The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 3)

Three Reasons Teachers Make Good Investors

The average Wall Street bonus was $172,860 in 2014. That’s just a bonus — and it’s more than three times the average high school teacher’s annual salary of $55,000. And yet, America’s teachers have reason to feel pretty smug right now beside their financial industry peers. […]

Three Reasons Teachers Make Good Investors

The average Wall Street bonus was $172,860 in 2014. That’s just a bonus — and it’s more than three times the average high school teacher’s annual salary of $55,000. And yet, America’s teachers have reason to feel pretty smug right now beside their financial industry peers. […]

Five Reasons to Love a Clothing Swap (and How to Host Your Own)

Your cat may find it annoying, but inviting some friends over for a clothing swap can help all of you score dozens of new outfits for free. Photo: J R I’ve always loved to shop. And I’ve always really loved to shop for anything wearable. Cowboy boots and maxi dresses. Cozy sweaters and dangly earrings. Button-downs and scarves. […]

10 Steps to Protect Yourself Against an Unexpected Job Loss

Take advantage of any professional development opportunities your employer offers, from discounted classes to company-paid conferences and networking events. Photo: Jenna Dosch/Tech Cocktail One of the biggest financial fears that many people have is that they’ll unexpectedly lose their job, which will lead to a downward spiral of financial trouble. […]

Ten Steps for Protecting Yourself Against an Unexpected Job Loss

One of the biggest financial fears that many people have is that they’ll unexpectedly lose their job, which will lead to a downward spiral of financial trouble. For many families, particularly those with children who are also living paycheck to paycheck, that downward spiral will happen very quickly. It’s a fear that I personally had for most of the first year of my son’s life. […]

The Best Credit Card Offers – February, 2014

Every month, we’ll be updating you with the best credit card offers available. If you’re in the market for a new credit card, bear in mind signing-bonus offers change regularly, though not significantly. However, what does remain fairly consistent with the best credit card deals are the types of offers you get. The Most Common Types of Credit Card Offers: Introductory 0% APR: Example: 0% Intro AP […]

Should You Co-Sign a Loan?

Asking someone to co-sign a loan is almost as weighty as a marriage proposal. Photo: Kenji Ross “Will you co-sign a loan?” That’s almost like asking, “Will you marry me?” Well, maybe not quite that intense. […]

Know What to Ignore

Before we even get started, I wanted to note that this article is about your money, but we need to take a little journey into the realm of productivity first. So, just bear with me a little bit. Recently, I had the pleasure of reading Ed Batista’s excellent article on productivity in Harvard Business Review. […]

Know What to Ignore

Before we even get started, I wanted to note that this article is about your money, but we need to take a little journey into the realm of productivity first. So, just bear with me a little bit. Recently, I had the pleasure of reading Ed Batista’s excellent article on productivity in Harvard Business Review. […]

Nine Life Milestones That Double as Debt Threats

By Doug Hoyes Most people I meet with are truly surprised at just how much debt they have accumulated. They didn’t go out yesterday and borrow that much money, but it did come from somewhere. The truth is that debt tends to follow a pretty predictable timeline. Most of life’s major milestones — from high school graduation to retirement — are associated with some financial commitment. […]