The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 2)

Identity Theft Basics

The holidays are coming, and chances are good that your credit card will get a workout. […]

20 Common Investment Mistakes and Five Simple Steps to Avoid Them

I recently came across a wonderful document published by the CFA Institute entitled Tips for Avoiding the Top 20 Common Investment Mistakes. (The CFA Institute is the organization that manages the CFA, or Chartered Financial Analyst, certification program, which is an extremely robust certification for financial professionals, so much so that many other organizations simply accept that certificati […]

Welcome to the New Simple Dollar

At The Simple Dollar, we cut through the complexities of our everyday financial lives to set forth a framework of principles that can guide our everyday financial decision making, and help us all become more intentional about how we acquire and use money. […]

What Works For Me Won’t Necessarily Work for You

I’m a married white male in my mid-30s, living in Iowa with my wife and three children. I work from home writing for various sites, primarily The Simple Dollar. I’m a homeowner. I’m a vegetarian (because my doctor suggested trying it for health reasons and I found that I didn’t mind the change once I got used to it). […]

Travel Insurance and Terrorism

Friday’s terrorist attacks in Paris were horrifying on every level. Unsurprisingly, some rattled and fearful travelers are considering canceling their trips to the City of Light, one of the world’s most popular tourist destinations. I have a trip of my own to Paris booked for March, and mixed in with my shock and horror over the attacks were two questions: Should I still go? […]

10 Ways Millennials Are Able to Save Money

As a ‘millennial,’ I constantly find myself on the receiving end of financial advice that’s either way over my head (tax-loss harvesting?) or seemingly impossible (how can I save half of my income when half my income is rent?). Many personal finance articles don’t exactly take into account the unique position my generation is currently in. […]

Secrets of ‘Supersavers’

Yesterday, I found this great article from the New York Times entitled ‘Supersavers’ Focus on the Goal. […]

Questions About Freezer Bags, iTunes, Work Boredom, Old Debt Guilt and More!

Do you have a lot of boring downtime at work? Use that opportunity to learn long-term career skills. What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five-word summaries. Click on the number to jump straight down to the question. 1. Replacing an old credit card 2. Handling wants without spending 3. Diverging financial perspectives from husband 4. […]

Why I Sometimes Regret Choosing Harvard over Community College

Back in 2008, I was a junior at Harvard University. It was around 10 p.m., and I was heading back to my dorm room after raiding our dining hall, which was offering free cookies that night. I was sharing an elevator with a classmate who was holding an astounding amount of cookies. […]

Top 10 States for College Affordability

North Carolina is one of two states whose constitution requires that college tuition be affordable. Photo: UNC Chapel Hill Year after year, we hear how the cost of college is ballooning out of control. But, is it true? After mulling this question over, I would have to say yes… and no. The truth is, college affordability is as complex as it is local. […]