The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar

Why Expenses Really Matter When It Comes to Your Investments

So, how exactly does an investment house make money? Let’s use Vanguard as an example. You can go there, sign up for an investment account with them, and buy shares of one of their funds and they don’t charge you a fee for doing so. Your fund rises almost exactly with the stock market. […]

How to Minimize or Eliminate Many Repeated Household Buys

Many of the household supplies that we buy at the store are simply replacements for other things, often sold to us in a slightly altered form and advertised as being more “convenient” than “old fashioned” methods. […]

12 Things I Should Have Considered More Carefully Before Buying My First Home

Several years ago, my wife and I were in a bit of a personal bind. We lived together in what was about the tiniest two-bedroom apartment you can imagine, with a small baby and another one on the way. We were already forced into being pretty creative with arrangements with even one baby in the home, but two? […]

How Much Does Lasik Cost?

In the olden days—meaning, before the very late ‘90s — people without perfect vision had two basic choices for dealing with their sight problems: eyeglasses or contact lenses. Both came with benefits and drawbacks, but neither solved the essential problem, allowing the four-eyed among us to function without corrective lenses. Then, Lasik was approved in the United States. […]

Five Reasons You’re Not Getting Calls From Hiring Managers

Do you feel like you’re sending your resume into a black hole? It’s not necessarily because your experience is lacking. […]

Human Capital vs. Financial Capital: What They Mean and How You Can Take Advantage of the Difference

Human capital. Financial capital. They’re terms that sound like “business speak,” but when you boil them down, they’re just describing things that most people intuitively understand. For starters, human capital is simply the skill, knowledge, and experience possessed by an individual (or population) viewed in terms of their value or cost to an organization or community. […]

Bottled Water, Filters, Chlorine, and Why I Drink From the Shower

When the water crisis in Flint, Mich., started to gain national attention, I took notice, as did all concerned citizens. I was horrified at the images of the murky, discolored water coming out of their taps. No one should be subjected to drinking water that can make them ill. While I was confident my own tap water was pristine, I decided to do some investigating anyway. […]

How Can I Buy Stocks Online?

That you can buy stocks online is no surprise — what can’t you buy online anymore? However, knowing you can buy stocks online is different from actually knowing how to do it. Buying stocks the traditional way can be hard enough. That’s why so many people use brokers to buy their stocks for them, and why even more people simply invest in mutual funds. […]

The 10 Core Principles of The Simple Dollar

IDEA: Start a personal finance blog. Two Cents? Articles focused on practical stuff, positive, straightforward, earnest. Personal finance is easy to understand but hard to actually do. […]

You Can Improve This Part of Your Credit Score Almost Immediately

Last week, we discussed how the way you pay (or don’t pay) your bills has the single biggest impact on your FICO and VantageScore credit scores. […]