The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar

10 Companies That Will Pay You Just to Use the Internet

If you’d like to earn some extra pocket cash — and who wouldn’t? — the internet is a treasure trove of viable options to do just that. With a connection to the web, you can jumble together an array of part-time jobs – from renting out a room in your home on Airbnb to running errands or shopping for your neighbors through apps like TaskRabbit, Postmates, or InstaCart. […]

Treating Your Financial Goals as a Part-Time Job

Many, many people across the world use a second job to support themselves and their families. They need to do this in order to make ends meet, but they do it so that they can keep food on the table and maybe get a little bit ahead in the world. Yet many people who are lucky enough to earn enough money to make ends meet for themselves never stretch themselves beyond their first job. […]

Can a Cold Shower Boost Your Health and Productivity?

You know that feeling after you finish a really hard workout? When your blood is flowing, your skin is glowing, and you feel like you can take on the world? Imagine having that feeling every morning, without even having to work out. If you’re thinking that’s too good to be true, well, you’re partly right. […]

12 Strategies I Use to Keep My Finances as Simple as Possible (While Still Achieving Financial Success)

I’ve been writing about personal finance virtually every day for almost 10 years. During that time, I’ve tried countless personal finance and frugality strategies and read an absurd number of personal finance books and articles. After all of that, one might expect that I have some pretty complex strategies for managing my own finances. The truth, however, is held in the title of this website. […]

Rebuilding Your Credit After Bankruptcy

People tend to think of bankruptcy as the financial equivalent of breaking a mirror — seven years’ bad luck. And while bankruptcy is no walk in the park, fear can prevent people from using it as it was intended: as a a tool to get their financial house in order. Make no mistake about it, though: There is life after bankruptcy. […]

Questions About Poor Credit, Shaving, Potatoes, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Pricing for a new business 2. Handling windfall 3. Alone and disabled 4. Starting off with poor credit 5. Walking away versus security 6. Frugal fun that isn’t boring 7. Inexpensive shaving without safety razor 8. […]

The Upside-Down Reason Most Americans are Broke

Years ago, when my husband and I were struggling to save, we managed our finances in the exact opposite way we manage them now. It was the mid- to late-2000’s and we were raising young kids and managing full-time jobs. We were busy, so we had scarce time to plan our spending or create a budget of any kind. We paid our bills on time like good adults, and then we spent lavishly on what we wanted. […]

23 Low Cost Things You Can Do to Minimize the Expense and Suffering from the Biggest Health Risks

According to the CDC’s 2015 health report, the top ten leading causes of death among Americans are as follows: Heart disease: 614,348 reported deaths in 2014 Cancer: 591,699 Chronic lower respiratory diseases: 147,101 Accidents (unintentional injuries): 136,053 Stroke (cerebrovascular diseases): 133,103 Alzheimer’s disease: 93,541 Diabetes: 76,488 Influenza and pneumonia: 55,227 Nephritis, nephrot […]

Depression, Spending, and Bad Money Behaviors

Can you imagine walking through your entire life… in two feet of water? You’re commuting to work in water, walking up the stairs to your office in water, and struggling to take care of your kids and the house with the resistance of water adding stress to your every move. And the only time you get a break is when you lie down – tired from you’re exhausting day. […]

How to Anticipate Replacement Expenses and Save Tons of Money Along the Way

Things break down. Your car breaks down. Your washing machine starts making a loud “clunking” noise. Your air conditioning fails and the heat starts rising in your home. For the large majority of Americans walking the “paycheck to paycheck” tightrope, such events are incredibly unwelcome. […]