The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 3)

Eight Money Moves that are Always a Good Idea

Between the so-called money experts, your family members, and your friends, you’ve probably endured your share of outdated financial advice and plain old media hype. One person says penny stocks are H-O-T, while others insist they’re an absolute outrage. […]

Questions About Budgeting Apps, Umbrella Insurance, Hamilton, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Budgeting app for cash economy 2. Salary and union difficulties 3. Renting or selling old house 4. Skilled nursing care 5. Handling huge increase in income 6. Investment companies besides Vanguard 7. […]

Six Steps to Brew Great-Tasting Coffee on the Cheap

We Americans love our coffee. About two-thirds of adults in the U.S. drink coffee every day, according to a recent Gallup poll, with the average coffee drinker consuming about three cups per day. But here at The Simple Dollar, we also love to find ways to save money. […]

Seven Big Investment Mistakes You’re Probably Making

It is remarkable how much long-term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent. -Charlie Munger You don’t have to be incredibly smart to be a good investor. […]

The Tools I Use to Manage Work, Money, and Life

Every year or two since I started The Simple Dollar, I’ve sat down and reviewed the wide variety of tools – both electronic and otherwise – that I use to manage my financial, professional, and personal life. […]

Two Rewards Cards Every Amazon Prime Member Needs

The internet has transformed the way many of us shop and stock our homes with food and other supplies (just ask any brick-and-mortar small business owner). […]

Our Family’s Free Summer Activity Checklist

Sarah and I have three children, and as a result, summer vacation means many weeks in which the children are at home. Given our district’s calendar, that means about eleven weeks in a row without school, which gives us a lot of empty days full of countless possibilities. The drawback, of course, is that many of those possibilities can be very expensive. […]

12 Things to Do When You’re Feeling Awful

Some days, I wake up and I absolutely don’t feel like working or doing much of anything. I feel like curling up in a ball and staying in bed for a while longer, or maybe even all day. It doesn’t happen real often, but when it does, it can hit me like a sledgehammer. I wake up feeling terrible. There are a lot of reasons for that feeling, of course. […]

The Elves in the Attic: Making Old Toys New Again

My four-year-old daughter has been playing nonstop with a Little People barn for the past week. Now, if you have a young child, you know the fleeting miracle that is a completely-engaging toy. It adds hours of delight to both of your lives, but usually only lasts a few days in the wake of a birthday or other special occasion. But this toy is old. […]

How to Break Out of the Overdraft Cycle

Most of us are familiar with overdrafts, whether it’s something we’ve actually done ourselves or not. We write a check for an amount greater than the remaining balance in our checking account and something bad happens. If you don’t have overdraft protection on your checking account, the bank will refuse to cover your check. […]