The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 3)

When Is It Safe to Close a Credit Card?

You work hard to maintain good credit scores, but the truth is that even one seemingly innocent mistake has the potential to undo your efforts. Credit mistakes like late payments, collection accounts, or maxing out your credit cards can quickly turn your previously impressive credit scores into something much less attractive. […]

Questions About Housing, Soap Flakes, Gift Cards, Thermoses and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Dealing with housing boom 2. Binge watch television with library 3. Soap flakes? 4. Very long life planning? 5. Cord cutting and TV room 6. Thermos and food safety 7. Bar or liquid soap 8. Unwanted gift cards 9. […]

Questions About Housing, Soap Flakes, Gift Cards, Thermoses and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Dealing with housing boom 2. Binge watch television with library 3. Soap flakes? 4. Very long life planning? 5. Cord cutting and TV room 6. Thermos and food safety 7. Bar or liquid soap 8. Unwanted gift cards 9. […]

How to Create a DIY Pension Plan

The retirement savings landscape has changed a lot over the past few decades. It used to be that if you held a steady job for most of your adult life, you could count on receiving a pension in retirement that provided a consistent monthly income based on the number of years you worked and the salary you earned. But that kind of security is rare these days. According to the U.S. […]

How to Create a DIY Pension Plan

The retirement savings landscape has changed a lot over the past few decades. It used to be that if you held a steady job for most of your adult life, you could count on receiving a pension in retirement that provided a consistent monthly income based on the number of years you worked and the salary you earned. But that kind of security is rare these days. According to the U.S. […]

Will You Have a Job in 10 Years? Five Visionaires Weigh In

It’s hard to predict what the future will look like. Back in the 1960s, many people thought we were headed toward a Jetsons-inspired future full of flying cars and robot housekeepers. Yet, here we are, still ground-bound in our vehicles and without the option of conversing with an endearing robot helper (naming and talking to your Roomba vacuum doesn’t count). […]

Will You Have a Job in 10 Years? Five Visionaires Weigh In

It’s hard to predict what the future will look like. Back in the 1960s, many people thought we were headed toward a Jetsons-inspired future full of flying cars and robot housekeepers. Yet, here we are, still ground-bound in our vehicles and without the option of conversing with an endearing robot helper (naming and talking to your Roomba vacuum doesn’t count). […]

Using Meditation or Prayer to Help Achieve Financial, Professional, and Personal Goals

It’s not a secret to long time readers of The Simple Dollar that meditation is one of my daily practices. I spend at least 10 minutes each morning meditating, usually by simply focusing on my breathing. […]

Using Meditation or Prayer to Help Achieve Financial, Professional, and Personal Goals

It’s not a secret to long time readers of The Simple Dollar that meditation is one of my daily practices. I spend at least 10 minutes each morning meditating, usually by simply focusing on my breathing. […]

To My Nephew on His High School Graduation

Dear Nephew, After 13 years spent in school, you’ve finally earned a high school diploma, which is basically a ticket for your first steps into the real world. The choices you’ve made up to this point have mostly been under the shelter of your parents and your school district, which have brought you to the threshold of adulthood. […]