The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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How to Get a Spring Break on Caribbean Travel

A Caribbean spring break may get pricey for college kids heading to resorts, but anyone shivering and shoveling their way through winter can get a spring break of their own on the cheap. The Caribbean was hit hard during last year’s hurricane season, but a big part of the recovery process involves assuring potential visitors that all is well and that there’s a reason to come back. […]

How to Get a Spring Break on Caribbean Travel

A Caribbean spring break may get pricey for college kids heading to resorts, but anyone shivering and shoveling their way through winter can get a spring break of their own on the cheap. The Caribbean was hit hard during last year’s hurricane season, but a big part of the recovery process involves assuring potential visitors that all is well and that there’s a reason to come back. […]

12 Key Principles for Financial Success in Today’s World

Whenever a person makes a thoughtful decision, it’s usually based heavily on a set of internal principles, whether that person can spell out those principles or not. Principles are simply sets of internal rules that you live by. […]

Twelve Key Principles for Financial Success in Today’s World

Whenever a person makes a thoughtful decision, it’s usually based heavily on a set of internal principles, whether that person can spell out those principles or not. Principles are simply sets of internal rules that you live by. […]

My Credit Card Issuer Lowered My Credit Limit – Why?

It may come as a surprise, but credit card issuers have the flexibility to modify the terms of your account after it’s been opened. While that fact may be understandably unsettling, there’s not much you can do about it. […]

My Credit Card Issuer Lowered My Credit Limit – Why?

It may come as a surprise, but credit card issuers have the flexibility to modify the terms of your account after it’s been opened. While that fact may be understandably unsettling, there’s not much you can do about it. […]

Questions About Flying, Subscription Boxes, Credit Unions, Mass Transit, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. International flight questions 2. The New Global Student? 3. More retirement contributions 4. Investing in cannabis 5. Asset allocation question 6. Career regrets 7. Banks versus credit unions 8. […]

These Financial Decisions You Make in Your 20s and 30s Can Make or Break Your Financial Future

Have you ever wondered which life decisions brought you to where you are right now – at this very moment? Or, how your life might be different if you made a few decisions differently along the way? The truth is, some decisions we make early on can determine where our life is headed – especially in a financial sense. […]

Bulk or Bunk? We Compare Prices at Walmart vs. Sam’s Club

The common rule of thumb for consumers is that you ultimately pay less for goods that you buy in bulk. But does that necessarily make warehouse stores – and their paid memberships – a better deal than discount stores or supermarkets? Walmart shocked dues-paying members of its Sam’s Club stores earlier this year when it announced the closure of 63 locations across the United States. […]

Bulk or Bunk? We Compare Prices at Walmart vs. Sam’s Club

The common rule of thumb for consumers is that you ultimately pay less for goods that you buy in bulk. But does that necessarily make warehouse stores – and their paid memberships – a better deal than discount stores or supermarkets? Walmart shocked dues-paying members of its Sam’s Club stores earlier this year when it announced the closure of 63 locations across the United States. […]