The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 3)

Questions on Expensive Cars, Airbnb, Cheap Meals, Dollar Stores, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Handling old collection 2. Interesting experience with generic aspirin 3. Good books about financial independence 4. Dealing with a pay cut 5. Too tired to enjoy it? 6. Expensive cars 7. Devaluing of the dollar 8. […]

Questions on Expensive Cars, Airbnb, Cheap Meals, Dollar Stores, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Handling old collection 2. Interesting experience with generic aspirin 3. Good books about financial independence 4. Dealing with a pay cut 5. Too tired to enjoy it? 6. Expensive cars 7. Devaluing of the dollar 8. […]

Books with Impact: How to Win Friends and Influence People

The “Books with Impact” series takes a deeper look at specific books that have had a profound impact on my financial, professional, and personal growth by extracting specific points of advice from those books and looking at how I’ve applied them in my life with successful results. In the past on The Simple Dollar, I wrote some “book club” series where I walked through several of my favorite person […]

Books with Impact: How to Win Friends and Influence People

The “Books with Impact” series takes a deeper look at specific books that have had a profound impact on my financial, professional, and personal growth by extracting specific points of advice from those books and looking at how I’ve applied them in my life with successful results. In the past on The Simple Dollar, I wrote some “book club” series where I walked through several of my favorite person […]

Wasted Time and Your Real Hourly Wage

One of my favorite personal finance concepts is that of the “real hourly wage.” It was an idea I picked up from Your Money or Your Life and it’s well worth understanding, so let’s walk through it again before we move on. Your Real Hourly Wage Most of us can easily calculate our hourly wage. We just sit down, add up how many hours we worked in a given year, and divided our salary by that number. […]

Wasted Time and Your Real Hourly Wage

One of my favorite personal finance concepts is that of the “real hourly wage.” It was an idea I picked up from Your Money or Your Life and it’s well worth understanding, so let’s walk through it again before we move on. Your Real Hourly Wage Most of us can easily calculate our hourly wage. We just sit down, add up how many hours we worked in a given year, and divided our salary by that number. […]

Eleven Things I Wish I Understood About Personal Finance Before Starting Out

Not too many years ago, I was a fresh college graduate who was lucky enough to get a job straight out of college during the 2001-2002 economic downturn. […]

Eleven Things I Wish I Understood About Personal Finance Before Starting Out

Not too many years ago, I was a fresh college graduate who was lucky enough to get a job straight out of college during the 2001-2002 economic downturn. […]

The Problem with “Hot” Investments

About once a week, I take a trip to my local library to read up on the latest information about personal finance. I’ll grab current issues of all of the personal finance publications like Money and Kiplingers along with a newspaper or two and whatever personal finance books are on the “new release” shelf. […]

30 Great Gifts for $5 (or Less!)

Gift-giving can be an expensive proposition. Most of the ideas that tend to pop into people’s minds when it comes to exchanging gifts are expensive ones – or, at least ones that add up to a lot if you have to buy many of them. That doesn’t have to be the case. There are a lot of good ideas for inexpensive gifts for people that are thoughtful, enjoyable, and don’t leave you hurting. […]