The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 2)

Why You Shouldn’t Shy Away from Credit Cards

Anywhere you look, you’ll find financial horror stories about people who found themselves deep in credit card debt. They tend to highlight factors that contributed to their plight like the relative ease of making charges with a credit card and how paying the monthly minimums didn’t help. The truth is that credit cards are a tool for building good credit and making purchases. […]

Why You Shouldn’t Shy Away from Credit Cards

Anywhere you look, you’ll find financial horror stories about people who found themselves deep in credit card debt. They tend to highlight factors that contributed to their plight like the relative ease of making charges with a credit card and how paying the monthly minimums didn’t help. The truth is that credit cards are a tool for building good credit and making purchases. […]

The ‘Drops in a Bucket’ Mindset

“Don’t you ever get tired of just saving money?” “Why don’t you just live a little? You have money in the bank and can afford it!” I’ve heard these things for many years from my own internal voice of conscience. I’ve also heard variations on it for many years from different people in my life. I can afford this little treat for myself, so why not indulge? […]

The ‘Drops in a Bucket’ Mindset

“Don’t you ever get tired of just saving money?” “Why don’t you just live a little? You have money in the bank and can afford it!” I’ve heard these things for many years from my own internal voice of conscience. I’ve also heard variations on it for many years from different people in my life. I can afford this little treat for myself, so why not indulge? […]

Frugal Flu Fighting: Affordable Ways to Avoid Influenza

The flu isn’t just a cold. It’s a serious health issue that can be fatal, especially if a secondary infection like pneumonia sets in. According to the Centers for Disease Control, the number-one way to protect yourself is to get a flu shot. While not a 100% guarantee, it’s still your best line of defense. […]

Frugal Flu Fighting: Affordable Ways to Avoid Influenza

The flu isn’t just a cold. It’s a serious health issue that can be fatal, especially if a secondary infection like pneumonia sets in. According to the Centers for Disease Control, the number-one way to protect yourself is to get a flu shot. While not a 100% guarantee, it’s still your best line of defense. […]

The Soup Stockpile: An Easy Route to Having Tons of Convenient Freezer Soups

The past few weeks have been incredibly busy for our family. Not only has Sarah returned to teaching from her summer break, our children have also returned to school and several fall activities have begun. […]

Nine Things We Look for When Buying Rental Property

When my husband and I bought our first rental property in 2007, we barely knew what we were doing. We saved up a large down payment and qualified for a mortgage, then stumbled through the rest of the details without much outside help. Eventually, we found what we thought was a good property for the local rental market. […]

Nine Things We Look for When Buying Rental Property

When my husband and I bought our first rental property in 2007, we barely knew what we were doing. We saved up a large down payment and qualified for a mortgage, then stumbled through the rest of the details without much outside help. Eventually, we found what we thought was a good property for the local rental market. […]

How to Handle Your Finances During a Disaster

On The Simple Dollar, we’ve talked a lot about the importance of credit history and building good credit. It tends to look good on your history when you pay on time and more than the monthly minimum. But what do you do when disaster strikes, as in the recent hurricanes Harvey and Irma? […]