The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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10 Steps to Rid Yourself of Credit Card Debt Forever

Want to attack your credit card debt? Stop carrying credit cards! Photo: Jeff Rose No one likes being in credit card debt. It’s one of the easiest payment methods for overspending, and yet is the most difficult to pay off because of the high interest rates and other fees. So how can you pay off credit card debt and remain free of it forever? […]

10 Steps to Rid Yourself of Credit Card Debt Forever

Want to attack your credit card debt? Stop carrying credit cards! Photo: Jeff Rose No one likes being in credit card debt. It’s one of the easiest payment methods for overspending, and yet is the most difficult to pay off because of the high interest rates and other fees. So how can you pay off credit card debt and remain free of it forever? […]

Eight Times It Pays to Be a Quitter

If your relationship isn’t headed in the right direction, it may be time to quit. Photo: Katie Tegtmeyer As children, we’re taught only the strong survive. Quitters are weak and cheaters never win. Those who take shortcuts in life usually fall flat on their faces. But sometimes, it really does pay to walk away, or quit. That seemingly perfect opportunity can come back to haunt you. […]

Eight Times It Pays to Be a Quitter

If your relationship isn’t headed in the right direction, it may be time to quit. Photo: Katie Tegtmeyer As children, we’re taught only the strong survive. Quitters are weak and cheaters never win. Those who take shortcuts in life usually fall flat on their faces. But sometimes, it really does pay to walk away, or quit. That seemingly perfect opportunity can come back to haunt you. […]

The Secrets Behind Successful Budgeting

Budgeting is one of the trickier issues of personal finance. It can be very tricky to make a budget work for you. For starters, you don’t need a budget to be financially successful. I like to compare a budget to a power screwdriver. You can definitely get that screw into the wall without that power screwdriver, but it can be much easier in many situations to simply use the power screwdriver. […]

College Financial Guide: Housing

Living in a dorm is a hallmark of college life, but it helps to know ahead of time what you’re getting into. Photo: Katie Brady A huge part of the college experience — and college costs — is housing. […]

The Truth About Your Future Self

In the moment where you simply want something, it’s really tempting to find justifications for it, and one of the easiest justifications is to simply say that your “future self” will pay for it. You can use a credit card, after all, or some kind of payment plan. The actual payment won’t happen today or tomorrow. […]