The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 2)

Fancy Vacations? What Kids Really Want Is Your Time

Ever since my husband and I had children, family vacation has always been a priority in our house. At least once per year, I love taking the kids on a week-long trip somewhere warm, exciting, and new. Of course, travel is costly. I want to be able to take my kids on vacation just like my parents did, but not at the expense of our financial goals. […]

Three Famous Athletes Who Can Teach Us a Thing or Two About Frugality

Professional athletes often find themselves on shaky financial footing when they retire. This happens despite the fact that many of them make more money in one year than the average worker will make in a lifetime. Lifestyle inflation is real, people. As you accumulate expensive things, you expect more and better things in the future. […]

Inspiration from Confucius, Benjamin Franklin, Blaise Pascal, and More

Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life. 1. An icebreaker in the Arctic Ocean From the description: 10 hours video of Arctic ambience with frozen ocean, ice cracking, snow falling, icebreaker idling and distant howling wind sound. […]

Meal Prep Day! Simple Rice and Beans

I often talk about how I enjoy preparing meals in advance by making a bunch of duplicate meals at once, popping them in the freezer in a state that’s almost ready to eat, and then pulling them out when needed, merely reheating and then eating them. […]

31 Days to Financial Independence (Day 26): Considering Insurance

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we finished up our examination of investing and saving for specific goals with a broader look at saving for smaller goals, such as a car or a house down payment. […]

Five Things to Take Off Your Resume in 2017

If you’ve been out of school for a while, your resume has probably evolved along with your career. That’s as it should be, but while you’re adding experience and tweaking your resume to reflect your latest career focus, don’t forget to step back and look at your CV like a hiring manager. What you see might surprise you. […]

Supporting a Passion for Movies on a Reasonable Budget

Erica writes in with a question for the Mailbag that wound up with an answer that was just too long: My husband and I are film buffs. We watch a movie almost every night together and sometimes have movie marathons on the weekends and our walls are covered in film posters. […]

Valentine’s Day Date Ideas for $50 or Less

TSD’s Holly Johnson and Jon Gorey have, well, different perspectives on some things. Here, they share some ideas for a frugal Valentine’s Day date night. Valentine’s Day may be nothing more than a Hallmark holiday, but that doesn’t mean you should ignore it. Whether or not you choose to acknowledge it, your sweetie may be secretly aching for a little bit of romance. […]

Taking a Hard Look at Your Future Self

One of the most powerful concepts I’ve ever come across in my years of studying and thinking about personal finance issues is the concept of the “future self.” “Future self” is pretty much exactly what you think it is: It’s you at some point in the future. […]

Buying a Home This Year? Start Now to Get Your Credit in Shape

Are you planning to buy a new home this year? Unless you’ve recently won the lottery or can otherwise afford to pay in cash, it’s probably time to start thinking about how to prepare your credit for an upcoming mortgage application. The condition of your credit reports and scores is never more important than when you’re preparing to apply for a new home loan. […]