The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 2)

Questions About CSAs, Tires, 401(k)s, Allowances, and More!

v SUBTITLE – Reader Mailbag What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. What to unplug while traveling 2. CSA plan worth it? 3. Struggling in expensive metro 4. Moving emergency fund into stocks 5. Should I touch my 401(k)? 6. Allowance update 7. […]

Want That $10,000 Grant to Move to Vermont? How to Convince Your Employer to Let You Work Remotely

The governor of Vermont recently signed a headline-grabbing bill into law that provides $10,000 to people willing to relocate to the Green Mountain State and work remotely for an out-of-state employer. Known as the Remote Worker Grant Program, the measure takes effect Jan. 1, 2019. […]

Rethinking These Eight ‘Normal’ Behaviors Can Save You More Than $100,000

Growing up, it often felt like other kids were doing fun stuff I wasn’t allowed to – whether they were getting treats from the ice cream truck, the latest pair of Nikes, a ride on the go-karts, or the chance to climb something exciting (and definitely dangerous). […]

How to Overcome Projection Bias with Your Finances

One of my favorite exercises for planning ahead for the future is for people to make a detailed picture of what their future will look like. It’s a practice I do all the time. In that practice, I just sit down and think about the future I’d like to have five years from now (or ten or twenty or whatever my timeframe is) in as much detail as possible. […]

25 Free and Simple Things to Do That Will Make Your Life Better

Unless I happen to slip into a flow state where I’m so focused that I lose track of time on a task, I find myself needing a break about ever hour or so when I’m trying to get something done. […]

Why Are There So Many Student Loans on My Credit Reports?

Regardless of what you studied in college, chances are you never took a course that explained how your student loans would impact your credit after you walked across that stage and got your degree handed to you. Yet, it’s very important to understand exactly how student loans will affect your credit and, by extension, your ability to borrow money, finance important purchases, or potentially even t […]

Strategies for Financial Success on a Very Small Income

Most of the articles I write for The Simple Dollar are targeting people who make somewhere in the ballpark of the average American income with some breathing room on either side of that. […]

Nothing Cuts Costs (or Carbs) Like Zucchini: Three Recipes for Summer’s Unsung Garden Hero

Zucchini aren’t pretty, don’t stand out in a produce aisle, and don’t get as fussed over in gardens as tomatoes or berries, but these summer squash are peerless in reducing your waistline and budget. I’ll admit, I wasn’t overly impressed four years ago when my wife told me that she was planting zucchini in our garden. […]

Stories From Our Readers: How Joy finds automatic relief through automatic budgeting

“My goal with money has always been to not have to think about it. I’ve lived below the poverty line, and have had to pay attention to every dollar. I know plenty of people who spend their weekends seeing where they can cut costs or writing out expenses for the following week. I have nothing against that, if it works for them. But I’ve found that automatic budgeting helps us best. […]