The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 3)

What Common Home Repairs Cost (and How to Budget for Them)

A new roof usually lasts 20-30 years, so if you’ve been in your home for a decade or more, it’s time to start budgeting for the inevitable. […]

Questions About Retirement, Identity Theft, Bread Makers, Towels and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Handling financial issues in marriage 2. Buying LED light bulbs 3. Library book sales 4. Finding better housing options 5. Protecting elderly from identity theft 6. Tax-free growth for retirement 7. E-book reader options 8. […]

Earn and Learn: 10 Great Jobs That Start With an Apprenticeship

As the cost of a four-year degree continues to surge higher, a more traditional form of education seems to be catching on: the apprenticeship. A wide range of government data reveals that low-cost or paid apprenticeship gigs are making a rebound among young people, adults already established in the workforce, and military veterans. According to the United States Department of Labor, the number of […]

The Broken Rules of Mass Media – and Better Ones to Live By

 Photo: Jonathan Kos-Read Almost every time I turn on my television or go to the website of a cable news network, I’m frustrated. I’m frustrated by the things that pass for “news” that are mostly just commercials, like breathless announcements of the latest product from Apple or the latest car models or the latest antics of some reality television star. I’m frustrated by the advertisements that ar […]

The Deceptively Tiny Wardrobe: A Clever Method for Saving Money and Time With Clothing While Still Having Plenty to Wear

Photo: Emily May Over the last few years, I’ve bought almost no new clothes. The only exception I can think of at all is some replacements for my socks and underwear. As clothes have worn out, I’ve simply tossed them in the trash or the rag bag. My goal, in the end, is to have a “deceptively tiny wardrobe.” What do I mean by that? […]

Would You Trust Quicken Loans With Your Mortgage?

By Peter Miller There has always been competition in the mortgage industry, but now borrowers increasingly find themselves with a new option: financing from a nonbank. What’s a nonbank, and how do they work? Is it safe to get a mortgage from one? Go back to the 1980s and the mortgage field was largely dominated by savings-and-loan associations. […]

Nine Fantastic and Inexpensive Summer Recipes Using Fresh Seasonal Foods

Summer is a great time for veggie lovers. Photo: dumbonyc For me, the best part of summer is the seemingly endless variety of fresh produce. It’s everywhere, from gardens to CSA baskets, from farmers markets to family gardens, from roadside stands to your local grocery store. […]

The Best High-Interest Savings Accounts Online

If the low yields on savings accounts at your brick-and-mortar bank have you searching for other options, you’ll be pleased to know there are still plenty of high-interest savings accounts online. […]

Six Simple Changes to Your Grocery Routine That Can Save You a Lot of Money

Try cutting back on ‘big’ shopping trips and just replenishing fresh items in between, like produce and milk. Photo: Fareway via Facebook As I’ve alluded to a few times recently, a Fareway just opened in the small town in which my family lives (for those unfamiliar, Fareway is a discount grocer). […]

Five Ways to Improve Your Credit Score Without a Credit Card

If you have a good relationship with your local bank or credit union, taking out a small personal loan — and paying it back religiously — can help you build your credit score without relying on a credit card. Unless you have enough cash to finance your entire life, you’ll probably need credit at some point. […]