The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 3)

How to Find High-Risk Car Insurance

Motorists who want to save money on their car insurance should do everything they can to avoid being labeled as high-risk drivers by insurance carriers. “If you want to keep your insurance affordable, try to keep your driving record as clean as possible,” says Nicole Farr, a spokeswoman for Arizona Insurance Institute. Things that can put you in the high-risk group include frequent accidents, traf […]

‘What Do You Want for the Holidays?’ for Frugally-Minded Folks

My extended family has always been very passionate about giving gifts. We enjoy hunting for and finding interesting gifts for each other. We often make gifts for each other, too, which can require a lot of lead time. However, sometimes, about this time of the year, we realize that we simply have no ideas as to what the other person might like as a gift. Often, we simply ask. […]

31 Days to Financial Independence (Day 9): Trimming Your Spending – Transportation

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we started looking at the average American family budget, going through each category and examining how one could trim the cost of typical expenses in that category. […]

Five Careers Where Being Frugal Pays Off

Being frugal is an asset in any career path. After all, you never know when markets will shift and your occupation will go from in-demand to “not accepting resumes at this time.” Even when it’s a job seeker’s market, you’re better off knowing how to stretch a dollar. Put yourself in the hiring manager’s shoes. […]

Some Thoughts on Hating Your Job and What You Can Do About It

With the exception of about two years of my adult life (split into two periods), I have never actually hated my job. I’ve usually been relatively happy about going into work. I’ve enjoyed the tasks I’ve had to work on and the people I’ve had to work with. Those two periods where I hated my job, though? […]

Can You Buy a Car with a Credit Card?

When you’re in the market for a new or used car, it’s smart to shop around. Beyond searching for the best price on the right car for your needs, however, you should also shop around for financing. Unless you have enough cash saved up to pay for your new ride, you’ll need an auto loan or personal loan to finance the purchase. […]

How to Choose the Best Mortgage

You’ve found a home you love. That’s great! But for most buyers, it’s only half the battle — next you have to secure a mortgage. […]

Questions About National Parks, Pocket Notebooks, Cheap DVDs, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Planning inexpensive national park vacation 2. Suddenly worried about aging 3. Lease agreement with mother 4. Household arrangements with mother 5. Downside guarantee 6. Inexpensive pocket notebooks 7. […]

The Disney Savings Account: Is There a Better Way to Save for Your Dream Vacation?

While there’s no denying that Disney vacations are expensive, there are plenty of ways to save money on your trip. Stay in an off-site condo instead of a hotel, for example, and you can make your own meals while scoring a lower nightly rate. Use credit card rewards to book your hotel or flights, and you can whittle down the costs of your trip tremendously. […]