The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 2)

Heating, Cooling, and Saving

I really enjoyed this talk from Paul Wheaton on the reality of energy savings at home: Essentially, Wheaton breaks down the various ways to heat and cool your home into three groups. He mostly focuses on heat, but these ideas apply almost the same as cooling. The first group includes things that you touch for heat. Think of a heated blanket, for example. […]

Ten Pieces of Inspiration #173

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Antoine de Saint-Exupéry on relationships and risk “Of course I’ll hurt you. Of course you’ll hurt me. Of course we will hurt each other. But this is the very condition of existence. […]

Should Your Partner’s Debt Keep You Out of a Relationship?

Recently, a reader wrote to me with what would have been a stellar reader mailbag question except for the fact that it was full of personal details. […]

Price Per Unit Isn’t Always Useful

The idea of “price per unit” is a pretty useful one to have when you’re shopping for goods. It’s a simple idea that many of us know about, but it never hurts to break it down again for new readers. When you’re at the grocery store and you’re considering items, you’ll compare a lot of things – the item’s brand, the price, and the number of items in the package. […]

When Your Spouse Passes Away

A few days ago, I received an utterly heartbreaking email from a reader whose husband had passed away a week ago. She is in her fifties and has two grown children who are fully independent. […]

Reader Mailbag: Little Steps

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Help disputing bill 2. Requesting credit increase 3. Most valuable thing you’ve learned 4. Finances and dating 5. Buying electronics for life? 6. Frugal social circle 7. Next step after college illness? 8. […]

Experiments with Homemade Dishwashing Detergent: What Works Best?

A few weeks ago, I was greatly inspired by this HouseLogic article where several different homemade dishwasher soap recipes are compared. […]

The Simple Dollar Weekly Roundup: Focus on Happiness Edition

Try this little experiment. For the rest of the day (or tomorrow, if you’re reading this late in the day), whenever you interact with someone, take just a second and ask yourself what you could do during that interaction to make that other person walk away happier. Then, try to do just that. Offer a compliment. […]

4 Ways to Tell That Your Personal Finance Advisor is Scamming You

This article first appeared at U.S. News and World Report Money. Most personal finance advisors provide solid money advice that will help you achieve your goals. […]

The Future of Taxes

A few years ago, I wrote an article looking at the differences between a Roth IRA and a 401(k) with regards to how taxes will change in the future. If taxes go up, then a Roth IRA (or Roth 401(k)) is better. […]