The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 3)

Questions About Coats, Politics, Retention Bonuses, Napoleon Hill, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Retention bonus versus retirement 2. Don’t want anything for Christmas 3. Angry about politics 4. Saving versus paying off debts 5. Buy it for life: coats 6. Frugality and minimalism 7. Living off dividends 8. […]

Startups to Help You Save Money and Manage Your Finances

Services like BillGuard and Onavo can help save you money in different ways. From holiday shopping to family vacations to unexpected car repairs or medical bills, staying ahead of your finances is both an important goal and a constant challenge. […]

Startups to Help You Save Money and Manage Your Finances

Services like BillGuard and Onavo can help save you money in different ways. From holiday shopping to family vacations to unexpected car repairs or medical bills, staying ahead of your finances is both an important goal and a constant challenge. […]

12 Common Money Mistakes New College Graduates Make

A broken leg is a bigger bummer when you don’t have insurance to pay for it, so make sure you’re covered. Photo: Ted Eytan Life after college graduation can be an overwhelming experience. Your whole world is changing. […]

Words Matter: How to Speak Insurance

Make sure you understand the terms of your coverage to avoid unwanted surprises. Photo: Andrew Steinmetz All insurance policies are contracts between an insurance company and a person or business. As with all contracts, they contain some very specific language that spells out the responsibilities of both the insurance company and the policy holder. […]

The Emotional Effects of Debt

Debt stirs different reactions in everyone, from ambivalence to anxiety to severe depression. Photo: Jacob Stewart Whether it’s considered “good debt” or “bad debt,” the truth is, any debt can cause serious emotional effects. Studies show what many of us already know: Debt is about much more than money. […]

How One Simple Change Spreads Throughout Your Life

To me, personal finance is about far more than just dollars and cents. Not only does the money you earn open a lot of doors and give you a lot of opportunities, those things are connected to almost every element of your life. […]

12 Surprising Ways to Save on Groceries

You can often find good prices on fresh produce at local fruit stands and farmers markets. Photo: John Tornow If you’ve been trying to cut costs to stop living from paycheck to paycheck, the food category was probably one of the first to take a hit. […]