The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 3)

How to Keep Your Money Safe While Traveling

Photo: Garry Knight One big treat that Sarah and I enjoy is an annual family vacation. We usually travel somewhere within the United States or Canada as a family, sometimes camping and sometimes staying in hotels. Sometimes we visit state and national parks, while other years involve visits to cities. I’ve been to most of the states in the U.S. at this point, as well as several other countries. […]

How Much Does Car Insurance Cost?

Generally speaking, the faster the car goes, the more you’ll pay to insure it. Photo: NRMA Driver’s Seat How much is car insurance going to cost you? It’s not an easy question to answer. The quote you receive could be painfully high or comfortably low based on a number of different factors. But for what it’s worth, the average amount spent to insure a car in the U.S. […]

Why Bother? Digging Into the Purpose of Personal, Financial, and Professional Success

To some extent, our generation lacks the clarity of purpose that came with the unifying challenges of our predecessors: There’s no Great Depression to survive, no frontier to explore, and no World War to win. Photo: Library of Congress “We’re the middle children of history, man. No purpose or place. We have no Great War. No Great Depression. […]

Will Getting Multiple Credit Cards Hurt My Credit Score?

 Photo: Frankie Leon As a credit card rewards enthusiast and credit expert, I am constantly asked the same set of questions. Not only do people want to know if credit card rewards are “real,” but they also want to know how pursuing them will affect their credit. And it makes sense to be cautious. As we know, your credit score is an incredibly important component of your overall financial health. […]

Questions About Cheap Camping, Office Chairs, Steam, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Cheap camping options 2. Diabetic question 3. Water leaking from air vents 4. Handling a medical catastrophe 5. Side gigs at work? 6. Office chair suggestion 7. Struggling with life choices 8. Do bidets save money? 9. […]

Beyond eBay: Six Better Ways to Buy, Sell, and Trade Stuff Online

Photo: Yerdle via Facebook Are you tired of the mountains of clutter around your home? Are you overwhelmed by your own “stuff?” Do you have so many belongings that you have to rent a storage unit to house them all? If you answered “yes” to any of these questions, you’re not alone. […]

Thoughts on the Parable of the Mustard Seed

Photo: Jessica Spengler Recently, I attended the baptism of a beautiful baby girl. During the reading of the scripture, a passage from the book of Matthew was read – chapter 13, verses 31 and 32 – and it really stuck with me. Here it is, from the NIV translation: He told them another parable: “The kingdom of heaven is like a mustard seed, which a man took and planted in his field. […]

Some Thoughts on My Father

Photo: Giuseppe Milo In the spirit of Father’s Day, I wanted to share some thoughts about my own father and the huge impact he’s had on my life, personally and professionally. I grew up in a single income household. Most of the time, my father worked in a factory making construction equipment, while my mother stayed at home. […]

How to Use a Simple Pocket Notebook to Change Your Life

Photo: Mike Petrucci A few days ago, in Monday’s Reader Mailbag, I made an off-hand reference to my own use of pocket notebooks, where I wrote a paragraph or two about how I used them and suggested that if readers wanted to know more, they should send me a note and I’d write a longer article. […]

Ceiling Fan Hacks to Save Energy (and Money)

Look for a switch like this one to change the direction of your ceiling fans depending on the season. Photo: The JH Photography Summer’s just about here, and you’ve probably had to kick on the air conditioning a few times already. […]