rating system, which factors in variables like the fund’s past pe […]

When Thrifty Met Spendy: Love, Money, and Financial Compatibility

If you’re fighting with your sweetie, there’s a good chance it’s about money. A study by SunTrust found that more than a third of couples experiencing tension in their relationships said money was the reason. That eclipsed the No. 2 response, annoying habits, by 10%. […]


If you can keep your head when all about you Are losing theirs and blaming it on you, If you can trust yourself when all men doubt you, But make allowance for their doubting too; If you can wait and not be tired by waiting, Or being lied about, don’t deal in lies, Or being hated, don’t give way to hating, And yet don’t look too good, nor talk too wise: If you can dream — and not make dreams your m […]

The Secret Behind Financial and Entrepreneurial Classes and Seminars

I can’t tell you how often I see pitches for personal finance and entrepreneur and career seminars and classes of all kinds. They all follow more or less the same pitch. They present this idea that they hold some kind of “secret” for finding success. […]

Six Times You Definitely Want a Rewards Credit Card

There’s a reason people chase credit card points and miles: A solid rewards credit card can help you earn free stuff with almost no effort on your part, and nearly anyone with good credit can qualify. Still, a lot of people opt for other means of payment, and that includes cash and debit cards – and even the dinosaur of personal finance, personal checks. […]

Managing a Never-Ending Pile of Things to Do

In Monday’s reader mailbag, I answered a question from Marcus about how I manage my time these days. Here’s the question from Marcus, as well as my answer. I enjoy your occasional articles on time management and the new strategies you are figuring out and utilizing. […]

Eight Common Myths About the FAFSA, Busted

Whether you’re heading off to college straight from high school or you’re a nontraditional student getting a new degree, it’s time to think about filling out your FAFSA — the Free Application for Federal Student Aid. While the federal FAFSA deadline isn’t until June 30, 2016, your state or college may have a different (and far earlier) deadline for processing your application and figuring out your […]