The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 3)

A Simple Trick to Get Organized With Your Money

There’s a simple way to gain more control over your spending. Got a pen? Photo: Markus Rodder What did you buy today? No, really. I want to know everything you bought. Sit and think about it. Did you buy a meal out, school supplies for your child, a bathing suit online, or, ahem, a new “control” key for your Macbook Pro after your 1-year-old ripped it off? […]

Some Thoughts on Water Consumption

One thing all of us consume all of the time is water, whether it comes from the tap, flows out of the shower head, gets flushed straight down the toilet, or is cycled through our washing machine or dishwasher. That water has a real cost. […]

Six Biggest Myths About 529 Plans

Using a 529 plan to save for college doesn’t limit you to just state colleges or schools within your state. And you don’t even have to use your home state’s plan. Photo: Ohio State via Facebook By Kathryn Flynn A college degree is worth more today than ever before. […]

Six Biggest Myths About 529 Plans

Using a 529 plan to save for college doesn’t limit you to just state colleges or schools within your state. And you don’t even have to use your home state’s plan. Photo: Ohio State via Facebook By Kathryn Flynn A college degree is worth more today than ever before. […]

The Giant Free Project List

Spring cleaning is one of my favorite tasks of the year. It gives us a chance to freshen up our home after a long Midwestern winter. However, the part that I enjoy the most is simply going through all of the stuff we own. The boxes in the garage rafters. The items stowed away in closets. The kits and other things hidden on utility shelves in the garage. […]

How Much Are Your Habits Costing You?

When the occasional splurge becomes a daily habit, the costs can pile up quickly. Photo: Hirotomo T Making a Starbucks run on your way to work probably doesn’t seem like that big of a deal. Your soy caramel latte costs, what, $4? That isn’t enough money to make or break your budget, so you probably didn’t give it a second thought. But what happens when it becomes a habit? […]

15 Buying Recommendations for Everyday Things

Over the last several months, a number of questions for the reader mailbag have revolved around what exactly I buy for various common household purchases. What kind of trash bags do I buy? What kind of batteries do I buy? […]

Fifteen Buying Recommendations for Everyday Things

Over the last several months, a number of questions for the reader mailbag have revolved around what exactly I buy for various common household purchases. What kind of trash bags do I buy? What kind of batteries do I buy? […]

Why Americans Aren’t Ready for an Emergency

One in four Americans has more credit card debt than emergency savings. Photo: Alex Let’s talk about our saving skills for a minute, America. Because it seems that while we’re improving, we have yet to master the skill of setting aside appropriate amounts of money for a rainy day. Instead, we’re consumed with instant gratification and keeping up with the Joneses. […]

Some Thoughts on Riskier Investments

It’s okay to invest in a risky asset if it brings you some extra enjoyment — just don’t use any money you’re not prepared to lose. Photo: Michael Coghlan A good friend of mine has about 25% of his net worth tied up in Magic: the Gathering cards. […]