The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 2)

The Costs of Potty Training

I’m proud to say that our youngest child is potty trained. He occasionally has an accident in the night time, but he hasn’t had a daytime accident in a long time. […]

The Mistake-Free Choice

I make mistakes. A lot of them. I spent too much money. I said something I shouldn’t have said. I wasted a bunch of time doing something foolish and unnecessary. I made a statement without properly knowing the facts behind it. […]

Can “Churning” Credit Cards Really Work?

There are a lot of credit card offers out there that reward you for signing up by giving you a bunch of frequent flyer miles, hotel discounts, or big gift certificates. […]

Reader Mailbag: Helicoptering

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. New company 401(k) question 2. Freezing in plastic 3. Eating cheap on road trip 4. Leasing an electric vehicle 5. Too much money into retirement? 6. Midlife crisis? 7. Pay mortgage or start investing? 8. Nonstick pans 9. […]

The Pasta Sauce Conundrum

Two or three times a month, my family enjoys an evening meal that features pasta of some kind. We might enjoy spaghetti or lasagna or something else, depending on the mood. However, when I go to the store to buy pasta sauce, I absolutely cringe at the prices. The “cheap” sauces are loaded with high fructose corn syrup and taste overly sweet. […]

The Simple Dollar Weekly Roundup: Take Action Edition

A friend recently pointed me to the research work of Jennifer Aaker, a researcher at the Stanford Graduate School of Business. […]

Five Simple Things to Prepare Right Now for Your Estate

This article first appeared at U.S. News and World Report Money. Everyone knows about the big things that people should prepare for their loved ones in the event of their untimely passing. A will. Life insurance. A living trust. […]

Seven Principles of Yard Sale Season

I enjoy going to yard sales. On our free spring and summer weekends, our family will burn part of the day going to these sales, looking for Have a plan. Rather than simply trusting that we’ll find sales by serendipity, we take some time to locate sales beforehand. […]

Drawing the Line

I define “frugality” as meaning “cutting back on the things that aren’t as important to you so that you don’t have to compromise on the things that are important to you.” For example, I don’t particularly value anything about laundry soap except for whether or not it gets my clothes clean, so homemade laundry soap that costs $0.02 a load gets my vote. […]

Reader Mailbag: Spring Rain

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Car loan versus mortgage 2. Childhood identity theft 3. Shopping in Wal-Mart community 4. Tax refund questions 5. Change fonts to save money? 6. Phantom energy? 7. Are CDs worthwhile? 8. “Fuel saver” programs 9. […]